Mortgage Lenders and Brokers in La Plata, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Plata, Maryland mortgage lenders include Wesbanco Bank, Inc.Wesbanco Bank, Inc.101 E Charles St, La Plata, MD 20646A+5.0 ★Texas Ratio: 3.87%, Shore United Bank, N.A.Shore United Bank, N.A.101 Drury Dr, La Plata, MD 20646A5.0 ★Texas Ratio: 9.61%, Truist BankTruist Bank6640 Crain Hwy, La Plata, MD 20646A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA705 Charles St, La Plata, MD 20646A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.200 Rosewick Rd, La Plata, MD 20646A+5.0 ★Texas Ratio: 4.24%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, and Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Plata, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Plata are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Plata, Maryland
Market share is the lender's share of all home loans closed in La Plata, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in La Plata 101 E Charles St, La Plata, MD 20646 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, VA, HELOC | 4 +6 HELOCs |
0.5% | 66.7% | $565,000 | View |
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3 offices in La Plata 101 Drury Dr, La Plata, MD 20646 A5.0 ★Texas Ratio: 9.61% |
Conventional | 4 | 0.5% | 100% | $237,500 | View |
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★ 1 stars, 1 review 1 office in La Plata 6640 Crain Hwy, La Plata, MD 20646 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 3 +3 HELOCs |
0.4% | 100% | $245,000 | View |
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1 office in La Plata 705 Charles St, La Plata, MD 20646 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $395,000 | View |
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★ 1.7 stars, 3 reviews 1 office in La Plata 200 Rosewick Rd, La Plata, MD 20646 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +8 HELOCs |
0.1% | 100% | $455,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 4 | 0.5% | 100% | $362,500 | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +4 HELOCs |
0.4% | 60% | $271,666 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $625,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $435,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 15 | 2% | 100% | $389,666 | View |
Nfm, Inc
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Conventional, FHA, VA | 7 | 0.9% | 88.9% | $389,285 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $385,000 | |
My Mortgage, Inc
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FHA | 3 | 0.4% | 100% | $481,666 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $495,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 171 | 22.7% | 84.1% | $451,842 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 131 | 17.4% | 94.2% | $423,091 | |
Freedom Mortgage Corporation
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FHA, VA | 41 | 5.4% | 93.6% | $509,878 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 4.5% | 83.7% | $262,058 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 32 +14 HELOCs |
4.2% | 72.7% | $308,437 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 3.6% | 80% | $486,851 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 24 | 3.2% | 92.6% | $366,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
2.7% | 90.9% | $453,000 | |
Mortgage Research Center
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VA | 18 | 2.4% | 90.5% | $491,111 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 16 | 2.1% | 59.3% | $340,625 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
1.7% | 100% | $423,461 | |
Newrez LLC
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Conventional, FHA, VA | 11 | 1.5% | 64.7% | $367,727 | |
TowneBank
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Conventional, FHA, VA, USDA | 10 | 1.3% | 100% | $363,000 | |
Embrace Home Loans, Inc.
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FHA, VA, Jumbo | 9 | 1.2% | 81.8% | $645,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.2% | 100% | $416,111 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.1% | 100% | $437,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 0.9% | 100% | $297,857 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 7 | 0.9% | 100% | $323,571 | |
loanDepot.com LLC
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FHA, VA | 5 | 0.7% | 100% | $473,000 | |
Cmg Mortgage Inc
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Conventional, VA, USDA | 5 | 0.7% | 100% | $433,000 | |
Vellum Mortgage, Inc.
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FHA, VA | 5 | 0.7% | 100% | $473,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $297,500 | |
Mortgage Solutions of Colorado
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VA | 4 | 0.5% | 100% | $575,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.5% | 100% | $477,500 | |
Geneva Financial LLC
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Conventional | 3 | 0.4% | 100% | $198,333 | |
New American Funding, LLC.
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $425,000 | |
American Portfolio Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 66.7% | $635,000 | |
Primelending
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VA | 2 | 0.3% | 100% | $490,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 28.6% | $170,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, VA | 2 | 0.3% | 100% | $440,000 | View |
Sun West Mortgage Company, Inc
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VA | 2 | 0.3% | 100% | $555,000 | |
Linkbank
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Conventional | 2 | 0.3% | 100% | $160,000 | |
Justice Federal Credit Union
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Conventional | 2 | 0.3% | 50% | $275,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.3% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.3% | 100% | $455,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 2 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $140,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 42.9% | $275,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 83.3% | $430,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $85,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 25% | $335,000 | View |
First Community Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $465,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.1% | 100% | $565,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.1% | 100% | $475,000 | View |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $695,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.1% | 100% | $475,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 37.5% | $205,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $555,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 50% | $625,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $385,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.1% | 100% | $415,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 50% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.1% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $525,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.1% | 50% | $245,000 | |
Click n' Close, Inc.
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VA | 1 | 0.1% | 100% | $355,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $305,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $355,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $605,000 | |
Ameritrust Mortgage Corporation
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VA | 1 | 0.1% | 100% | $455,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $625,000 | View |
First Option Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.1% | 100% | $555,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $475,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $635,000 | |
Milend, Inc
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FHA | 1 | 0.1% | 100% | $335,000 | |
Evolve Bank & Trust
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VA | 1 | 0.1% | 100% | $435,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.1% | 100% | $355,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.1% | 100% | $595,000 | |
Genway Home Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $375,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.1% | 100% | $415,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $685,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $395,000 | |
United Nations Federal CU
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Conventional | 1 | 0.1% | 50% | $335,000 | |
Texana Bank
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VA | 1 | 0.1% | 100% | $505,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.1% | 100% | $745,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.1% | 100% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $915,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.1% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
La Plata Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Plata, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in La Plata? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Plata in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Plata, MD
Use these to narrow the list above. Each category shows how many La Plata, MD lenders fit and what that kind of lender is usually best for.
Who Lends in La Plata, MD
Independent mortgage companies closed 87.8 percent of home loans in La Plata, Maryland in 2025, banks 6.6 percent and credit unions 5.6 percent. Lower, LLC was the largest mortgage company, Wesbanco Bank, Inc. the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Plata, MD
By home loans closed in 2025, Wesbanco Bank, Inc. was the largest mortgage lender in La Plata, Maryland with 4 loans, about 0.5 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in La Plata, Maryland, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 94.2 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in La Plata, Maryland in 2025, led by DHI Mortgage Company, LTD. with 71. 60 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 14 credit unions closed home loans in La Plata, Maryland in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Plata, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Plata, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Plata. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
