Mortgage Lenders and Brokers in Athens, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Athens, Michigan mortgage lenders include Kellogg Community Credit UnionKellogg Community Credit Union41 2nd St, Battle Creek, MI 49014 6286A+5.0 ★Texas Ratio: 1.68%, OMNI Community Credit UnionOMNI Community Credit Union101 W Monroe St, Bangor, MI 49013A+5.0 ★Texas Ratio: 2.36%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, Marshall Community Credit UnionMarshall Community Credit Union1157 Michigan Ave E, Battle Creek, MI 49014 6802A5.0 ★Texas Ratio: 7.49%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Ignite Credit UnionIgnite Credit Union200 W Cass St, Albion, MI 49224A5.0 ★Texas Ratio: 7.48%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Athens, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Athens are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Athens, Michigan
Market share is the lender's share of all home loans closed in Athens, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 15 | 20.5% | 100% | $118,333 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 4 | 5.5% | 50% | $117,500 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 3 +2 HELOCs |
4.1% | 75% | $161,666 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 3 | 4.1% | 100% | $118,333 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +2 HELOCs |
2.7% | 100% | $185,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 2.7% | 40% | $80,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $55,000 | View |
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200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 1.4% | 100% | $25,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
FHA | 1 | 1.4% | 100% | $255,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 1.4% | 100% | $215,000 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 1 | 1.4% | 100% | $195,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.4% | 100% | $35,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 15.1% | 84.6% | $107,727 | |
GreenStone Farm Credit Services
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Conventional | 2 | 2.7% | 100% | $60,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 1.4% | 100% | $185,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.4% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 10 | 13.7% | 100% | $159,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.4% | 100% | $155,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 1.4% | 50% | $255,000 | |
Guild Mortgage Company
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VA | 1 | 1.4% | 100% | $175,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.4% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 1.4% | 100% | $225,000 | |
Everwise Credit Union
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Conventional | 1 | 1.4% | 100% | $185,000 | |
Navy Federal Credit Union
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VA | 1 | 1.4% | 100% | $465,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.4% | 66.7% | $175,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $225,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.4% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Athens Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Athens, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Athens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Athens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Athens, MI
Use these to narrow the list above. Each category shows how many Athens, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Athens, MI
Independent mortgage companies closed 43.8 percent of home loans in Athens, Michigan in 2025, banks 12.3 percent and credit unions 43.8 percent. Rocket Mortgage was the largest mortgage company, Southern Michigan Bank & Trust the largest bank and Kellogg Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Kellogg Community Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Athens, MI
By home loans closed in 2025, Kellogg Community Credit Union was the largest mortgage lender in Athens, Michigan with 15 loans, about 20.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Athens, Michigan in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 11 credit unions closed home loans in Athens, Michigan in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Athens, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Athens, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Athens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
