Mortgage Lenders and Brokers in Ottawa, Kansas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Ottawa, Kansas mortgage lenders include The Kansas State BankThe Kansas State Bank236 N Main St, Ottawa, KS 66067A+5.0 ★Texas Ratio: 4.65%, NBH BankNBH Bank434 S Main St, Ottawa, KS 66067A+5.0 ★Texas Ratio: 2.90%, Arvest BankArvest Bank119 E 3rd St, Ottawa, KS 66067A5.0 ★Texas Ratio: 7.48%, OakStar BankOakStar Bank226 W 23rd St, Ottawa, KS 66067A+5.0 ★Texas Ratio: 3.21%, BMO Harris Bank NABMO Harris Bank NA700 S Main St, Ottawa, KS 66067A+5.0 ★Texas Ratio: 3.54%, Patriots BankPatriots Bank1500 S Main St, Ottawa, KS 66067A+5.0 ★Texas Ratio: 0.00%, Great Southern BankGreat Southern Bank2040 S Princeton St, Ottawa, KS 66067A+5.0 ★Texas Ratio: 1.55%, Mid America BankMid America Bank707 High St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 1.02%, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, and The First Security BankThe First Security Bank530 Main St, Carbondale, KS 66414. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ottawa, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ottawa are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ottawa, Kansas
Market share is the lender's share of all home loans closed in Ottawa, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
236 N Main St, Ottawa, KS 66067 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 17 | 5.4% | 100% | $141,470 | View |
|
1 office in Ottawa 434 S Main St, Ottawa, KS 66067 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, VA | 7 | 2.2% | 100% | $190,714 | View |
|
1 office in Ottawa 119 E 3rd St, Ottawa, KS 66067 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 6 +7 HELOCs |
1.9% | 100% | $175,000 | View |
|
★ 5 stars, 1 review 1 office in Ottawa 226 W 23rd St, Ottawa, KS 66067 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +3 HELOCs |
1.3% | 100% | $130,000 | View |
|
1 office in Ottawa 700 S Main St, Ottawa, KS 66067 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 50% | $108,333 | View |
|
1 office in Ottawa 1500 S Main St, Ottawa, KS 66067 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1% | 100% | $155,000 | View |
|
1 office in Ottawa 2040 S Princeton St, Ottawa, KS 66067 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 25% | $25,000 | View |
|
★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 11 | 3.5% | 100% | $213,181 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
2.2% | 100% | $217,857 | |
The First Security Bank
530 Main St, Carbondale, KS 66414 |
Conventional | 4 | 1.3% | 100% | $152,500 | |
|
13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1% | 100% | $161,666 | View |
|
301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 3 | 1% | 100% | $21,666 | View |
|
405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 3 | 1% | 100% | $115,000 | View |
|
112 8th St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 2 | 0.6% | 100% | $40,000 | View |
|
2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.6% | 100% | $190,000 | View |
|
500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
FHA | 2 | 0.6% | 100% | $150,000 | View |
|
209 Roseport Roadelwood, Elwood, KS 66024 A4.5 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.6% | 100% | $75,000 | View |
|
1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $425,000 | View |
|
2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
|
6201 College Blvd, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 2.49% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
|
600 S Kansas Ave, Topeka, KS 66603 C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
|
1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
|
500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
|
500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
|
610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
124 E 19th St, Ottawa, KS 66067 4300 A+5.0 ★Texas Ratio: 4.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
|
Conventional, FHA | 3 | 1% | 100% | $171,666 | |
Leaderone Financial Corp.
|
Conventional, FHA | 3 | 1% | 100% | $238,333 | |
M Squared Financial LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Kansas State Bank of Overbrook
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Members Mortgage Services, LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 48 | 15.3% | 87.3% | $175,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 19 | 6.1% | 95% | $225,526 | |
Geneva Financial LLC
|
Conventional, FHA, USDA | 16 | 5.1% | 100% | $203,125 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, USDA | 13 | 4.2% | 92.9% | $174,230 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 9 | 2.9% | 75% | $195,000 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 2.2% | 100% | $167,857 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 7 | 2.2% | 87.5% | $190,714 | |
Mortgage Research Center
|
Conventional, VA | 7 | 2.2% | 70% | $253,571 | |
Primelending
|
Conventional, FHA | 6 | 1.9% | 100% | $181,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 1.6% | 83.3% | $227,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 5 | 1.6% | 100% | $119,000 | |
Nationstar Mortgage
|
Conventional, VA | 5 | 1.6% | 100% | $163,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, USDA | 4 | 1.3% | 100% | $197,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
1% | 75% | $115,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 3 | 1% | 80% | $215,000 | |
Movement Mortgage, LLC
|
Conventional | 3 | 1% | 100% | $101,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 1% | 50% | $125,000 | |
First State Bank of St Charles
|
FHA, VA | 3 | 1% | 100% | $228,333 | |
Ark-La-Tex Financial Services LLC
|
FHA | 3 | 1% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
|
USDA | 2 | 0.6% | 100% | $170,000 | |
PHH Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $150,000 | |
Community Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $160,000 | |
|
A5.0 ★Texas Ratio: 6.19% |
Conventional | 2 | 0.6% | 66.7% | $185,000 | View |
Flat Branch Mortgage, Inc.
|
Conventional, USDA | 2 | 0.6% | 100% | $115,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 2 | 0.6% | 100% | $135,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.6% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
FHA, USDA | 2 | 0.6% | 66.7% | $205,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.6% | 100% | $185,000 | |
|
C2.4 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0.3% | 100% | $265,000 | View |
Goodleap, LLC
|
VA | 1 | 0.3% | 100% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.3% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.61% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.3% | 100% | $145,000 | View |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.3% | 20% | $55,000 | |
Success Mortgage Partners, Inc
|
USDA | 1 | 0.3% | 33.3% | $225,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 33.3% | $65,000 | |
SIRVA Mortgage, Inc.
|
VA | 1 | 0.3% | 100% | $265,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $255,000 | View |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $85,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Premier Members Credit Union
|
Conventional | 1 | 0.3% | 100% | $35,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $285,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.3% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.46% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
New American Funding, LLC.
|
FHA | 1 | 0.3% | 50% | $105,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $375,000 | |
Texana Bank
|
FHA | 1 | 0.3% | 100% | $295,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 25% | $65,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Ottawa Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ottawa, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Ottawa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ottawa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ottawa, KS
Use these to narrow the list above. Each category shows how many Ottawa, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Ottawa, KS
Independent mortgage companies closed 58.8 percent of home loans in Ottawa, Kansas in 2025, banks 35.5 percent and credit unions 5.8 percent. Mortgage Investment Services Corporation was the largest mortgage company, The Kansas State Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, The Kansas State Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ottawa, KS
By home loans closed in 2025, The Kansas State Bank was the largest mortgage lender in Ottawa, Kansas with 17 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Ottawa, Kansas in 2025, led by Rocket Mortgage with 17. 18 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 10 credit unions closed home loans in Ottawa, Kansas in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ottawa, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ottawa, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ottawa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
