Mortgage Lenders and Brokers in Rowley, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rowley, Massachusetts mortgage lenders include TD BankTD Bank174 Newburyport Tpke, Rowley, MA 01969A+5.0 ★Texas Ratio: 3.71%, Beacon Bank & TrustBeacon Bank & Trust144 Newburyport Tpke, Rowley, MA 01969A+5.0 ★Texas Ratio: 5.36%, Salem Five Cents Savings BankSalem Five Cents Savings Bank303 Haverhill St, Rowley, MA 01969A+5.0 ★Texas Ratio: 3.29%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Institution For SavingsInstitution For Savings312 Haverhill St, Rowley, MA 01969A+5.0 ★Texas Ratio: 0.22%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, and Middlesex Federal SavingsMiddlesex Federal Savings53 Riverside Ave, Medford, MA 02155A+5.0 ★Texas Ratio: 0.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rowley, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rowley are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rowley, Massachusetts
Market share is the lender's share of all home loans closed in Rowley, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rowley 174 Newburyport Tpke, Rowley, MA 01969 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +7 HELOCs |
1.2% | 100% | $305,000 | View |
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1 office in Rowley 144 Newburyport Tpke, Rowley, MA 01969 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +6 HELOCs |
1.2% | 50% | $535,000 | View |
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1 office in Rowley 303 Haverhill St, Rowley, MA 01969 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.5% | 100% | $488,333 | View |
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312 Haverhill St, Rowley, MA 01969 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 3 | 3.5% | 75% | $588,333 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 2 +2 HELOCs |
2.4% | 100% | $425,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $545,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 1.2% | 100% | $735,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 1.2% | 100% | $105,000 | |
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53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 1.2% | 100% | $755,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,125,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 1.2% | 100% | $235,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 1.2% | 100% | $215,000 | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,175,000 | |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 1.2% | 100% | $595,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 9 | 10.6% | 100% | $472,777 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 2 | 2.4% | 100% | $710,000 | View |
Drew Mortgage Associates, Inc
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FHA | 1 | 1.2% | 100% | $455,000 | |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 9 | 10.6% | 100% | $623,888 | |
Rocket Mortgage
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Conventional | 5 | 5.9% | 75% | $213,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 4 | 4.7% | 80% | $682,500 | View |
Freedom Mortgage Corporation
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FHA | 3 | 3.5% | 100% | $601,666 | |
Newrez LLC
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Conventional | 3 | 3.5% | 100% | $431,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 3.5% | 75% | $621,666 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.4% | 100% | $705,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 2.4% | 100% | $610,000 | |
United Wholesale Mortgage
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Conventional | 2 | 2.4% | 100% | $490,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.4% | 100% | $680,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.4% | 100% | $450,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.4% | 100% | $410,000 | |
Keystone Funding, Inc
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Conventional | 2 | 2.4% | 100% | $615,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 100% | $1,725,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.2% | 100% | $455,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.2% | 100% | $555,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 1.2% | 100% | $435,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $315,000 | |
T2 Financial LLC
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Conventional | 1 | 1.2% | 100% | $635,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,395,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 1.2% | 100% | $265,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.2% | 100% | $575,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Texana Bank
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FHA, Jumbo | 1 | 1.2% | 100% | $935,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rowley Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rowley, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Rowley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rowley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rowley, MA
Use these to narrow the list above. Each category shows how many Rowley, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Rowley, MA
Independent mortgage companies closed 57.6 percent of home loans in Rowley, Massachusetts in 2025, banks 38.8 percent and credit unions 3.5 percent. Guaranteed Rate, Inc. was the largest mortgage company, TD Bank the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Salem Five Cents Savings Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rowley, MA
By home loans closed in 2025, TD Bank was the largest mortgage lender in Rowley, Massachusetts with 1 loans, about 1.2 percent of the market. The largest lender headquartered in Massachusetts was Salem Five Cents Savings Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Rowley, Massachusetts in 2025, led by Freedom Mortgage Corporation with 3. 2 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Rowley, Massachusetts in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rowley, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rowley, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rowley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
