Mortgage Lenders and Brokers in Eaton Rapids, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eaton Rapids, Michigan mortgage lenders include Eaton Community BankEaton Community Bank307 S Main St, Eaton Rapids, MI 48827A5.0 ★Texas Ratio: 6.35%, Independent BankIndependent Bank2461 S Michigan Rd, Eaton Rapids, MI 48827A5.0 ★Texas Ratio: 6.46%, LafcuLafcu1505 Kyle St, Eaton Rapids, MI 48827A+5.0 ★Texas Ratio: 1.86%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, and Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eaton Rapids, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eaton Rapids are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eaton Rapids, Michigan
Market share is the lender's share of all home loans closed in Eaton Rapids, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eaton Rapids 307 S Main St, Eaton Rapids, MI 48827 A5.0 ★Texas Ratio: 6.35% |
Conventional | 10 | 5% | 90.9% | $108,000 | View |
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1 office in Eaton Rapids 2461 S Michigan Rd, Eaton Rapids, MI 48827 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 4 +6 HELOCs |
2% | 100% | $172,500 | View |
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1505 Kyle St, Eaton Rapids, MI 48827 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 13 | 6.4% | 100% | $105,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
5.4% | 84.6% | $185,909 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 2% | 80% | $215,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 4 | 2% | 100% | $257,500 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 3 +3 HELOCs |
1.5% | 75% | $201,666 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 1.5% | 100% | $261,666 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 3 | 1.5% | 100% | $81,666 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 1% | 100% | $65,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 2 | 1% | 100% | $205,000 | |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 2 | 1% | 100% | $255,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +4 HELOCs |
0.5% | 50% | $285,000 | View |
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2400 West Rd, East Lansing, MI 48823 7347 A+5.0 ★Texas Ratio: 5.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 50% | $105,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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415 S Superior St, Albion, MI 49224 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
FHA | 1 | 0.5% | 100% | $265,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.5% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 101 S Main St, Eaton Rapids, MI 48827 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 10.9% | 79.3% | $180,454 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 11 | 5.4% | 91.7% | $215,909 | |
Msu Federal Credit Union
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Conventional, HELOC | 3 +15 HELOCs |
1.5% | 80% | $201,666 | |
Mortgage 1 Incorporated
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FHA, VA | 3 | 1.5% | 100% | $271,666 | |
GreenStone Farm Credit Services
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Conventional | 3 | 1.5% | 100% | $231,666 | |
VanDyk Mortgage Corporation
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Conventional, USDA | 3 | 1.5% | 100% | $145,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, USDA | 2 | 1% | 100% | $225,000 | |
Mortgage Center LC
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Conventional, VA | 2 | 1% | 100% | $155,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA, HELOC | 20 +1 HELOCs |
9.9% | 100% | $193,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 5 | 2.5% | 100% | $227,000 | |
Newrez LLC
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Conventional, FHA | 5 | 2.5% | 83.3% | $163,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2% | 100% | $145,000 | |
Mortgage Research Center
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VA | 4 | 2% | 66.7% | $297,500 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.5% | 75% | $251,666 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 1.5% | 100% | $115,000 | |
loanDepot.com LLC
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FHA | 2 | 1% | 100% | $145,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1% | 100% | $175,000 | |
Geneva Financial LLC
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Conventional, VA | 2 | 1% | 100% | $145,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1% | 100% | $95,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1% | 100% | $165,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 42.9% | $265,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $35,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $245,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $195,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $125,000 | |
New Day Financial, LLC.
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FHA | 1 | 0.5% | 33.3% | $285,000 | |
Mortgage300 Corporation
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FHA | 1 | 0.5% | 100% | $255,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $295,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 33.3% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $55,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.5% | 50% | $145,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Eaton Rapids Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eaton Rapids, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Eaton Rapids? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eaton Rapids in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eaton Rapids, MI
Use these to narrow the list above. Each category shows how many Eaton Rapids, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Eaton Rapids, MI
Independent mortgage companies closed 61.9 percent of home loans in Eaton Rapids, Michigan in 2025, banks 20.3 percent and credit unions 17.8 percent. Member First Mortgage, LLC was the largest mortgage company, Eaton Community Bank the largest bank and Lafcu the largest credit union. Among lenders headquartered in Michigan, Eaton Community Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eaton Rapids, MI
By home loans closed in 2025, Eaton Community Bank was the largest mortgage lender in Eaton Rapids, Michigan with 10 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Eaton Rapids, Michigan in 2025, led by Rocket Mortgage with 8. 12 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 16 credit unions closed home loans in Eaton Rapids, Michigan in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eaton Rapids, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eaton Rapids, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eaton Rapids. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
