Mortgage Lenders and Brokers in Onset, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Onset, Massachusetts mortgage lenders include Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, Somerset Federal Credit UnionSomerset Federal Credit Union740 County St, Somerset, MA 02726A+5.0 ★Texas Ratio: 1.02%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Mass Bay Credit UnionMass Bay Credit Union183 Main St, Everett, MA 02149A5.0 ★Texas Ratio: 6.39%, Middlesex Savings BankMiddlesex Savings Bank279 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 1.23%, and Bluestone BankBluestone Bank5 Scotland Blvd, Bridgewater, MA 02324A5.0 ★Texas Ratio: 9.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Onset, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Onset are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Onset, Massachusetts
Market share is the lender's share of all home loans closed in Onset, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, HELOC | 6 +3 HELOCs |
5.9% | 66.7% | $393,333 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 3 +7 HELOCs |
3% | 75% | $211,666 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 100% | $150,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $290,000 | View |
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740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 2% | 100% | $150,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 2% | 100% | $570,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
VA, HELOC | 1 +2 HELOCs |
1% | 100% | $475,000 | View |
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183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 1 | 1% | 100% | $385,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 1% | 100% | $195,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 1 | 1% | 100% | $635,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 1% | 100% | $235,000 | |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 1% | 100% | $405,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 1 | 1% | 100% | $3,005,000 | View |
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180 Mount Vernon St, Dorchester, MA 02125 A5.0 ★Texas Ratio: 8.79% |
Conventional | 1 | 1% | 100% | $525,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 1% | 100% | $55,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Radius Financial Group Inc
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Conventional, FHA | 3 | 3% | 100% | $441,666 | |
Fall River Municipal Credit Un
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Conventional | 1 | 1% | 100% | $125,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 1% | 100% | $655,000 | |
St. Anne'S Credit Union of Fal
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 19 | 18.8% | 90.9% | $336,052 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 5% | 83.3% | $307,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 4 +2 HELOCs |
4% | 66.7% | $302,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA | 4 | 4% | 100% | $297,500 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 3% | 100% | $481,666 | |
loanDepot.com LLC
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Conventional | 3 | 3% | 60% | $315,000 | |
Freedom Mortgage Corporation
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VA | 2 | 2% | 66.7% | $500,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 2% | 100% | $670,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2% | 66.7% | $105,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 2% | 100% | $205,000 | View |
Mortgage Research Center
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VA | 2 | 2% | 100% | $540,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2% | 100% | $265,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 2% | 100% | $345,000 | |
EMM Loans LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
American Financial Resources LLC
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FHA | 1 | 1% | 100% | $485,000 | |
Primelending
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VA | 1 | 1% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1% | 100% | $515,000 | View |
Newrez LLC
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FHA | 1 | 1% | 25% | $585,000 | |
Guild Mortgage Company
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Conventional | 1 | 1% | 100% | $335,000 | |
First Home Mortgage
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Conventional | 1 | 1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 1% | 100% | $405,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1% | 100% | $325,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 50% | $55,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 50% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 1% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 1% | 100% | $375,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $715,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1% | 100% | $515,000 | View |
Onset Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Onset, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Onset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Onset in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Onset, MA
Use these to narrow the list above. Each category shows how many Onset, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Onset, MA
Independent mortgage companies closed 64.4 percent of home loans in Onset, Massachusetts in 2025, banks 29.7 percent and credit unions 5.9 percent. Radius Financial Group Inc was the largest mortgage company, Cape Cod Five Cents Savings Bank the largest bank and Somerset Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape Cod Five Cents Savings Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Onset, MA
By home loans closed in 2025, Cape Cod Five Cents Savings Bank was the largest mortgage lender in Onset, Massachusetts with 6 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Onset, Massachusetts in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in Onset, Massachusetts in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Onset, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Onset, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Onset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
