Mortgage Lenders and Brokers in Fairwood, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairwood, Maryland mortgage lenders include State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Prince Georges Community FCUPrince Georges Community FCU6985 Muirkirk Meadows Dr, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.40%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, and PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairwood, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairwood are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairwood, Maryland
Market share is the lender's share of all home loans closed in Fairwood, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
1.8% | 100% | $615,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.8% | 100% | $495,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.2% | 100% | $325,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 1.2% | 100% | $435,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $205,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $595,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 1.2% | 100% | $520,000 | View |
Universal Mortgage & Finance, Inc
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Conventional, VA | 2 | 1.2% | 100% | $290,000 | |
Nfm, Inc
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Conventional, VA | 2 | 1.2% | 100% | $730,000 | |
Fidelity Direct Mortgage, LLC
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VA | 1 | 0.6% | 100% | $755,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 55 | 32.5% | 94.8% | $288,818 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 7.7% | 82.4% | $467,307 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +4 HELOCs |
5.9% | 71.4% | $283,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 5.9% | 90.9% | $263,000 | |
Newrez LLC
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Conventional, VA | 8 | 4.7% | 88.9% | $426,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
4.1% | 87.5% | $499,285 | |
Mortgage Research Center
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VA | 4 | 2.4% | 100% | $725,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 1.8% | 100% | $755,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $710,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.2% | 66.7% | $100,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $390,000 | |
Village Capital & Investment
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VA | 2 | 1.2% | 100% | $720,000 | |
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A5.0 ★Texas Ratio: 8.11% |
FHA | 1 | 0.6% | 50% | $585,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.6% | 100% | $715,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 50% | $805,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $345,000 | |
loanDepot.com LLC
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FHA | 1 | 0.6% | 100% | $475,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $525,000 | |
United Trust Bank
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Conventional | 1 | 0.6% | 50% | $805,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.6% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.6% | 100% | $705,000 | |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.6% | 100% | $435,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $775,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $755,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $575,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $795,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $905,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 33.3% | $605,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.6% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $715,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 33.3% | $125,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $555,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 33.3% | $405,000 | |
Texana Bank
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 25% | $185,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hanscom Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairwood Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairwood, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Fairwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairwood, MD
Use these to narrow the list above. Each category shows how many Fairwood, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Fairwood, MD
Independent mortgage companies closed 80.5 percent of home loans in Fairwood, Maryland in 2025, banks 8.9 percent and credit unions 10.7 percent. First Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairwood, MD
By home loans closed in 2025, State Employees Credit Union of MD was the largest mortgage lender in Fairwood, Maryland with 3 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fairwood, Maryland, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 94.8 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Fairwood, Maryland in 2025, led by Lennar Mortgage, LLC with 13. 20 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Fairwood, Maryland in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairwood, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairwood, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
