Mortgage Lenders and Brokers in Old Town, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Old Town, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank564 Stillwater Ave, Old Town, ME 04468A+5.0 ★Texas Ratio: 4.53%, The Camden National BankThe Camden National Bank330 Main St, Old Town, ME 04468A+5.0 ★Texas Ratio: 1.50%, University Credit UnionUniversity Credit Union67 Sewall St, Augusta, ME 04330 6332A+5.0 ★Texas Ratio: 3.82%, Maine Savings Federal Credit UnionMaine Savings Federal Credit Union1002 Stillwater Ave, Old Town, ME 04468A-5.0 ★Texas Ratio: 15.25%, First National BankFirst National Bank145 Exchange St, Bangor, ME 04401A5.0 ★Texas Ratio: 6.84%, Bangor Federal Credit UnionBangor Federal Credit Union339 Hogan Rd, Bangor, ME 04401 4205A+5.0 ★Texas Ratio: 3.80%, Seaboard Federal Credit UnionSeaboard Federal Credit Union177 Main St, Bucksport, ME 04416A5.0 ★Texas Ratio: 9.09%, Skowhegan Savings BankSkowhegan Savings Bank450 Civic Center Dr, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.09%, Katahdin Trust CompanyKatahdin Trust Company17 Main St, Ashland, ME 04732A+5.0 ★Texas Ratio: 4.07%, and Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A+5.0 ★Texas Ratio: 5.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Old Town, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Old Town are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Old Town, Maine
Market share is the lender's share of all home loans closed in Old Town, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Old Town 564 Stillwater Ave, Old Town, ME 04468 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, USDA, HELOC | 12 +19 HELOCs |
10.9% | 92.3% | $243,333 | View |
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1 office in Old Town 330 Main St, Old Town, ME 04468 A+5.0 ★Texas Ratio: 1.50% |
FHA, HELOC | 2 +8 HELOCs |
1.8% | 100% | $270,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional, USDA | 11 | 10% | 100% | $186,818 | View |
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1002 Stillwater Ave, Old Town, ME 04468 A-5.0 ★Texas Ratio: 15.25% |
Conventional, HELOC | 5 +9 HELOCs |
4.5% | 85.7% | $135,000 | View |
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145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional, USDA | 2 | 1.8% | 100% | $275,000 | View |
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339 Hogan Rd, Bangor, ME 04401 4205 A+5.0 ★Texas Ratio: 3.80% |
Conventional | 2 | 1.8% | 100% | $90,000 | View |
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177 Main St, Bucksport, ME 04416 A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 1.8% | 100% | $115,000 | View |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 1.8% | 100% | $180,000 | View |
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17 Main St, Ashland, ME 04732 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 2 | 1.8% | 100% | $225,000 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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131 Main St, Ashland, ME 04732 3432 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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201 Main St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1126 Hammond St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The County Federal CreditUnion
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Conventional | 2 | 1.8% | 100% | $35,000 | |
CUSO Mortgage Corporation
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FHA | 2 | 1.8% | 100% | $210,000 | |
Rocket Mortgage
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Conventional, FHA | 13 | 11.8% | 86.7% | $197,307 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.4% | 100% | $302,142 | |
Freedom Mortgage Corporation
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FHA | 5 | 4.5% | 100% | $187,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.6% | 71.4% | $200,000 | |
Mortgage Research Center
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VA | 4 | 3.6% | 66.7% | $295,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 3 | 2.7% | 100% | $211,666 | |
Newrez LLC
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Conventional, VA | 2 | 1.8% | 100% | $325,000 | |
Nextmortgage, LLC
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FHA | 2 | 1.8% | 100% | $270,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.8% | 100% | $240,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 1.8% | 66.7% | $310,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 1.8% | 100% | $300,000 | |
Northern Mortgage Services, LLC
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FHA | 1 | 0.9% | 100% | $405,000 | |
EMM Loans LLC
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VA | 1 | 0.9% | 100% | $345,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $435,000 | |
Guild Mortgage Company
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FHA | 1 | 0.9% | 100% | $405,000 | |
American Financing Corporation
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VA | 1 | 0.9% | 66.7% | $255,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $85,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Geneva Financial LLC
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FHA | 1 | 0.9% | 100% | $225,000 | |
Fairway Independent Mort Corp
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USDA | 1 | 0.9% | 100% | $145,000 | |
Navy Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Old Town Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Old Town, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Old Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Old Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Old Town, ME
Use these to narrow the list above. Each category shows how many Old Town, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Old Town, ME
Independent mortgage companies closed 55.5 percent of home loans in Old Town, Maine in 2025, banks 22.7 percent and credit unions 21.8 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and University Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Old Town, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Old Town, Maine with 12 loans, about 10.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Old Town, Maine in 2025, led by Rocket Mortgage with 5. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 8 credit unions closed home loans in Old Town, Maine in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Old Town, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Old Town, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Old Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
