Mortgage Lenders and Brokers in Linthicum, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Linthicum, Maryland mortgage lenders include State Employees Credit Union of MDState Employees Credit Union of MD971 Corporate Blvd, Linthicum, MD 21090A5.0 ★Texas Ratio: 6.00%, Nfm, IncNfm, IncLinthicum, MD, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Tower Federal Credit UnionTower Federal Credit Union840 Elkridge Landing Rd, Linthicum, MD 21090A+5.0 ★Texas Ratio: 1.97%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, and Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Linthicum, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Linthicum are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Linthicum, Maryland
Market share is the lender's share of all home loans closed in Linthicum, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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971 Corporate Blvd, Linthicum, MD 21090 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +12 HELOCs |
0.9% | 100% | $345,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 1.7% | 100% | $442,500 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.2% | 55.6% | $519,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 100% | $387,500 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $258,333 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 1.3% | 100% | $368,333 | View |
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840 Elkridge Landing Rd, Linthicum, MD 21090 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +10 HELOCs |
0.9% | 50% | $220,000 | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 2 +4 HELOCs |
0.9% | 100% | $345,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, VA | 2 | 0.9% | 100% | $410,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.9% | 100% | $55,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 0.9% | 100% | $95,000 | View |
Lower, LLC
840 Elkridge Landing Rd, Linthicum, MD 21090 |
Conventional, FHA | 2 | 0.9% | 100% | $315,000 | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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201 Benton Ave, Linthicum, MD 21090 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, Jumbo | 9 | 3.9% | 90% | $491,666 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 7 | 3% | 100% | $422,142 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.4% | 100% | $475,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 9.6% | 100% | $417,272 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 9.6% | 88.9% | $339,090 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +3 HELOCs |
5.2% | 92.3% | $244,166 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 3.5% | 92.3% | $328,750 | |
Primary Residential Mortgage, INC.
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Conventional | 8 | 3.5% | 100% | $370,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 3.5% | 66.7% | $425,000 | |
TowneBank
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Conventional, FHA, VA | 6 | 2.6% | 100% | $383,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 5 | 2.2% | 100% | $507,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.2% | 100% | $237,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 2.2% | 100% | $377,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +3 HELOCs |
1.7% | 57.1% | $90,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.7% | 83.3% | $125,000 | |
Mortgage Research Center
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VA | 4 | 1.7% | 50% | $492,500 | |
Originpoint, LLC
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Conventional, VA | 3 | 1.3% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 1.3% | 100% | $461,666 | View |
Cmg Mortgage Inc
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Conventional, VA | 3 | 1.3% | 100% | $415,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.3% | 100% | $431,666 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.9% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.9% | 100% | $380,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $500,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.9% | 100% | $425,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 100% | $60,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 0.9% | 100% | $355,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.9% | 80% | $395,000 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 2 | 0.9% | 100% | $325,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.9% | 100% | $400,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $425,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.9% | 66.7% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.9% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $315,000 | |
EMM Loans LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
Equity Resources Inc
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FHA | 1 | 0.4% | 100% | $385,000 | |
Hartford Funding, Ltd.
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FHA | 1 | 0.4% | 100% | $345,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $505,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.4% | 100% | $415,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $295,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $355,000 | |
City Lending Inc.
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Conventional | 1 | 0.4% | 50% | $375,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.4% | 100% | $405,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.4% | 50% | $335,000 | |
First Heritage Mortgage, LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $495,000 | View |
Southern Trust Mortgage, LLC
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VA | 1 | 0.4% | 100% | $455,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $605,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Homeamerican Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.4% | 100% | $495,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 20% | $75,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $675,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Linthicum Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Linthicum, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Linthicum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Linthicum in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Linthicum, MD
Use these to narrow the list above. Each category shows how many Linthicum, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Linthicum, MD
Independent mortgage companies closed 74.8 percent of home loans in Linthicum, Maryland in 2025, banks 14.8 percent and credit unions 10.4 percent. Nfm, Inc was the largest mortgage company, First National Bank of PA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Linthicum, MD
By home loans closed in 2025, State Employees Credit Union of MD was the largest mortgage lender in Linthicum, Maryland with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Linthicum, Maryland in 2025, led by Freedom Mortgage Corporation with 5. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 12 credit unions closed home loans in Linthicum, Maryland in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Linthicum, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Linthicum, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Linthicum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
