Mortgage Lenders and Brokers in Fenton, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fenton, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank175 N Leroy St, Fenton, MI 48430A+5.0 ★Texas Ratio: 5.45%, Huntington National BankHuntington National Bank19025 Silver Pkwy, Fenton, MI 48430A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15000 Silver Lake Parkway, Fenton, MI 48430A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1231 N Leroy St, Fenton, MI 48430A+5.0 ★Texas Ratio: 3.22%, Flagstar Bank NAFlagstar Bank NA16390 Silver Pkwy, Fenton, MI 48430D3.3 ★Texas Ratio: 35.11%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Genisys Credit UnionGenisys Credit Union15405 Silver Pkwy, Fenton, MI 48430 3450A+5.0 ★Texas Ratio: 5.37%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Dort Financial Credit UnionDort Financial Credit Union14265 N Fenton Rd, Fenton, MI 48430 1541A+5.0 ★Texas Ratio: 4.06%, and Financial Plus Credit UnionFinancial Plus Credit Union15125 Silver Pkwy, Fenton, MI 48430 3460. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fenton, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fenton are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fenton, Michigan
Market share is the lender's share of all home loans closed in Fenton, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Fenton 175 N Leroy St, Fenton, MI 48430 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 10 | 3.2% | 76.9% | $150,000 | View |
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2 offices in Fenton 19025 Silver Pkwy, Fenton, MI 48430 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 5 +26 HELOCs |
1.6% | 100% | $461,000 | View |
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1 office in Fenton 15000 Silver Lake Parkway, Fenton, MI 48430 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 80% | $188,333 | View |
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1 office in Fenton 1231 N Leroy St, Fenton, MI 48430 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 50% | $245,000 | View |
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1 office in Fenton 16390 Silver Pkwy, Fenton, MI 48430 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 25% | $255,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA, HELOC | 17 +1 HELOCs |
5.4% | 100% | $223,235 | View |
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15405 Silver Pkwy, Fenton, MI 48430 3450 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 16 +6 HELOCs |
5.1% | 88.9% | $149,375 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, Jumbo | 11 | 3.5% | 84.6% | $406,818 | View |
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14265 N Fenton Rd, Fenton, MI 48430 1541 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 9 +9 HELOCs |
2.9% | 100% | $221,666 | View |
Financial Plus Credit Union
15125 Silver Pkwy, Fenton, MI 48430 3460 |
Conventional | 9 | 2.9% | 90.9% | $80,555 | |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, VA, HELOC | 5 +4 HELOCs |
1.6% | 100% | $335,000 | |
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1390 N Leroy St, Fenton, MI 48430 5310 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 5 | 1.6% | 100% | $109,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 100% | $231,666 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $225,000 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 2 | 0.6% | 100% | $185,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $175,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $235,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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7558 N Alger Rd, Alma, MI 48801 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.3% | 100% | $245,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 49 | 15.7% | 98% | $243,367 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 8.9% | 90.3% | $259,642 | |
Legacy Mortgage
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Conventional, FHA, VA | 14 | 4.5% | 100% | $265,000 | |
Mortgage Center LC
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Conventional | 7 | 2.2% | 100% | $350,714 | |
Mortgage 1 Incorporated
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Conventional, FHA, USDA | 5 | 1.6% | 100% | $199,000 | |
BLG Holdings, LLC
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Conventional | 3 | 1% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 2 | 0.6% | 100% | $280,000 | |
Success Mortgage Partners, Inc
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FHA, VA | 2 | 0.6% | 100% | $230,000 | |
Ross Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $250,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.3% | 33.3% | $285,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Msu Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Mortgage300 Corporation
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Conventional, FHA | 10 | 3.2% | 100% | $210,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.9% | 100% | $205,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.6% | 100% | $209,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.6% | 100% | $237,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 1.6% | 100% | $329,000 | |
Newrez LLC
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Conventional, FHA | 4 | 1.3% | 100% | $140,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1% | 60% | $298,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 1% | 100% | $161,666 | |
American Financial Resources LLC
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Conventional | 2 | 0.6% | 100% | $225,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.6% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 50% | $295,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 75% | $110,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $270,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.6% | 66.7% | $130,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $95,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 50% | $405,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
United Trust Bank
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FHA | 1 | 0.3% | 100% | $155,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $25,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.3% | 100% | $305,000 | |
Baxter Credit Union
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $745,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Everwise Credit Union
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.3% | 100% | $615,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 20% | $45,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fenton Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fenton, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Fenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fenton, MI
Use these to narrow the list above. Each category shows how many Fenton, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Fenton, MI
Independent mortgage companies closed 61.3 percent of home loans in Fenton, Michigan in 2025, banks 17.9 percent and credit unions 20.8 percent. Member First Mortgage, LLC was the largest mortgage company, ChoiceOne Bank the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fenton, MI
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Fenton, Michigan with 10 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Fenton, Michigan in 2025, led by Rocket Mortgage with 10. 11 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 24 credit unions closed home loans in Fenton, Michigan in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fenton, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fenton, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
