Mortgage Lenders and Brokers in Smith Mills, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Smith Mills, Massachusetts mortgage lenders include Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, Fall River Five Cents SavingsFall River Five Cents Savings136 Faunce Corner Mall Rd, Dartmouth, MA 02747A5.0 ★Texas Ratio: 7.62%, Bristol County Savings BankBristol County Savings Bank1 Blue Pride Way, Attleboro, MA 02703A+5.0 ★Texas Ratio: 3.37%, First Citizens' Federal Credit UnionFirst Citizens' Federal Credit Union396 Onset Ave, East Wareham, MA 02538A+5.0 ★Texas Ratio: 2.13%, New Bedford Credit UnionNew Bedford Credit Union1150 Purchase St, New Bedford, MA 02740 6635A+5.0 ★Texas Ratio: 2.71%, Baycoast BankBaycoast Bank2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Rockland Federal Credit UnionRockland Federal Credit Union200 Westgate Dr Unit 119A, Brockton, MA 02301A+5.0 ★Texas Ratio: 3.09%, and Westport Federal Credit UnionWestport Federal Credit Union655 State Rd, Westport, MA 02790A+5.0 ★Texas Ratio: 1.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Smith Mills, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smith Mills are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Smith Mills, Massachusetts
Market share is the lender's share of all home loans closed in Smith Mills, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional, FHA | 13 | 12.9% | 92.9% | $513,461 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional, VA, HELOC | 6 +4 HELOCs |
5.9% | 75% | $485,000 | View |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 4 | 4% | 80% | $450,000 | View |
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396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 4 | 4% | 100% | $217,500 | View |
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1150 Purchase St, New Bedford, MA 02740 6635 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 4 | 4% | 100% | $150,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 2 +6 HELOCs |
2% | 100% | $50,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +12 HELOCs |
1% | 100% | $325,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $525,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 1% | 100% | $275,000 | View |
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★ 5 stars, 1 review 655 State Rd, Westport, MA 02790 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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200 Mill Rd, Fairhaven, MA 02719 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 1% | 50% | $165,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
St. Anne'S Credit Union of Fal
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Conventional, HELOC | 4 +6 HELOCs |
4% | 66.7% | $235,000 | |
Fall River Municipal Credit Un
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Conventional | 1 | 1% | 100% | $515,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 1% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA | 14 | 13.9% | 93.3% | $420,000 | |
Guild Mortgage Company
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Conventional | 8 | 7.9% | 100% | $356,250 | |
Rocket Mortgage
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Conventional | 6 | 5.9% | 85.7% | $338,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 4% | 100% | $415,000 | |
EMM Loans LLC
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Conventional, VA | 3 | 3% | 100% | $515,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 2% | 100% | $430,000 | View |
Newrez LLC
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Conventional | 2 | 2% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 2% | 100% | $240,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 2 | 2% | 100% | $390,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $415,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $335,000 | |
Amerant Mortgage LLC
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FHA | 1 | 1% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 1% | 100% | $545,000 | View |
Nfm, Inc
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Conventional | 1 | 1% | 100% | $545,000 | |
Shoreham Bank
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Conventional | 1 | 1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 1% | 100% | $465,000 | |
Village Capital & Investment
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FHA | 1 | 1% | 100% | $575,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1% | 100% | $265,000 | |
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Smith Mills Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Smith Mills, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Smith Mills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smith Mills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Smith Mills, MA
Use these to narrow the list above. Each category shows how many Smith Mills, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Smith Mills, MA
Independent mortgage companies closed 50.5 percent of home loans in Smith Mills, Massachusetts in 2025, banks 30.7 percent and credit unions 18.8 percent. Mortgage Equity Partners LLC was the largest mortgage company, Baycoast Mortgage Company, LLC the largest bank and First Citizens' Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Baycoast Mortgage Company, LLC led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Smith Mills, MA
By home loans closed in 2025, Baycoast Mortgage Company, LLC was the largest mortgage lender in Smith Mills, Massachusetts with 13 loans, about 12.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Smith Mills, Massachusetts in 2025, led by United Wholesale Mortgage with 7. 4 lenders closed VA loans, led by Fall River Five Cents Savings. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 9 credit unions closed home loans in Smith Mills, Massachusetts in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Smith Mills, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smith Mills, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smith Mills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
