Mortgage Lenders and Brokers in Walkersville, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walkersville, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.300 Commerce Dr, Walkersville, MD 21793A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank100 Commerce Dr, Walkersville, MD 21793A+5.0 ★Texas Ratio: 2.87%, Acnb BankAcnb Bank200 Commerce Dr, Walkersville, MD 21793A+5.0 ★Texas Ratio: 2.55%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Nymeo Federal Credit UnionNymeo Federal Credit Union1041A W PATRICK ST, FREDERICK, MD 21702 3903A+5.0 ★Texas Ratio: 5.63%, Woodsboro BankWoodsboro Bank40 West Patrick Street, Frederick, MD 21701A+5.0 ★Texas Ratio: 0.94%, and Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walkersville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walkersville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walkersville, Maryland
Market share is the lender's share of all home loans closed in Walkersville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Walkersville 300 Commerce Dr, Walkersville, MD 21793 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +39 HELOCs |
1.9% | 100% | $428,333 | View |
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★ 1 stars, 1 review 1 office in Walkersville 100 Commerce Dr, Walkersville, MD 21793 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +8 HELOCs |
1.3% | 100% | $340,000 | View |
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1 office in Walkersville 200 Commerce Dr, Walkersville, MD 21793 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 4 | 2.6% | 100% | $425,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $395,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA | 3 | 1.9% | 100% | $338,333 | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +6 HELOCs |
1.3% | 100% | $325,000 | View |
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1041A W PATRICK ST, FREDERICK, MD 21702 3903 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 2 | 1.3% | 100% | $375,000 | View |
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40 West Patrick Street, Frederick, MD 21701 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 2 | 1.3% | 100% | $215,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $615,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $65,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.6% | 100% | $645,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.6% | 100% | $285,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.6% | 100% | $165,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Nfm, Inc
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Conventional, FHA | 4 | 2.6% | 100% | $325,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $337,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 3 | 1.9% | 100% | $405,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.6% | 100% | $315,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $465,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.6% | 100% | $535,000 | |
Rocket Mortgage
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Conventional, FHA | 16 | 10.3% | 81.8% | $117,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
3.9% | 66.7% | $401,666 | |
TowneBank
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Conventional, FHA, VA | 6 | 3.9% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
2.6% | 66.7% | $400,000 | View |
Newrez LLC
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Conventional, VA | 4 | 2.6% | 50% | $175,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.6% | 80% | $272,500 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $410,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 4 | 2.6% | 100% | $450,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $371,666 | |
Originpoint, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $491,666 | |
Primelending
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Conventional | 3 | 1.9% | 100% | $265,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 1.9% | 100% | $375,000 | |
Primary Residential Mortgage, INC.
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Conventional | 3 | 1.9% | 100% | $378,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.9% | 75% | $518,333 | |
Mortgage Research Center
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VA | 3 | 1.9% | 75% | $528,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $395,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 1.3% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $290,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.3% | 66.7% | $315,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.3% | 100% | $400,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $245,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $655,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.6% | 100% | $455,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $75,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
Atlantic Bay Mortgage Group
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VA | 1 | 0.6% | 100% | $505,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $275,000 | |
T2 Financial LLC
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FHA | 1 | 0.6% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.6% | 100% | $555,000 | View |
Vellum Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $545,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $465,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.6% | 100% | $635,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $105,000 | |
United Nations Federal CU
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $45,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.6% | 100% | $685,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.6% | 100% | $425,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.21% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Walkersville Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walkersville, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Walkersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walkersville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walkersville, MD
Use these to narrow the list above. Each category shows how many Walkersville, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Walkersville, MD
Independent mortgage companies closed 67.1 percent of home loans in Walkersville, Maryland in 2025, banks 23.9 percent and credit unions 9 percent. Lower, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Presidential Bank, FSB led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walkersville, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Walkersville, Maryland with 3 loans, about 1.9 percent of the market. The largest lender headquartered in Maryland was Presidential Bank, FSB with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Walkersville, Maryland in 2025, led by Direct Mortgage Loans, LLC with 2. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 13 credit unions closed home loans in Walkersville, Maryland in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walkersville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walkersville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walkersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
