Mortgage Lenders and Brokers in Albion, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Albion, Michigan mortgage lenders include Homestead Savings BankHomestead Savings Bank415 S Superior St, Albion, MI 49224A+5.0 ★Texas Ratio: 1.82%, Huntington National BankHuntington National Bank1301 N Eaton St, Albion, MI 49224A+5.0 ★Texas Ratio: 3.66%, Marshall Community Credit UnionMarshall Community Credit Union1157 Michigan Ave E, Battle Creek, MI 49014 6802A5.0 ★Texas Ratio: 7.49%, True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, Kellogg Community Credit UnionKellogg Community Credit Union41 2nd St, Battle Creek, MI 49014 6286A+5.0 ★Texas Ratio: 1.68%, Ignite Credit UnionIgnite Credit Union200 W Cass St, Albion, MI 49224A5.0 ★Texas Ratio: 7.48%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, Eaton Community BankEaton Community Bank236 S Cochran Ave, Charlotte, MI 48813A5.0 ★Texas Ratio: 6.35%, and Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Albion, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albion are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Albion, Michigan
Market share is the lender's share of all home loans closed in Albion, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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415 S Superior St, Albion, MI 49224 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 9 | 5.9% | 83.3% | $97,222 | View |
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1 office in Albion 1301 N Eaton St, Albion, MI 49224 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 6 +13 HELOCs |
3.9% | 75% | $140,000 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 11 | 7.2% | 100% | $97,727 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 6 | 3.9% | 75% | $111,666 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 5 | 3.3% | 83.3% | $91,000 | View |
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200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48% |
Conventional | 4 | 2.6% | 100% | $85,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 2% | 50% | $128,333 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 3 | 2% | 100% | $75,000 | View |
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236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 2 | 1.3% | 100% | $105,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 1.3% | 66.7% | $185,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $165,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 1 | 0.7% | 33.3% | $95,000 | View |
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6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
FHA | 1 | 0.7% | 100% | $45,000 | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 8.6% | 70% | $147,307 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
2% | 60% | $118,333 | |
Msu Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $60,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $170,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Staunton Financial Inc
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FHA | 1 | 0.7% | 100% | $105,000 | |
First Choice MH LLC
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Conventional | 29 | 19.1% | 90.6% | $97,068 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 5 | 3.3% | 100% | $119,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 5 | 3.3% | 100% | $117,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2% | 100% | $135,000 | |
loanDepot.com LLC
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FHA | 3 | 2% | 75% | $91,666 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 1.3% | 100% | $90,000 | |
Everett Financial, Inc.
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FHA | 2 | 1.3% | 100% | $140,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.3% | 100% | $140,000 | |
Newrez LLC
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FHA | 2 | 1.3% | 50% | $145,000 | |
Gvc Mortgage, Inc.
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Conventional, VA | 2 | 1.3% | 100% | $125,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.3% | 100% | $290,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.3% | 66.7% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $85,000 | |
Tyndall Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 50% | $115,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 50% | $65,000 | |
New American Funding, LLC.
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USDA | 1 | 0.7% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Albion Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Albion, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Albion? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albion in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Albion, MI
Use these to narrow the list above. Each category shows how many Albion, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Albion, MI
Independent mortgage companies closed 55.3 percent of home loans in Albion, Michigan in 2025, banks 20.4 percent and credit unions 24.3 percent. Member First Mortgage, LLC was the largest mortgage company, Homestead Savings Bank the largest bank and Marshall Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Homestead Savings Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Albion, MI
By home loans closed in 2025, Homestead Savings Bank was the largest mortgage lender in Albion, Michigan with 9 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Albion, Michigan in 2025, led by Rocket Mortgage with 4. 7 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 15 credit unions closed home loans in Albion, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Albion, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albion, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albion. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
