Mortgage Lenders and Brokers in Tonganoxie, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tonganoxie, Kansas mortgage lenders include First State Bank & TrustFirst State Bank & Trust400 S Bury St, Tonganoxie, KS 66086, Community National BankCommunity National Bank231 N Main St, Tonganoxie, KS 66086A4.9 ★Texas Ratio: 9.62%, Mutual Savings AssociationMutual Savings Association403 E 4th St, Tonganoxie, KS 66086A+5.0 ★Texas Ratio: 3.48%, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union301 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 4.02%, US Bank, N.A.US Bank, N.A.13020 W Canaan Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%, Mid America BankMid America Bank707 High St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 1.02%, and Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tonganoxie, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tonganoxie are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tonganoxie, Kansas
Market share is the lender's share of all home loans closed in Tonganoxie, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First State Bank & Trust
400 S Bury St, Tonganoxie, KS 66086 |
Conventional | 22 | 6.7% | 75% | $184,090 | |
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1 office in Tonganoxie 231 N Main St, Tonganoxie, KS 66086 A4.9 ★Texas Ratio: 9.62% |
Conventional | 4 | 1.2% | 100% | $265,000 | View |
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403 E 4th St, Tonganoxie, KS 66086 A+5.0 ★Texas Ratio: 3.48% |
Conventional | 10 | 3% | 100% | $243,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional, HELOC | 5 +5 HELOCs |
1.5% | 100% | $479,000 | |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, Jumbo | 4 | 1.2% | 100% | $542,500 | View |
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301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 80% | $208,333 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 75% | $241,666 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $295,000 | View |
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★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 3 | 0.9% | 100% | $308,333 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 3 | 0.9% | 80% | $338,333 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.6% | 100% | $265,000 | View |
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320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 0.6% | 100% | $260,000 | View |
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2000 W 103rd St, Leawood, KS 66206 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 100% | $320,000 | View |
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701 Kansas Ave, Atchison, KS 66002 A5.0 ★Texas Ratio: 7.97% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
The First Security Bank
415 Stone Creek Drive, Tonganoxie, KS 66086 |
Conventional | 2 | 0.6% | 75% | $290,000 | |
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2115 M St, Belleville, KS 66935 B+3.8 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.6% | 100% | $155,000 | View |
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500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $385,000 | View |
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112 8th St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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109 E 1st St, Enterprise, KS 67441 9100 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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15500 State Ave, Basehor, KS 66007 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
USDA | 1 | 0.3% | 100% | $335,000 | View |
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7850 College Blvd, Overland Park, KS 66210 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
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1919 N 78th St, Kansas City, KS 66112 A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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110 N Main St, Canton, KS 67428 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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801 Merchant St, Emporia, KS 66801 A5.0 ★Texas Ratio: 13.44% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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400 N Broadway St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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Conventional, FHA | 5 | 1.5% | 100% | $239,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 5 | 1.5% | 100% | $297,000 | |
Frontier Community Credit Unio
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Conventional | 3 | 0.9% | 100% | $205,000 | |
M Squared Financial LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 36 | 10.9% | 88.1% | $274,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 5.5% | 85.7% | $286,111 | |
First State Bank of St Charles
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Conventional, FHA, VA, Jumbo | 18 | 5.5% | 100% | $338,888 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 4.6% | 100% | $327,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 4% | 100% | $284,230 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA, Jumbo | 9 | 2.7% | 90% | $381,666 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.7% | 81.8% | $219,444 | |
Mortgage Research Center
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VA | 8 | 2.4% | 88.9% | $455,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 5 | 1.5% | 100% | $311,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.5% | 83.3% | $153,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.2% | 80% | $402,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 1.2% | 100% | $190,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 1.2% | 100% | $352,500 | |
Lendlo Mortgage, LLC
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Conventional, FHA | 4 | 1.2% | 100% | $252,500 | |
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A5.0 ★Texas Ratio: 6.19% |
Conventional | 4 | 1.2% | 100% | $212,500 | View |
Spring Eq, LLC
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Conventional | 4 | 1.2% | 66.7% | $100,000 | |
Primelending
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Conventional, VA | 3 | 0.9% | 100% | $308,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $351,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.9% | 100% | $351,666 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA | 2 | 0.6% | 100% | $390,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.6% | 66.7% | $380,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 33.3% | $250,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA, USDA | 2 | 0.6% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.6% | 100% | $505,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
Flat Branch Mortgage, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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VA | 2 | 0.6% | 100% | $405,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 40% | $80,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, USDA | 2 | 0.6% | 100% | $295,000 | View |
Texana Bank
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Conventional, FHA | 2 | 0.6% | 100% | $260,000 | |
Geneva Financial LLC
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Conventional, USDA | 2 | 0.6% | 100% | $195,000 | |
Union Home Mortgage Corp.
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $665,000 | |
Alliant Credit Union
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Conventional | 1 | 0.3% | 50% | $545,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $375,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $105,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $365,000 | |
Newrez LLC
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FHA | 1 | 0.3% | 50% | $195,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
VA | 1 | 0.3% | 100% | $355,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 66.7% | $135,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $325,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $315,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $605,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $435,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $405,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 66.7% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tonganoxie Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tonganoxie, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Tonganoxie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tonganoxie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tonganoxie, KS
Use these to narrow the list above. Each category shows how many Tonganoxie, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Tonganoxie, KS
Independent mortgage companies closed 58.7 percent of home loans in Tonganoxie, Kansas in 2025, banks 35.6 percent and credit unions 5.8 percent. Mortgage Investment Services Corporation was the largest mortgage company, First State Bank & Trust the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, First State Bank & Trust led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tonganoxie, KS
By home loans closed in 2025, First State Bank & Trust was the largest mortgage lender in Tonganoxie, Kansas with 22 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Tonganoxie, Kansas in 2025, led by Rocket Mortgage with 7. 23 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 9 credit unions closed home loans in Tonganoxie, Kansas in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tonganoxie, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tonganoxie, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tonganoxie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
