Port Deposit, Maryland mortgage lenders include Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and First Home MortgageFirst Home MortgageBaltimore, MDA+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Deposit, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Deposit are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Port Deposit, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 19 +7 HELOCs |
18.6% | 64.5% | $125,000 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $235,000 | View |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $295,000 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $85,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
VA | 1 | 1% | 100% | $595,000 | View |
|
2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 1% | 100% | $915,000 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 3 | 2.9% | 100% | $298,333 | View |
Nfm, Inc
|
Conventional | 2 | 2% | 100% | $380,000 | |
Rocket Mortgage
|
Conventional | 14 | 13.7% | 77.8% | $250,000 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 12 | 11.8% | 100% | $278,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 4.9% | 100% | $237,000 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 3.9% | 80% | $450,000 | |
Newrez LLC
|
Conventional | 3 | 2.9% | 60% | $241,666 | |
Primelending
|
Conventional | 2 | 2% | 100% | $150,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 2% | 100% | $270,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 2 | 2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2% | 100% | $360,000 | View |
Nationstar Mortgage
|
Conventional, VA | 2 | 2% | 66.7% | $320,000 | |
21St Mortgage
|
Conventional | 2 | 2% | 33.3% | $80,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $125,000 | |
EMM Loans LLC
|
Conventional | 1 | 1% | 100% | $235,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $385,000 | |
Goodleap, LLC
|
Conventional | 1 | 1% | 100% | $75,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1% | 100% | $505,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1% | 100% | $305,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 1% | 50% | $725,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1% | 100% | $95,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $325,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 25% | $135,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 100% | $265,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 1% | 100% | $35,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $225,000 | |
Embrace Home Loans, Inc.
|
FHA | 1 | 1% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 1% | 100% | $45,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $235,000 | |
Keystone Funding, Inc
|
VA | 1 | 1% | 100% | $335,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 1% | 100% | $345,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1% | 100% | $335,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 1% | 100% | $395,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 1% | 66.7% | $505,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 1% | 100% | $185,000 | |
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Port Deposit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Deposit in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Port Deposit, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.5 percent of home loans in Port Deposit, Maryland in 2025, banks 7.8 percent and credit unions 19.6 percent. First Home Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 19 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Aberdeen Proving Ground FCU was the largest mortgage lender in Port Deposit, Maryland with 19 loans, about 18.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Port Deposit, Maryland in 2025, led by Guild Mortgage Company with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Port Deposit, Maryland in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Deposit, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Deposit, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Deposit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.