Mortgage Lenders and Brokers in Delmar, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Delmar, Maryland mortgage lenders include The Farmers Bank of WillardsThe Farmers Bank of Willards12831 Coastal Hwy, Ocean City, MD 21842A5.0 ★Texas Ratio: 6.46%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Hebron Savings BankHebron Savings Bank6 Cedar St, Cambridge, MD 21613A+5.0 ★Texas Ratio: 0.82%, First Shore Federal Savings and Loan AssociationFirst Shore Federal Savings and Loan Association310 Franklin Ave, Berlin, MD 21811, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Arundel Federal Savings BankArundel Federal Savings Bank2661 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.77%, and PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Delmar, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Delmar are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Delmar, Maryland
Market share is the lender's share of all home loans closed in Delmar, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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12831 Coastal Hwy, Ocean City, MD 21842 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo | 6 | 3.7% | 100% | $380,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +9 HELOCs |
1.2% | 66.7% | $230,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 100% | $215,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +10 HELOCs |
0.6% | 100% | $335,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $325,000 | View |
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6 Cedar St, Cambridge, MD 21613 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.6% | 50% | $85,000 | View |
First Shore Federal Savings and Loan Association
310 Franklin Ave, Berlin, MD 21811 |
Conventional | 1 | 0.6% | 100% | $75,000 | |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.6% | 100% | $175,000 | |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, FHA | 5 | 3% | 100% | $279,000 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 4 | 2.4% | 100% | $222,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, USDA | 3 | 1.8% | 100% | $178,333 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Bayshore Mortgage Funding
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USDA | 1 | 0.6% | 100% | $265,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 11% | 80% | $216,111 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 13 | 7.9% | 100% | $214,230 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 12 +1 HELOCs |
7.3% | 100% | $275,833 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 8 | 4.9% | 90% | $313,750 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 3.7% | 85.7% | $210,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 5 | 3% | 100% | $217,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 2.4% | 66.7% | $230,000 | |
Success Lending, LLC
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Conventional, FHA | 4 | 2.4% | 80% | $280,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $61,666 | |
CrossCountry Mortgage, LLC
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Conventional, USDA | 3 | 1.8% | 100% | $278,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.8% | 75% | $231,666 | |
Mortgage Research Center
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VA | 3 | 1.8% | 100% | $285,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 3 | 1.8% | 75% | $378,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.8% | 75% | $38,333 | View |
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C3.9 ★Texas Ratio: 27.97% |
FHA, USDA | 2 | 1.2% | 100% | $240,000 | View |
Newrez LLC
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Conventional | 2 | 1.2% | 33.3% | $190,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.2% | 40% | $155,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.2% | 66.7% | $540,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $165,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 1.2% | 100% | $115,000 | |
Prosperity Home Mortgage, LLC
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FHA | 2 | 1.2% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $80,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.2% | 66.7% | $120,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +2 HELOCs |
0.6% | 50% | $165,000 | |
EMM Loans LLC
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FHA | 1 | 0.6% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $135,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.6% | 33.3% | $305,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $115,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.6% | 100% | $485,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.6% | 50% | $305,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $235,000 | |
First Savings Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $115,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.6% | 100% | $335,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Linkbank
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Conventional | 1 | 0.6% | 25% | $105,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Loanleaders of America, Inc
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FHA | 1 | 0.6% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.6% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.6% | 100% | $155,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $295,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Delmar Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Delmar, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Delmar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Delmar in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Delmar, MD
Use these to narrow the list above. Each category shows how many Delmar, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Delmar, MD
Independent mortgage companies closed 81.7 percent of home loans in Delmar, Maryland in 2025, banks 14.6 percent and credit unions 3.7 percent. Lower, LLC was the largest mortgage company, The Farmers Bank of Willards the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, The Farmers Bank of Willards led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Delmar, MD
By home loans closed in 2025, The Farmers Bank of Willards was the largest mortgage lender in Delmar, Maryland with 6 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Delmar, Maryland in 2025, led by Cmg Mortgage Inc with 9. 9 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Delmar, Maryland in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Delmar, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Delmar, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Delmar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
