Easthampton Town, Massachusetts mortgage lenders include Florence BankFlorence Bank385 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 2.70%, BankesbBankesb770 Main St, Agawam, MA 01001, Polish National Credit UnionPolish National Credit Union46 Main St, Chicopee, MA 01020A+5.0 ★Texas Ratio: 1.02%, Greenfield Cooperative BankGreenfield Cooperative Bank390 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 4.03%, Greenfield Savings BankGreenfield Savings Bank108 N Pleasant St, Amherst, MA 01002A+5.0 ★Texas Ratio: 3.75%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, Greylock Federal Credit UnionGreylock Federal Credit Union2 Park St, Adams, MA 01220A5.0 ★Texas Ratio: 7.93%, and Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Easthampton Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Easthampton Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Easthampton Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 25 +19 HELOCs |
12.4% | 78.8% | $204,200 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 22 +24 HELOCs |
10.9% | 91.7% | $103,636 | |
|
46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 13 | 6.4% | 93.3% | $178,076 | View |
|
390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 10 | 5% | 100% | $309,000 | View |
|
108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 9 | 4.5% | 100% | $305,000 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 8 | 4% | 90% | $70,000 | View |
|
56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 3 +5 HELOCs |
1.5% | 100% | $318,333 | View |
|
655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +4 HELOCs |
1.5% | 75% | $241,666 | View |
|
2 Park St, Adams, MA 01220 A5.0 ★Texas Ratio: 7.93% |
Conventional | 2 | 1% | 100% | $270,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 1% | 100% | $200,000 | View |
|
14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 2 | 1% | 40% | $180,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 1% | 100% | $245,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +7 HELOCs |
0.5% | 100% | $315,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
|
61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
|
1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 1 | 0.5% | 50% | $15,000 | View |
|
159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 0.5% | 100% | $95,000 | |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Guild Mortgage Company
|
Conventional, FHA | 16 | 7.9% | 100% | $205,000 | |
Affordable Mortgage Advisors
|
Conventional | 10 | 5% | 100% | $392,000 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 4.5% | 83.3% | $139,444 | |
Harborone Mortgage, LLC
|
Conventional | 5 | 2.5% | 100% | $325,000 | |
New American Funding, LLC.
|
Conventional | 5 | 2.5% | 100% | $331,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $271,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 1.5% | 100% | $348,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA | 3 | 1.5% | 100% | $158,333 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 3 | 1.5% | 100% | $235,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 2 | 1% | 100% | $260,000 | |
Nbkc Bank
|
Conventional, VA | 2 | 1% | 100% | $420,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1% | 66.7% | $405,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1% | 100% | $65,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 2 | 1% | 66.7% | $380,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 50% | $310,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 2 | 1% | 100% | $155,000 | |
Member Advantage Mortgage
|
Conventional | 2 | 1% | 80% | $265,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1% | 100% | $280,000 | |
Semper Home Loans, Inc
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Newrez LLC
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.5% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $425,000 | |
Movement Mortgage, LLC
|
VA, Jumbo | 1 | 0.5% | 100% | $855,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,125,000 | |
Quorum Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 25% | $185,000 | |
Mortgage Research Center
|
VA | 1 | 0.5% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,125,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Texana Bank
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 1.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Easthampton Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Easthampton Town in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Easthampton Town, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 35.6 percent of home loans in Easthampton Town, Massachusetts in 2025, banks 48 percent and credit unions 16.3 percent. New Fed Mortgage Corp. was the largest mortgage company, Florence Bank the largest bank and Polish National Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Florence Bank led with 25 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Florence Bank was the largest mortgage lender in Easthampton Town, Massachusetts with 25 loans, about 12.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Easthampton Town, Massachusetts in 2025, led by Guild Mortgage Company with 2. 8 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Easthampton Town, Massachusetts in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Easthampton Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Easthampton Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Easthampton Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.