Hurlock, Maryland mortgage lenders include BayVanguard BankBayVanguard Bank100 Pine St, Hurlock, MD 21643A+5.0 ★Texas Ratio: 2.09%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Queenstown Bank of MarylandQueenstown Bank of Maryland110 Dorchester Avenue, Cambridge, MD 21613A+5.0 ★Texas Ratio: 0.78%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co7815 Woodmont Ave, Bethesda, MD 20814A5.0 ★Texas Ratio: 7.39%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Farmers and Merchants BankFarmers and Merchants Bank735 Hanover Pike, Hampstead, MD 21074A+5.0 ★Texas Ratio: 2.10%, The Farmers Bank of WillardsThe Farmers Bank of Willards12831 Coastal Hwy, Ocean City, MD 21842A5.0 ★Texas Ratio: 6.46%, and Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hurlock, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hurlock are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hurlock, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Hurlock 100 Pine St, Hurlock, MD 21643 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 7 | 6.2% | 77.8% | $216,428 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $245,000 | View |
|
110 Dorchester Avenue, Cambridge, MD 21613 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 2 | 1.8% | 100% | $115,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $95,000 | |
|
7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $175,000 | View |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
|
735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
|
12831 Coastal Hwy, Ocean City, MD 21842 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.9% | 100% | $295,000 | |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
|
Conventional, FHA, VA, USDA | 7 | 6.2% | 100% | $230,714 | |
Bay Capital Mortgage Corporation
|
Conventional, FHA, VA | 6 | 5.4% | 100% | $273,333 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA | 5 | 4.5% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 2.7% | 100% | $275,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 8.9% | 83.3% | $156,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 8 | 7.1% | 100% | $270,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 6.2% | 87.5% | $253,571 | |
EMM Loans LLC
|
Conventional, FHA | 5 | 4.5% | 100% | $297,000 | |
Pennymac Loan Services LLC
|
Conventional | 5 | 4.5% | 100% | $139,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 2.7% | 75% | $235,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 3 | 2.7% | 100% | $308,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.8% | 50% | $205,000 | View |
|
C3.9 ★Texas Ratio: 27.97% |
FHA, VA | 2 | 1.8% | 100% | $310,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 1.8% | 100% | $220,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.8% | 100% | $130,000 | |
Tidewater Mortgage Services, Inc
|
FHA | 1 | 0.9% | 100% | $365,000 | |
Guaranteed Rate Affinity, LLC
|
USDA | 1 | 0.9% | 100% | $275,000 | |
Goodleap, LLC
|
VA | 1 | 0.9% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.9% | 100% | $115,000 | View |
Affordable Mortgage Advisors
|
FHA | 1 | 0.9% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.9% | 66.7% | $355,000 | |
Dover Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $35,000 | |
Nbkc Bank
|
Conventional | 1 | 0.9% | 100% | $295,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.9% | 50% | $265,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.9% | 50% | $275,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.9% | 100% | $245,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.9% | 100% | $255,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.9% | 100% | $275,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.9% | 100% | $405,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.9% | 100% | $175,000 | |
Mortgage Research Center
|
VA | 1 | 0.9% | 100% | $155,000 | |
Keystone Funding, Inc
|
FHA | 1 | 0.9% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.9% | 9.1% | $225,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.9% | 100% | $185,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.9% | 100% | $165,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Del-One Federal Credti Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hurlock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hurlock in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hurlock, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.7 percent of home loans in Hurlock, Maryland in 2025, banks 17.9 percent and credit unions 4.5 percent. Lower, LLC was the largest mortgage company, BayVanguard Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, BayVanguard Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, BayVanguard Bank was the largest mortgage lender in Hurlock, Maryland with 1 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Hurlock, Maryland in 2025, led by Direct Mortgage Loans, LLC with 4. 10 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Hurlock, Maryland in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hurlock, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hurlock, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hurlock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.