Mortgage Lenders and Brokers in Berkley, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Berkley, Michigan mortgage lenders include Flagstar Bank NAFlagstar Bank NA28653 Woodward Ave, Berkley, MI 48072D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.2925 12 Mile Rd, Berkley, MI 48072A+5.0 ★Texas Ratio: 4.24%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Vibe Credit UnionVibe Credit Union3082 Coolidge Hwy, Berkley, MI 48072A+5.0 ★Texas Ratio: 5.97%, Superior National BankSuperior National Bank201 S Superior Ave, Baraga, MI 49908A+5.0 ★Texas Ratio: 4.32%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, and Credit Union OneCredit Union One28845 Woodward Ave, Berkley, MI 48072 0915A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Berkley, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Berkley are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Berkley, Michigan
Market share is the lender's share of all home loans closed in Berkley, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Berkley 28653 Woodward Ave, Berkley, MI 48072 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 9 +1 HELOCs |
2.2% | 100% | $297,222 | View |
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★ 1.7 stars, 3 reviews 1 office in Berkley 2925 12 Mile Rd, Berkley, MI 48072 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $275,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 19 +1 HELOCs |
4.6% | 100% | $468,684 | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 12 +2 HELOCs |
2.9% | 92.3% | $293,333 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 10 +4 HELOCs |
2.4% | 83.3% | $119,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, VA | 9 | 2.2% | 100% | $323,888 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 8 +6 HELOCs |
1.9% | 88.9% | $125,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +2 HELOCs |
1.7% | 100% | $273,571 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 6 +6 HELOCs |
1.4% | 60% | $403,333 | View |
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28845 Woodward Ave, Berkley, MI 48072 0915 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 4 +4 HELOCs |
1% | 50% | $172,500 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $198,333 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $215,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 66.7% | $311,666 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 3 | 0.7% | 100% | $268,333 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $290,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +11 HELOCs |
0.2% | 100% | $115,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $25,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.2% | 100% | $295,000 | |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 79 +1 HELOCs |
19% | 90.9% | $325,253 | |
Rocket Mortgage
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Conventional, FHA, VA | 75 | 18% | 89.3% | $247,666 | |
Staunton Financial Inc
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Conventional | 26 | 6.2% | 89.7% | $323,076 | |
Ross Mortgage Corporation
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Conventional | 9 | 2.2% | 100% | $317,222 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 7 | 1.7% | 100% | $242,142 | |
Mortgage Center LC
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Conventional | 6 | 1.4% | 100% | $318,333 | |
Mortgage 1 Incorporated
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Conventional | 5 | 1.2% | 100% | $271,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 2 +9 HELOCs |
0.5% | 100% | $180,000 | |
Legacy Mortgage
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Conventional | 1 | 0.2% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 2.4% | 100% | $309,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 10 | 2.4% | 90.9% | $287,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 6 +1 HELOCs |
1.4% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +1 HELOCs |
1.2% | 100% | $267,000 | |
Cmg Mortgage Inc
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Conventional | 5 | 1.2% | 100% | $267,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1% | 100% | $280,000 | |
Newrez LLC
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Conventional | 4 | 1% | 80% | $322,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.7% | 100% | $561,666 | View |
Navy Federal Credit Union
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VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $550,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.5% | 100% | $360,000 | View |
PHH Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $295,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.5% | 100% | $255,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $60,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $310,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.5% | 100% | $285,000 | |
The Mortgage Link, Inc.
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Conventional | 2 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $145,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $325,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 33.3% | $195,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $425,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Berkley Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Berkley, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Berkley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Berkley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Berkley, MI
Use these to narrow the list above. Each category shows how many Berkley, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Berkley, MI
Independent mortgage companies closed 67.1 percent of home loans in Berkley, Michigan in 2025, banks 17.3 percent and credit unions 15.6 percent. Member First Mortgage, LLC was the largest mortgage company, Flagstar Bank NA the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Berkley, MI
By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in Berkley, Michigan with 9 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Berkley, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.9 percent, against a 90.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Berkley, Michigan in 2025, led by Rocket Mortgage with 8. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 20 credit unions closed home loans in Berkley, Michigan in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Berkley, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Berkley, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Berkley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
