Mortgage Lenders and Brokers in Southbridge Town, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Southbridge Town, Massachusetts mortgage lenders include Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%, Savers Cooperative BankSavers Cooperative Bank38 Auburn St, Auburn, MA 01501C4.0 ★Texas Ratio: 27.40%, Southbridge Credit UnionSouthbridge Credit Union732 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.53%, BankesbBankesb770 Main St, Agawam, MA 01001, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, Millbury Federal Credit UnionMillbury Federal Credit Union56 Auburn St, Auburn, MA 01501A+5.0 ★Texas Ratio: 2.17%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Bay State Savings BankBay State Savings Bank99 Auburn St, Auburn, MA 01501A+5.0 ★Texas Ratio: 4.38%, Unibank For SavingsUnibank For Savings10 Cheney St, Blackstone, MA 01504A+5.0 ★Texas Ratio: 5.57%, and Webster First Federal Credit UnionWebster First Federal Credit Union547 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southbridge Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southbridge Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southbridge Town, Massachusetts
Market share is the lender's share of all home loans closed in Southbridge Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 21 | 6.9% | 68.8% | $175,476 | View |
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38 Auburn St, Auburn, MA 01501 C4.0 ★Texas Ratio: 27.40% |
Conventional | 12 | 3.9% | 100% | $151,666 | View |
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732 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.53% |
Conventional | 10 | 3.3% | 45.5% | $93,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, FHA, HELOC | 6 +3 HELOCs |
2% | 75% | $198,333 | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA | 6 | 2% | 85.7% | $263,333 | View |
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56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 4 | 1.3% | 100% | $152,500 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $165,000 | |
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99 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 3 | 1% | 100% | $468,333 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 3 | 1% | 100% | $385,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 3 | 1% | 50% | $205,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $350,000 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $375,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $435,000 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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489 BOSTON TPKE, SHREWSBURY, MA 01545 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 25% | $295,000 | View |
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18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
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35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional, FHA | 3 | 1% | 100% | $281,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 1% | 100% | $341,666 | View |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.7% | 100% | $400,000 | |
Drew Mortgage Associates, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $285,000 | |
Salem Five Mortgage Company LLC
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Conventional | 2 | 0.7% | 100% | $145,000 | |
Ross Mortgage Company
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Athol Savings Bank
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 7.9% | 84.4% | $281,250 | |
Total Mortgage Services, LLC
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Conventional, FHA | 18 | 5.9% | 100% | $277,222 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.9% | 57.7% | $361,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.9% | 92.9% | $288,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 10 | 3.3% | 90.9% | $231,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 9 +2 HELOCs |
3% | 100% | $282,777 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.3% | 77.8% | $299,285 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 7 | 2.3% | 100% | $375,000 | View |
Nations Lending Corporation
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Conventional, FHA | 7 | 2.3% | 88.9% | $257,857 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 6 +1 HELOCs |
2% | 85.7% | $170,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2% | 85.7% | $343,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.6% | 100% | $351,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $267,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1.3% | 85.7% | $282,500 | |
Newrez LLC
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Conventional | 4 | 1.3% | 66.7% | $195,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 66.7% | $420,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 1.3% | 80% | $270,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1% | 100% | $318,333 | |
EMM Loans LLC
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Conventional, VA | 3 | 1% | 100% | $241,666 | |
American Financial Resources LLC
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FHA | 3 | 1% | 75% | $418,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1% | 37.5% | $51,666 | |
Calcon Mutual Mortgage LLC
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FHA | 3 | 1% | 100% | $398,333 | |
Nfm, Inc
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Conventional, FHA | 3 | 1% | 100% | $331,666 | |
Harborone Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $355,000 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA, USDA | 3 | 1% | 100% | $368,333 | View |
Semper Home Loans, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $330,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.7% | 100% | $320,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.7% | 100% | $535,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.7% | 100% | $470,000 | |
Passumpsic Bank
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 50% | $415,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $425,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.3% | 100% | $535,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.3% | 100% | $435,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $175,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
First World Mortgage Corporaton
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Member Advantage Mortgage
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Conventional | 1 | 0.3% | 50% | $405,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Southbridge Town Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southbridge Town, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Southbridge Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southbridge Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southbridge Town, MA
Use these to narrow the list above. Each category shows how many Southbridge Town, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Southbridge Town, MA
Independent mortgage companies closed 65.2 percent of home loans in Southbridge Town, Massachusetts in 2025, banks 26.9 percent and credit unions 7.9 percent. Radius Financial Group Inc was the largest mortgage company, Cornerstone Bank the largest bank and Southbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cornerstone Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southbridge Town, MA
By home loans closed in 2025, Cornerstone Bank was the largest mortgage lender in Southbridge Town, Massachusetts with 21 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Southbridge Town, Massachusetts in 2025, led by Freedom Mortgage Corporation with 7. 13 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Southbridge Town, Massachusetts in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southbridge Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southbridge Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southbridge Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
