Mortgage Lenders and Brokers in Denton, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Denton, Maryland mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.850 S 5th Ave, Denton, MD 21629A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.812 S 5th Ave, Denton, MD 21629A+5.0 ★Texas Ratio: 4.24%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co209 Franklin St, Denton, MD 21629A5.0 ★Texas Ratio: 7.39%, Queenstown Bank of MarylandQueenstown Bank of Maryland110 Dorchester Avenue, Cambridge, MD 21613A+5.0 ★Texas Ratio: 0.78%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, M&T BankM&T Bank126 Market St, Denton, MD 21629A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Denton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Denton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Denton, Maryland
Market share is the lender's share of all home loans closed in Denton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Denton 850 S 5th Ave, Denton, MD 21629 A5.0 ★Texas Ratio: 9.61% |
Conventional, VA | 7 | 5% | 63.6% | $130,714 | View |
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★ 1.7 stars, 3 reviews 1 office in Denton 812 S 5th Ave, Denton, MD 21629 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +3 HELOCs |
0.7% | 100% | $355,000 | View |
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1 office in Denton 209 Franklin St, Denton, MD 21629 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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110 Dorchester Avenue, Cambridge, MD 21613 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 5 | 3.6% | 100% | $297,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 2 | 1.4% | 100% | $160,000 | |
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126 Market St, Denton, MD 21629 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +6 HELOCs |
0.7% | 100% | $355,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $185,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.7% | 50% | $335,000 | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
FHA | 1 | 0.7% | 100% | $395,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 10 | 7.2% | 100% | $205,000 | View |
Nfm, Inc
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Conventional, FHA | 8 | 5.8% | 100% | $270,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.9% | 100% | $332,500 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 4 | 2.9% | 100% | $267,500 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 11.5% | 84.2% | $216,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 7.9% | 91.7% | $305,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 4.3% | 100% | $246,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 3.6% | 71.4% | $241,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
2.2% | 42.9% | $275,000 | View |
EMM Loans LLC
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FHA | 3 | 2.2% | 100% | $301,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 2.2% | 100% | $195,000 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 2.2% | 75% | $195,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 2.2% | 100% | $145,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 1.4% | 100% | $210,000 | View |
Atlantic Coast Mortgage, LLC
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FHA, VA | 2 | 1.4% | 100% | $360,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.4% | 100% | $390,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.4% | 100% | $310,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $350,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1.4% | 66.7% | $295,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +2 HELOCs |
0.7% | 50% | $285,000 | |
Citadel Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.7% | 100% | $365,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.7% | 100% | $315,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.7% | 100% | $365,000 | View |
ClearPath Lending
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VA | 1 | 0.7% | 100% | $705,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.7% | 100% | $305,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.7% | 100% | $185,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.7% | 100% | $215,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.7% | 100% | $305,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $205,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.7% | 100% | $345,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 12.5% | $205,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.7% | 100% | $375,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% |
Denton Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Denton, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Denton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Denton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Denton, MD
Use these to narrow the list above. Each category shows how many Denton, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Denton, MD
Independent mortgage companies closed 77.7 percent of home loans in Denton, Maryland in 2025, banks 15.8 percent and credit unions 6.5 percent. Lower, LLC was the largest mortgage company, Shore United Bank, N.A. the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Denton, MD
By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Denton, Maryland with 7 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Denton, Maryland in 2025, led by Rocket Mortgage with 6. 14 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in Denton, Maryland in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Denton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Denton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Denton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
