Mortgage Lenders and Brokers in West Falmouth, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Falmouth, Massachusetts mortgage lenders include Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Marthas Vineyard BankMarthas Vineyard Bank517 South Rd, Chilmark, MA 02535A+5.0 ★Texas Ratio: 0.66%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, Cape & Coast BankCape & Coast Bank1591 Main Street, East Dennis, MA 02641A5.0 ★Texas Ratio: 8.54%, Dedham Institution For SavingsDedham Institution For Savings100 Old Billerica Rd, Bedford, MA 01730A5.0 ★Texas Ratio: 10.91%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, and TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Falmouth, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Falmouth are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Falmouth, Massachusetts
Market share is the lender's share of all home loans closed in West Falmouth, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, HELOC | 13 +15 HELOCs |
10.7% | 93.3% | $385,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 12 +2 HELOCs |
9.8% | 100% | $525,000 | View |
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517 South Rd, Chilmark, MA 02535 A+5.0 ★Texas Ratio: 0.66% |
Conventional, Jumbo | 5 | 4.1% | 100% | $1,011,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
2.5% | 75% | $591,666 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +17 HELOCs |
1.6% | 66.7% | $235,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +10 HELOCs |
1.6% | 100% | $570,000 | View |
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1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 2 | 1.6% | 100% | $245,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 2 | 1.6% | 100% | $485,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +12 HELOCs |
0.8% | 100% | $105,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $75,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,405,000 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.8% | 100% | $165,000 | |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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200 Mill Rd, Fairhaven, MA 02719 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional | 2 | 1.6% | 100% | $655,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.8% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA | 18 | 14.8% | 90% | $247,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
3.3% | 80% | $417,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 4 | 3.3% | 100% | $572,500 | |
Service Federal Credit Union
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Conventional, HELOC | 3 +5 HELOCs |
2.5% | 60% | $75,000 | |
Newrez LLC
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Conventional | 3 | 2.5% | 75% | $171,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 2.5% | 100% | $465,000 | View |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $435,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.6% | 100% | $355,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 1.6% | 100% | $475,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.6% | 100% | $520,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $305,000 | |
Passumpsic Bank
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Conventional | 1 | 0.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
Primelending
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Conventional | 1 | 0.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,685,000 | View |
Contour Mortgage Corporation
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,635,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 50% | $185,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $445,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 20% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $255,000 | |
First Home Mortgage
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Conventional, Jumbo | 1 | 0.8% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.8% | 100% | $685,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo | 1 | 0.8% | 100% | $915,000 | View |
East Coast Capital Corp.
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FHA | 1 | 0.8% | 100% | $535,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.8% | 100% | $675,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $415,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.8% | 100% | $405,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $535,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $285,000 | |
Webster Bank, N.A.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,505,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,525,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Falmouth Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Falmouth, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in West Falmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Falmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Falmouth, MA
Use these to narrow the list above. Each category shows how many West Falmouth, MA lenders fit and what that kind of lender is usually best for.
Who Lends in West Falmouth, MA
Independent mortgage companies closed 47.5 percent of home loans in West Falmouth, Massachusetts in 2025, banks 46.7 percent and credit unions 5.7 percent. Radius Financial Group Inc was the largest mortgage company, Cape Cod Five Cents Savings Bank the largest bank and Rockland Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape Cod Five Cents Savings Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Falmouth, MA
By home loans closed in 2025, Cape Cod Five Cents Savings Bank was the largest mortgage lender in West Falmouth, Massachusetts with 13 loans, about 10.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in West Falmouth, Massachusetts in 2025, led by Rocket Mortgage with 3. 2 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 7 credit unions closed home loans in West Falmouth, Massachusetts in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Falmouth, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Falmouth, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Falmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
