Mortgage Lenders and Brokers in Adelphi, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Adelphi, Maryland mortgage lenders include Bank of America NABank of America NA9111 Riggs Rd, Adelphi, MD 20783A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, FedChoice Federal Credit UnionFedChoice Federal Credit Union10001 Willowdale Rd, Lanham, MD 20706 4321A+5.0 ★Texas Ratio: 4.50%, Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Adelphi, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Adelphi are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Adelphi, Maryland
Market share is the lender's share of all home loans closed in Adelphi, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9111 Riggs Rd, Adelphi, MD 20783 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +3 HELOCs |
5% | 80% | $152,500 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 33.3% | $615,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $135,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 1.2% | 100% | $515,000 | View |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
Conventional | 1 | 1.2% | 50% | $155,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 1.2% | 100% | $525,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 1.2% | 50% | $125,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 2.5% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 2 | 2.5% | 100% | $355,000 | |
Nih Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $65,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.2% | 100% | $365,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 9 | 11.2% | 81.8% | $299,444 | |
Rocket Mortgage
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Conventional, FHA | 9 | 11.2% | 56.2% | $226,111 | |
First Heritage Mortgage, LLC
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Conventional | 4 | 5% | 100% | $172,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 3.8% | 75% | $91,666 | View |
Primary Residential Mortgage, INC.
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Conventional | 2 | 2.5% | 100% | $70,000 | |
City Lending Inc.
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Conventional, FHA | 2 | 2.5% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 2.5% | 40% | $565,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.5% | 66.7% | $65,000 | |
TowneBank
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Conventional | 2 | 2.5% | 100% | $95,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $535,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $125,000 | |
EMM Loans LLC
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Conventional | 1 | 1.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $535,000 | View |
Equity Resources Inc
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Conventional | 1 | 1.2% | 100% | $125,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 1.2% | 100% | $425,000 | |
First Community Mortgage, Inc.
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VA | 1 | 1.2% | 100% | $605,000 | |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 1.2% | 100% | $125,000 | View |
Primelending
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Conventional | 1 | 1.2% | 100% | $115,000 | |
Loansteady LLC
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Conventional | 1 | 1.2% | 50% | $145,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.2% | 100% | $475,000 | View |
Dart Bank
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Conventional | 1 | 1.2% | 100% | $425,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.2% | 33.3% | $565,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 50% | $525,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.2% | 100% | $445,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Nqm Funding, LLC
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Conventional | 1 | 1.2% | 100% | $425,000 | |
Das Acquisition Company, LLC
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VA | 1 | 1.2% | 100% | $555,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $135,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 1.2% | 50% | $105,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
Geo-Corp, Inc.
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FHA | 1 | 1.2% | 100% | $535,000 | |
New American Funding, LLC.
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FHA | 1 | 1.2% | 50% | $155,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.2% | 100% | $675,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $585,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Adelphi Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Adelphi, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Adelphi? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Adelphi in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Adelphi, MD
Use these to narrow the list above. Each category shows how many Adelphi, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Adelphi, MD
Independent mortgage companies closed 68.8 percent of home loans in Adelphi, Maryland in 2025, banks 22.5 percent and credit unions 8.8 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and FedChoice Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Presidential Bank, FSB led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Adelphi, MD
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Adelphi, Maryland with 4 loans, about 5 percent of the market. The largest lender headquartered in Maryland was Presidential Bank, FSB with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Adelphi, Maryland in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by First Community Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Adelphi, Maryland in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Adelphi, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Adelphi, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Adelphi. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
