Mortgage Lenders and Brokers in Thurmont, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thurmont, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.16 E Main St, Thurmont, MD 21788A+5.0 ★Texas Ratio: 4.24%, Woodsboro BankWoodsboro Bank143 Frederick Rd, Thurmont, MD 21788A+5.0 ★Texas Ratio: 0.94%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thurmont, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thurmont are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thurmont, Maryland
Market share is the lender's share of all home loans closed in Thurmont, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Thurmont 16 E Main St, Thurmont, MD 21788 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +39 HELOCs |
2.8% | 80% | $312,500 | View |
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1 office in Thurmont 143 Frederick Rd, Thurmont, MD 21788 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 2 | 1.4% | 100% | $305,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.4% | 66.7% | $415,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 1.4% | 100% | $395,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $365,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $345,000 | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.7% | 100% | $485,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.7% | 100% | $285,000 | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.7% | 100% | $325,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 4 | 2.8% | 100% | $285,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 2.1% | 100% | $351,666 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 3 | 2.1% | 100% | $295,000 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.7% | 100% | $525,000 | View |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.7% | 100% | $425,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.7% | 100% | $375,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $315,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.7% | 100% | $375,000 | |
Rocket Mortgage
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Conventional, FHA | 15 | 10.6% | 93.8% | $173,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 7.7% | 80% | $389,545 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 7% | 100% | $386,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
4.9% | 77.8% | $139,285 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 4.9% | 87.5% | $109,285 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 2.8% | 100% | $397,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.1% | 100% | $371,666 | |
New American Funding, LLC.
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FHA | 3 | 2.1% | 75% | $308,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.1% | 100% | $241,666 | |
Primelending
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Conventional | 2 | 1.4% | 66.7% | $185,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 2 | 1.4% | 100% | $305,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 1.4% | 100% | $325,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 1.4% | 100% | $370,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.4% | 100% | $350,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $50,000 | |
Tjc Mortgage Inc
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FHA, VA | 2 | 1.4% | 100% | $420,000 | |
TowneBank
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Conventional, FHA | 2 | 1.4% | 100% | $230,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $300,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.4% | 50% | $60,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Goodleap, LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.7% | 100% | $605,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $215,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $335,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $455,000 | |
Land Home Financial Services,
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FHA | 1 | 0.7% | 100% | $305,000 | |
Loanleaders of America, Inc
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FHA | 1 | 0.7% | 100% | $345,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.7% | 100% | $285,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.7% | 100% | $405,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Keystone Funding, Inc
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FHA | 1 | 0.7% | 100% | $435,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
The Loan Store, Inc
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USDA | 1 | 0.7% | 100% | $315,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sun West Mortgage Company, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Thurmont Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thurmont, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Thurmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thurmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thurmont, MD
Use these to narrow the list above. Each category shows how many Thurmont, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Thurmont, MD
Independent mortgage companies closed 77.5 percent of home loans in Thurmont, Maryland in 2025, banks 14.1 percent and credit unions 8.5 percent. Fidelity Direct Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Woodsboro Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thurmont, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Thurmont, Maryland with 4 loans, about 2.8 percent of the market. The largest lender headquartered in Maryland was Woodsboro Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Thurmont, Maryland in 2025, led by United Wholesale Mortgage with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Thurmont, Maryland in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thurmont, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thurmont, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thurmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
