Mortgage Lenders and Brokers in Taneytown, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Taneytown, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.459 E Baltimore St, Taneytown, MD 21787A+5.0 ★Texas Ratio: 4.24%, Acnb BankAcnb Bank222 E Baltimore St, Taneytown, MD 21787A+5.0 ★Texas Ratio: 2.55%, Truist BankTruist Bank4345 Old Taneytown Rd, Taneytown, MD 21787A+5.0 ★Texas Ratio: 2.87%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and Farmers and Merchants BankFarmers and Merchants Bank735 Hanover Pike, Hampstead, MD 21074A+5.0 ★Texas Ratio: 2.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Taneytown, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Taneytown are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Taneytown, Maryland
Market share is the lender's share of all home loans closed in Taneytown, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Taneytown 459 E Baltimore St, Taneytown, MD 21787 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 10 +55 HELOCs |
5.1% | 76.9% | $243,000 | View |
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1 office in Taneytown 222 E Baltimore St, Taneytown, MD 21787 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 4 +6 HELOCs |
2.1% | 100% | $285,000 | View |
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★ 1 stars, 1 review 1 office in Taneytown 4345 Old Taneytown Rd, Taneytown, MD 21787 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 4 | 2.1% | 80% | $82,500 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
1.5% | 100% | $221,666 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 1.5% | 100% | $215,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 1.5% | 100% | $235,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $180,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1% | 100% | $675,000 | View |
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735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 1% | 100% | $120,000 | View |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 1% | 100% | $85,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 50% | $245,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.5% | 100% | $375,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.5% | 100% | $495,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 6 | 3.1% | 100% | $228,333 | View |
Bay Capital Mortgage Corporation
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Conventional, FHA | 3 | 1.5% | 100% | $325,000 | |
Nfm, Inc
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FHA, VA | 2 | 1% | 100% | $335,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 10.3% | 83.3% | $270,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 10 | 5.1% | 83.3% | $394,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 7 | 3.6% | 100% | $196,428 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 3.6% | 87.5% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 3.1% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 3.1% | 100% | $310,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.6% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
2.1% | 66.7% | $192,500 | View |
Embrace Home Loans, Inc.
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Conventional, FHA | 4 | 2.1% | 100% | $287,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2.1% | 100% | $217,500 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 2.1% | 100% | $342,500 | |
Spring Eq, LLC
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Conventional | 4 | 2.1% | 60% | $80,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $371,666 | |
TowneBank
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Conventional, FHA | 3 | 1.5% | 100% | $411,666 | |
loanDepot.com LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
1% | 66.7% | $305,000 | |
EMM Loans LLC
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FHA, VA | 2 | 1% | 100% | $325,000 | |
Originpoint, LLC
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Conventional, USDA | 2 | 1% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 1% | 100% | $125,000 | |
Newrez LLC
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Conventional | 2 | 1% | 40% | $170,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $260,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $295,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1% | 100% | $410,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 1% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 1% | 66.7% | $295,000 | View |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $110,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1% | 66.7% | $185,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1% | 100% | $65,000 | View |
Carrington Mortgage Services LLC
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FHA | 2 | 1% | 100% | $390,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $225,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 33.3% | $185,000 | |
Watermark Capital, Inc.
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FHA | 1 | 0.5% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.5% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $325,000 | |
City Lending Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $435,000 | |
First Savings Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $325,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Bay Equity LLC
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VA | 1 | 0.5% | 100% | $435,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $355,000 | View |
Vellum Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $345,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $535,000 | |
HomeSale Mortgage
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Conventional | 1 | 0.5% | 50% | $105,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Members 1St FCU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 16.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Taneytown Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Taneytown, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Taneytown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Taneytown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Taneytown, MD
Use these to narrow the list above. Each category shows how many Taneytown, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Taneytown, MD
Independent mortgage companies closed 70.3 percent of home loans in Taneytown, Maryland in 2025, banks 20 percent and credit unions 9.7 percent. Lower, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Taneytown, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Taneytown, Maryland with 10 loans, about 5.1 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Taneytown, Maryland in 2025, led by United Wholesale Mortgage with 5. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in Taneytown, Maryland in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Taneytown, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Taneytown, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Taneytown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
