Mortgage Lenders and Brokers in Fairland, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairland, Maryland mortgage lenders include M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, and Trustar BankTrustar Bank7901 Norfolk Avenue, Bethesda, MD 20814A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairland, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairland are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairland, Maryland
Market share is the lender's share of all home loans closed in Fairland, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +3 HELOCs |
2.1% | 100% | $415,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +1 HELOCs |
2.1% | 100% | $368,333 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +5 HELOCs |
1.4% | 100% | $530,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $345,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $405,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 66.7% | $300,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $505,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $715,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 50% | $195,000 | View |
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7901 Norfolk Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.7% | 50% | $705,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 2.1% | 100% | $488,333 | View |
Nfm, Inc
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Conventional, FHA | 2 | 1.4% | 100% | $440,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.7% | 33.3% | $145,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $595,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.7% | 100% | $465,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 18.5% | 77.8% | $265,740 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 9 +1 HELOCs |
6.2% | 75% | $437,222 | |
Newrez LLC
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Conventional, VA | 4 | 2.7% | 44.4% | $442,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.7% | 100% | $210,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 4 | 2.7% | 100% | $412,500 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 4 | 2.7% | 100% | $502,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.1% | 75% | $428,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.1% | 100% | $471,666 | |
First Savings Mortgage Corporation
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Conventional, FHA | 3 | 2.1% | 100% | $495,000 | |
Mortgage Research Center
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VA | 3 | 2.1% | 50% | $411,666 | |
TowneBank
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Conventional | 3 | 2.1% | 100% | $301,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.4% | 40% | $75,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $460,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $450,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 1.4% | 100% | $365,000 | |
T2 Financial LLC
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Conventional | 2 | 1.4% | 100% | $480,000 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 1.4% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.4% | 80% | $350,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $105,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $105,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 25% | $345,000 | |
Equity Resources Inc
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Conventional | 1 | 0.7% | 100% | $815,000 | |
Originpoint, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $435,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $535,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Dart Bank
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 25% | $75,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.7% | 100% | $435,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.7% | 100% | $525,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.7% | 100% | $675,000 | |
Credit Union Mortgage Associat
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FHA | 1 | 0.7% | 100% | $635,000 | |
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A-4.6 ★Texas Ratio: 9.01% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $695,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Weichert Financial Services
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $355,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $195,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.7% | 100% | $385,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.7% | 100% | $395,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 33.3% | $495,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.7% | 100% | $335,000 | |
United Nations Federal CU
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairland Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairland, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Fairland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairland, MD
Use these to narrow the list above. Each category shows how many Fairland, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Fairland, MD
Independent mortgage companies closed 74 percent of home loans in Fairland, Maryland in 2025, banks 19.2 percent and credit unions 6.8 percent. First Home Mortgage was the largest mortgage company, M&T Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairland, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Fairland, Maryland with 3 loans, about 2.1 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Fairland, Maryland in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 12 credit unions closed home loans in Fairland, Maryland in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairland, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairland, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
