Mortgage Lenders and Brokers in Bellingham, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bellingham, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank4 N Main St, Bellingham, MA 02019A+5.0 ★Texas Ratio: 2.64%, Middlesex Savings BankMiddlesex Savings Bank267 Hartford Ave, Bellingham, MA 02019A+5.0 ★Texas Ratio: 1.23%, Bank of America NABank of America NA288 Hartford Avenue Ste A 170, Bellingham, MA 02019A+5.0 ★Texas Ratio: 4.14%, Charles River BankCharles River Bank3 S Maple St, Bellingham, MA 02019A-4.4 ★Texas Ratio: 5.05%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Dean Cooperative BankDean Cooperative Bank411 Pulaski Blvd, Bellingham, MA 02019A4.7 ★Texas Ratio: 1.40%, Bluestone BankBluestone Bank5 Scotland Blvd, Bridgewater, MA 02324A5.0 ★Texas Ratio: 9.41%, Avidia BankAvidia Bank1073 Main St, Clinton, MA 01510A+5.0 ★Texas Ratio: 3.70%, and Fall River Five Cents SavingsFall River Five Cents Savings136 Faunce Corner Mall Rd, Dartmouth, MA 02747A5.0 ★Texas Ratio: 7.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bellingham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bellingham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bellingham, Massachusetts
Market share is the lender's share of all home loans closed in Bellingham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bellingham 4 N Main St, Bellingham, MA 02019 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +5 HELOCs |
3.1% | 100% | $365,000 | View |
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1 office in Bellingham 267 Hartford Ave, Bellingham, MA 02019 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 4 +3 HELOCs |
3.1% | 100% | $87,500 | View |
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1 office in Bellingham 288 Hartford Avenue Ste A 170, Bellingham, MA 02019 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 100% | $505,000 | View |
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1 office in Bellingham 3 S Maple St, Bellingham, MA 02019 A-4.4 ★Texas Ratio: 5.05% |
Conventional | 2 | 1.5% | 75% | $295,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 5 +4 HELOCs |
3.8% | 83.3% | $179,000 | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 3 +1 HELOCs |
2.3% | 100% | $425,000 | View |
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411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 3 | 2.3% | 100% | $115,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional | 2 | 1.5% | 100% | $580,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 1.5% | 100% | $195,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 2 | 1.5% | 100% | $315,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 50% | $185,000 | |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $365,000 | View |
Boston Firefighters CU
60 Hallet St, Dorchester, MA 02124 5408 |
Conventional | 1 | 0.8% | 100% | $285,000 | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
The Cooperative Bank
201 Main St, Charlestown, MA 02129 |
Conventional | 1 | 0.8% | 100% | $445,000 | |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $385,000 | View |
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1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
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70 Pulaski Blvd, Bellingham, MA 02019 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 2.3% | 100% | $411,666 | View |
Ross Mortgage Company
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Conventional | 1 | 0.8% | 100% | $355,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.8% | 50% | $345,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 8.5% | 91.7% | $340,454 | |
Fairway Independent Mort Corp
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Conventional | 7 | 5.4% | 87.5% | $409,285 | |
Guild Mortgage Company
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Conventional, VA | 6 | 4.6% | 100% | $378,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 3.8% | 100% | $431,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 3.1% | 100% | $342,500 | View |
Guaranteed Rate, Inc.
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Conventional | 4 | 3.1% | 100% | $537,500 | |
United Wholesale Mortgage
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FHA | 3 | 2.3% | 75% | $395,000 | |
Movement Mortgage, LLC
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Conventional | 3 | 2.3% | 100% | $481,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 2.3% | 100% | $665,000 | View |
Nationstar Mortgage
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Conventional | 3 | 2.3% | 75% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.5% | 100% | $315,000 | |
Total Mortgage Services, LLC
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Conventional | 2 | 1.5% | 100% | $330,000 | |
Mortgage Research Center
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VA | 2 | 1.5% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.5% | 100% | $120,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.5% | 28.6% | $105,000 | |
Equity Resources Inc
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.8% | 100% | $555,000 | |
Primelending
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Conventional | 1 | 0.8% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.8% | 100% | $455,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.8% | 100% | $545,000 | View |
Newrez LLC
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FHA | 1 | 0.8% | 50% | $595,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $455,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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A-5.0 ★Texas Ratio: 14.36% |
VA | 1 | 0.8% | 100% | $535,000 | View |
Network Funding, L.P.
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Bay Equity LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Shoreham Bank
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.8% | 100% | $335,000 | |
T2 Financial LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.8% | 100% | $375,000 | |
Better Mortgage Corporation
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VA | 1 | 0.8% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 50% | $215,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $215,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $315,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.8% | 100% | $285,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Bellingham Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bellingham, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Bellingham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bellingham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bellingham, MA
Use these to narrow the list above. Each category shows how many Bellingham, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Bellingham, MA
Independent mortgage companies closed 59.2 percent of home loans in Bellingham, Massachusetts in 2025, banks 33.1 percent and credit unions 7.7 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Rockland Trust Bank the largest bank and Digital Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bellingham, MA
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in Bellingham, Massachusetts with 4 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Bellingham, Massachusetts in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Bellingham, Massachusetts in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bellingham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bellingham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bellingham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
