Mortgage Lenders and Brokers in Savage, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Savage, Maryland mortgage lenders include Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Savage, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Savage are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Savage, Maryland
Market share is the lender's share of all home loans closed in Savage, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, VA | 3 | 3.2% | 100% | $358,333 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 100% | $550,000 | |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 2.2% | 100% | $235,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $255,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 50% | $405,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $105,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.1% | 100% | $325,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $615,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 1.1% | 100% | $385,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 1.1% | 100% | $935,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $600,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Nfm, Inc
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Conventional | 1 | 1.1% | 100% | $235,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 1.1% | 100% | $475,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $215,000 | |
The Mortgage Link, Inc.
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VA | 1 | 1.1% | 100% | $485,000 | |
Rocket Mortgage
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Conventional | 10 | 10.8% | 78.6% | $349,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 5.4% | 83.3% | $485,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 5.4% | 100% | $481,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
4.3% | 66.7% | $397,500 | View |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.3% | 100% | $407,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 3.2% | 100% | $498,333 | |
Dart Bank
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Conventional | 3 | 3.2% | 100% | $395,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 3.2% | 75% | $238,333 | |
Nationstar Mortgage
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Conventional | 3 | 3.2% | 100% | $91,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 2.2% | 100% | $535,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 2.2% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 2.2% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $435,000 | View |
Originpoint, LLC
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VA | 1 | 1.1% | 100% | $695,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 1.1% | 100% | $375,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $505,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $505,000 | |
Go Mortgage, LLC
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VA | 1 | 1.1% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $565,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 100% | $555,000 | |
Guidance Residential, LLC
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Conventional | 1 | 1.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 1.1% | 100% | $425,000 | View |
Bank Fund Staff Federal Credit
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Conventional, Jumbo | 1 | 1.1% | 100% | $915,000 | |
ClearPath Lending
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VA | 1 | 1.1% | 100% | $445,000 | |
Stg Mortgage Inc
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FHA | 1 | 1.1% | 100% | $535,000 | |
Southern Trust Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $685,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.1% | 50% | $325,000 | |
T2 Financial LLC
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FHA | 1 | 1.1% | 100% | $655,000 | |
Mortgage Equity Partners LLC
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FHA | 1 | 1.1% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 1.1% | 100% | $415,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Tjc Mortgage Inc
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FHA | 1 | 1.1% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.1% | 100% | $805,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 50% | $305,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $605,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Savage Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Savage, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Savage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Savage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Savage, MD
Use these to narrow the list above. Each category shows how many Savage, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Savage, MD
Independent mortgage companies closed 71 percent of home loans in Savage, Maryland in 2025, banks 15.1 percent and credit unions 14 percent. Lower, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Savage, MD
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Savage, Maryland with 3 loans, about 3.2 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Savage, Maryland in 2025, led by Freedom Mortgage Corporation with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Savage, Maryland in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Savage, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Savage, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Savage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
