East Sandwich, Massachusetts mortgage lenders include Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Beacon Bank & TrustBeacon Bank & Trust820 Suffield Strret, Agawam, MA 01001A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association6 Somers Rd, East Longmeadow, MA 01028A+5.0 ★Texas Ratio: 4.81%, Sharon & Crescent United Credit UnionSharon & Crescent United Credit Union115 Commercial St, Brockton, MA 02302A+5.0 ★Texas Ratio: 2.19%, Liberty Bay Credit UnionLiberty Bay Credit Union300 Granite St Fl 3, Braintree, MA 02184 3909A+5.0 ★Texas Ratio: 1.21%, Dedham Institution For SavingsDedham Institution For Savings100 Old Billerica Rd, Bedford, MA 01730A5.0 ★Texas Ratio: 10.91%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, and Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Sandwich, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Sandwich are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in East Sandwich, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 10 +10 HELOCs |
16.4% | 100% | $487,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 4 +2 HELOCs |
6.6% | 100% | $600,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
4.9% | 100% | $1,431,666 | View |
|
820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $605,000 | View |
|
6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.6% | 100% | $355,000 | View |
|
115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 1.6% | 100% | $675,000 | View |
|
300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.6% | 100% | $215,000 | View |
|
100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 1 | 1.6% | 100% | $405,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +8 HELOCs |
0% | 100% | View | |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo | 5 | 8.2% | 100% | $571,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 8.2% | 55.6% | $515,000 | |
loanDepot.com LLC
|
Conventional, VA, Jumbo | 4 | 6.6% | 100% | $517,500 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo | 3 | 4.9% | 100% | $655,000 | View |
Webster Bank, N.A.
|
Conventional, Jumbo | 3 | 4.9% | 100% | $1,235,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 2 | 3.3% | 100% | $980,000 | |
United Wholesale Mortgage
|
Conventional | 2 | 3.3% | 100% | $475,000 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.6% | 100% | $625,000 | View |
Equity Resources Inc
|
Conventional | 1 | 1.6% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.6% | 100% | $875,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.6% | 100% | $155,000 | |
Newrez LLC
|
VA | 1 | 1.6% | 100% | $525,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.6% | 100% | $105,000 | |
Guild Mortgage Company
|
VA | 1 | 1.6% | 100% | $575,000 | |
Service Federal Credit Union
|
Conventional, Jumbo | 1 | 1.6% | 100% | $825,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.6% | 100% | $295,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.6% | 50% | $525,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,445,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.6% | 100% | $435,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.6% | 100% | $425,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 1.6% | 100% | $595,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in East Sandwich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Sandwich in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many East Sandwich, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 49.2 percent of home loans in East Sandwich, Massachusetts in 2025, banks 44.3 percent and credit unions 6.6 percent. Guaranteed Rate, Inc. was the largest mortgage company, Cape Cod Five Cents Savings Bank the largest bank and Sharon & Crescent United Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape Cod Five Cents Savings Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Cape Cod Five Cents Savings Bank was the largest mortgage lender in East Sandwich, Massachusetts with 10 loans, about 16.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in East Sandwich, Massachusetts in 2025, led by Rocket Mortgage with 1. 6 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in East Sandwich, Massachusetts in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Sandwich, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Sandwich, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Sandwich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.