Hartland, Maine mortgage lenders include Sebasticook Valley FCUSebasticook Valley FCU87 moosehead trl, NEWPORT, ME 04953A+5.0 ★Texas Ratio: 5.05%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Skowhegan Savings BankSkowhegan Savings Bank450 Civic Center Dr, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.09%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A+5.0 ★Texas Ratio: 5.92%, Keybank National AssociationKeybank National Association600 Center St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.81%, Acadia Federal Credit UnionAcadia Federal Credit Union131 Main St, Ashland, ME 04732 3432A5.0 ★Texas Ratio: 8.22%, Mortgage Research Center, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hartland, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hartland are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hartland, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
87 moosehead trl, NEWPORT, ME 04953 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 14 | 33.3% | 100% | $140,000 | View |
|
170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, USDA, HELOC | 2 +4 HELOCs |
4.8% | 100% | $230,000 | View |
|
450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 4.8% | 100% | $125,000 | View |
|
178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 1 +1 HELOCs |
2.4% | 100% | $125,000 | View |
|
150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 2.4% | 50% | $185,000 | View |
|
200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 2.4% | 100% | $65,000 | View |
|
600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 2.4% | 100% | $55,000 | View |
|
131 Main St, Ashland, ME 04732 3432 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 2.4% | 100% | $65,000 | View |
Mortgage Research Center
|
VA | 4 | 9.5% | 100% | $285,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 7.1% | 75% | $175,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 4.8% | 100% | $90,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 4.8% | 75% | $160,000 | |
Rocket Mortgage
|
Conventional | 1 | 2.4% | 50% | $95,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 2.4% | 100% | $295,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.4% | 100% | $65,000 | |
loanDepot.com LLC
|
FHA | 1 | 2.4% | 100% | $135,000 | |
Guild Mortgage Company
|
USDA | 1 | 2.4% | 100% | $135,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 2.4% | 100% | $175,000 | |
Navy Federal Credit Union
|
VA | 1 | 2.4% | 100% | $395,000 | |
Village Capital & Investment
|
VA | 1 | 2.4% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hartland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hartland in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hartland, ME lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 42.9 percent of home loans in Hartland, Maine in 2025, banks 16.7 percent and credit unions 40.5 percent. Mortgage Research Center was the largest mortgage company, Bangor Savings Bank the largest bank and Sebasticook Valley FCU the largest credit union. Among lenders headquartered in Maine, Sebasticook Valley FCU led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
By home loans closed in 2025, Sebasticook Valley FCU was the largest mortgage lender in Hartland, Maine with 14 loans, about 33.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Hartland, Maine in 2025, led by United Wholesale Mortgage with 2. 3 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Hartland, Maine in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hartland, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hartland, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hartland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.