Mortgage Lenders and Brokers in Edwardsburg, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edwardsburg, Michigan mortgage lenders include Huntington National BankHuntington National Bank68955 M 62, Edwardsburg, MI 49112A+5.0 ★Texas Ratio: 3.66%, 1St Source Bank1St Source Bank223 S Front St, Dowagiac, MI 49047A+5.0 ★Texas Ratio: 5.01%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association1352 S Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.81%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, Circle Federal Credit UnionCircle Federal Credit Union68925 M 62 Suite A, Edwardsburg, MI 49112 9150A+5.0 ★Texas Ratio: 1.86%, and Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edwardsburg, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edwardsburg are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edwardsburg, Michigan
Market share is the lender's share of all home loans closed in Edwardsburg, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edwardsburg 68955 M 62, Edwardsburg, MI 49112 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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223 S Front St, Dowagiac, MI 49047 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 4 +5 HELOCs |
4.8% | 100% | $192,500 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $190,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $155,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $235,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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68925 M 62 Suite A, Edwardsburg, MI 49112 9150 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA | 1 | 1.2% | 100% | $325,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 8 | 9.6% | 88.9% | $221,250 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 7.2% | 100% | $373,333 | |
Bay Equity LLC
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Zippy Loans, LLC
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Conventional | 7 | 8.4% | 63.6% | $25,000 | |
Notre Dame Federal Credit Union
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Conventional, Jumbo, HELOC | 6 +5 HELOCs |
7.2% | 100% | $410,000 | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 6 | 7.2% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 3.6% | 75% | $285,000 | |
Union Home Mortgage Corp.
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FHA, USDA | 3 | 3.6% | 100% | $281,666 | |
Mortgage Research Center
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VA | 3 | 3.6% | 75% | $245,000 | |
Everwise Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
2.4% | 100% | $120,000 | |
Gvc Mortgage, Inc.
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FHA | 2 | 2.4% | 100% | $235,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 2.4% | 100% | $215,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 2.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +4 HELOCs |
1.2% | 100% | $485,000 | View |
Inova Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 6.90% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $445,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 1.2% | 100% | $175,000 | |
Everett Financial, Inc.
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FHA | 1 | 1.2% | 100% | $275,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 100% | $45,000 | |
PHH Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $465,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.2% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
Union Savings Bank
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Conventional | 1 | 1.2% | 100% | $355,000 | |
Better Mortgage Corporation
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FHA | 1 | 1.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 1.2% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $195,000 | |
New American Funding, LLC.
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FHA | 1 | 1.2% | 100% | $165,000 | |
Village Capital & Investment
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FHA | 1 | 1.2% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edwardsburg Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edwardsburg, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Edwardsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edwardsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edwardsburg, MI
Use these to narrow the list above. Each category shows how many Edwardsburg, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Edwardsburg, MI
Independent mortgage companies closed 65.1 percent of home loans in Edwardsburg, Michigan in 2025, banks 20.5 percent and credit unions 14.5 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and United Federal Credit Union the largest credit union. Among lenders headquartered in Michigan, United Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edwardsburg, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Edwardsburg, Michigan with 0 loans, about 0 percent of the market. The largest lender headquartered in Michigan was United Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Edwardsburg, Michigan in 2025, led by Rocket Mortgage with 2. 2 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Edwardsburg, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edwardsburg, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edwardsburg, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edwardsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
