Mortgage Lenders and Brokers in Amherst Town, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Amherst Town, Massachusetts mortgage lenders include Greenfield Cooperative BankGreenfield Cooperative Bank390 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 4.03%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, Greenfield Savings BankGreenfield Savings Bank108 N Pleasant St, Amherst, MA 01002A+5.0 ★Texas Ratio: 3.75%, Florence BankFlorence Bank385 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 2.70%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, and Freedom Credit UnionFreedom Credit Union1976 MEMORIAL DR, CHICOPEE, MA 01020A5.0 ★Texas Ratio: 8.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Amherst Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Amherst Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Amherst Town, Massachusetts
Market share is the lender's share of all home loans closed in Amherst Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 29 | 15.9% | 100% | $256,034 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 25 | 13.7% | 79.4% | $155,400 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 24 | 13.2% | 96.2% | $365,416 | View |
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★ 5 stars, 1 review 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 17 +24 HELOCs |
9.3% | 94.7% | $389,117 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 7 +7 HELOCs |
3.8% | 77.8% | $272,142 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
1.1% | 66.7% | $175,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $55,000 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $305,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $475,000 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Affordable Mortgage Advisors
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Conventional | 9 | 4.9% | 100% | $409,444 | |
Member Advantage Mortgage
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Conventional | 6 | 3.3% | 77.8% | $333,333 | |
New American Funding, LLC.
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Conventional | 5 | 2.7% | 100% | $365,000 | |
Rocket Mortgage
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Conventional | 4 | 2.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.6% | 100% | $528,333 | View |
Guild Mortgage Company
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Conventional | 3 | 1.6% | 100% | $411,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 1.6% | 83.3% | $391,666 | View |
Newrez LLC
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Conventional, VA | 2 | 1.1% | 66.7% | $400,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 75% | $205,000 | View |
EMM Loans LLC
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FHA | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $515,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 50% | $765,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.5% | 100% | $25,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
NJ Lenders Corp
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $105,000 | |
Mortgage Markets CUSO, LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $205,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Mortgage Research Center
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
Finex Credit Union
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Amherst Town Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Amherst Town, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Amherst Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Amherst Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Amherst Town, MA
Use these to narrow the list above. Each category shows how many Amherst Town, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Amherst Town, MA
Independent mortgage companies closed 30.2 percent of home loans in Amherst Town, Massachusetts in 2025, banks 53.3 percent and credit unions 16.5 percent. Radius Financial Group Inc was the largest mortgage company, Greenfield Cooperative Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Greenfield Cooperative Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Amherst Town, MA
By home loans closed in 2025, Greenfield Cooperative Bank was the largest mortgage lender in Amherst Town, Massachusetts with 29 loans, about 15.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Amherst Town, Massachusetts in 2025, led by Union Home Mortgage Corp. with 1. 1 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in Amherst Town, Massachusetts in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Amherst Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Amherst Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Amherst Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
