Mortgage Lenders and Brokers in Northampton, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northampton, Massachusetts mortgage lenders include Greenfield Savings BankGreenfield Savings Bank207 Main St, Northampton, MA 01060A+5.0 ★Texas Ratio: 3.75%, Florence BankFlorence Bank58 Main St, Northampton, MA 01060A+5.0 ★Texas Ratio: 2.70%, Greenfield Cooperative BankGreenfield Cooperative Bank67 King St, Northampton, MA 01060A+5.0 ★Texas Ratio: 4.03%, PeoplesBankPeoplesBank300 King St, Northampton, MA 01060A+5.0 ★Texas Ratio: 5.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 King Street, Northampton, MA 01060A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA228 King St, Northampton, MA 01060A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank175 Main St, Northampton, MA 01060A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA144 Main St, Northampton, MA 01060A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank43 King St, Northampton, MA 01060A+5.0 ★Texas Ratio: 4.11%, and UMassFive College Federal Credit UnionUMassFive College Federal Credit Union245 King St, Northampton, MA 01060A5.0 ★Texas Ratio: 7.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northampton, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northampton are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northampton, Massachusetts
Market share is the lender's share of all home loans closed in Northampton, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Northampton 207 Main St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 30 | 11.8% | 93.8% | $361,333 | View |
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★ 5 stars, 1 review 2 offices in Northampton 58 Main St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 27 +38 HELOCs |
10.6% | 90.3% | $226,481 | View |
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1 office in Northampton 67 King St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 24 | 9.4% | 88.9% | $341,666 | View |
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1 office in Northampton 300 King St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 8 +4 HELOCs |
3.1% | 100% | $307,500 | View |
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1 office in Northampton 1 King Street, Northampton, MA 01060 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $545,000 | View |
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1 office in Northampton 228 King St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $785,000 | View |
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1 office in Northampton 175 Main St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $85,000 | View |
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1 office in Northampton 144 Main St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $215,000 | View |
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1 office in Northampton 43 King St, Northampton, MA 01060 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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245 King St, Northampton, MA 01060 A5.0 ★Texas Ratio: 7.52% |
Conventional | 28 | 11% | 88.6% | $116,428 | View |
Bankesb
297 King St, Northampton, MA 01060 |
Conventional, HELOC | 3 +12 HELOCs |
1.2% | 75% | $448,333 | |
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226 KING ST, NORTHAMPTON, MA 01060 A5.0 ★Texas Ratio: 8.45% |
Conventional | 3 | 1.2% | 75% | $155,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 1.2% | 100% | $205,000 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 3 | 1.2% | 100% | $318,333 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional | 2 | 0.8% | 100% | $505,000 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 2 | 0.8% | 100% | $450,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.8% | 66.7% | $850,000 | View |
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14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 2 | 0.8% | 100% | $115,000 | View |
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1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $105,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $295,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.4% | 50% | $275,000 | View |
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157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affordable Mortgage Advisors
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Conventional, FHA | 20 | 7.8% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 6.7% | 81.8% | $217,941 | |
Guild Mortgage Company
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Conventional | 15 | 5.9% | 100% | $432,333 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 9 | 3.5% | 90% | $563,888 | |
Newrez LLC
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Conventional, VA | 5 | 2% | 62.5% | $407,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 1.2% | 100% | $268,333 | View |
Member Advantage Mortgage
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Conventional | 3 | 1.2% | 87.5% | $288,333 | |
Freedom Mortgage Corporation
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VA | 2 | 0.8% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.8% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.8% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.8% | 100% | $385,000 | View |
New American Funding, LLC.
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Conventional | 2 | 0.8% | 100% | $320,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.8% | 100% | $540,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $125,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
First World Mortgage Corporaton
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 25% | $315,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 50% | $355,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 100% | $355,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Northampton Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northampton, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Northampton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northampton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northampton, MA
Use these to narrow the list above. Each category shows how many Northampton, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Northampton, MA
Independent mortgage companies closed 36.1 percent of home loans in Northampton, Massachusetts in 2025, banks 49 percent and credit unions 14.9 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Greenfield Savings Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Greenfield Savings Bank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northampton, MA
By home loans closed in 2025, Greenfield Savings Bank was the largest mortgage lender in Northampton, Massachusetts with 30 loans, about 11.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Northampton, Massachusetts in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Northampton, Massachusetts in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northampton, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northampton, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northampton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
