Mortgage Lenders and Brokers in Centreville, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centreville, Michigan mortgage lenders include Sturgis Bank & TrustSturgis Bank & Trust158 W Main St, Centreville, MI 49032A5.0 ★Texas Ratio: 9.46%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust235 E Main St, Centreville, MI 49032A5.0 ★Texas Ratio: 8.82%, OMNI Community Credit UnionOMNI Community Credit Union676 E Main St, Centreville, MI 49032A+5.0 ★Texas Ratio: 2.36%, Kellogg Community Credit UnionKellogg Community Credit Union41 2nd St, Battle Creek, MI 49014 6286A+5.0 ★Texas Ratio: 1.68%, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Farmers State BankFarmers State Bank809 W Chicago Rd, Sturgis, MI 49091A+5.0 ★Texas Ratio: 0.14%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centreville, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centreville are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centreville, Michigan
Market share is the lender's share of all home loans closed in Centreville, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centreville 158 W Main St, Centreville, MI 49032 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 9 +15 HELOCs |
8.7% | 83.3% | $168,333 | View |
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1 office in Centreville 235 E Main St, Centreville, MI 49032 A5.0 ★Texas Ratio: 8.82% |
Conventional | 6 | 5.8% | 100% | $210,000 | View |
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676 E Main St, Centreville, MI 49032 A+5.0 ★Texas Ratio: 2.36% |
Conventional, HELOC | 7 +1 HELOCs |
6.7% | 77.8% | $87,857 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 4 | 3.8% | 100% | $142,500 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 3 +6 HELOCs |
2.9% | 100% | $125,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, USDA, HELOC | 3 +4 HELOCs |
2.9% | 100% | $258,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 3 +1 HELOCs |
2.9% | 75% | $141,666 | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $145,000 | View |
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809 W Chicago Rd, Sturgis, MI 49091 A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $140,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.9% | 100% | $690,000 | View |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $155,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $365,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
FHA | 1 | 1% | 100% | $145,000 | View |
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523 Ada Dr Se, Ada, MI 49301 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 1% | 100% | $175,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 1% | 100% | $475,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 1% | 100% | $195,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1% | 100% | $225,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.7% | 100% | $290,714 | |
Rocket Mortgage
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Conventional | 5 | 4.8% | 83.3% | $269,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1% | 100% | $295,000 | |
Mortgage Center LC
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Conventional | 1 | 1% | 100% | $255,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 9 | 8.7% | 100% | $209,444 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 8 | 7.7% | 88.9% | $277,500 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.9% | 100% | $358,333 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.9% | 100% | $425,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1.9% | 100% | $310,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 66.7% | $285,000 | |
Beacon Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $525,000 | View |
Alliant Credit Union
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Conventional | 1 | 1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $145,000 | View |
Goodleap, LLC
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Conventional | 1 | 1% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 100% | $75,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 100% | $65,000 | |
The Farmers & Merchants State Bank
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Conventional | 1 | 1% | 100% | $235,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 1% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $155,000 | |
Better Mortgage Corporation
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FHA | 1 | 1% | 100% | $345,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 1% | 100% | $385,000 | View |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 1% | 100% | $35,000 | View |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Centreville Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centreville, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Centreville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centreville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centreville, MI
Use these to narrow the list above. Each category shows how many Centreville, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Centreville, MI
Independent mortgage companies closed 47.1 percent of home loans in Centreville, Michigan in 2025, banks 30.8 percent and credit unions 22.1 percent. United Wholesale Mortgage was the largest mortgage company, Sturgis Bank & Trust the largest bank and OMNI Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Sturgis Bank & Trust led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centreville, MI
By home loans closed in 2025, Sturgis Bank & Trust was the largest mortgage lender in Centreville, Michigan with 9 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Centreville, Michigan in 2025, led by Prosperity Home Mortgage, LLC with 3. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 11 credit unions closed home loans in Centreville, Michigan in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centreville, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centreville, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centreville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
