Mortgage Lenders and Brokers in McPherson, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McPherson, Kansas mortgage lenders include Peoples Bank and Trust CoPeoples Bank and Trust Co822 N Main St, Mcpherson, KS 67460A5.0 ★Texas Ratio: 7.49%, The Citizens State BankThe Citizens State Bank104 S Centennial Drive, Mcpherson, KS 67460A+5.0 ★Texas Ratio: 0.04%, Emprise BankEmprise Bank201 E Kansas Ave, Mcpherson, KS 67460A+5.0 ★Texas Ratio: 3.11%, First National Bank of HutchinsonFirst National Bank of Hutchinson6206 N 247th St W, Andale, KS 67001A+5.0 ★Texas Ratio: 2.58%, Heartland Credit UnionHeartland Credit Union103 S Kansas St, Haven, KS 67543 9261A5.0 ★Texas Ratio: 9.12%, Community National Bank & TrustCommunity National Bank & Trust500 N Summit St, Arkansas City, KS 67005A5.0 ★Texas Ratio: 6.38%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2101 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 3.68%, Envista Federal Credit UnionEnvista Federal Credit Union1803 N Lorraine St, Hutchinson, KS 67502A+5.0 ★Texas Ratio: 2.13%, Bank of America NABank of America NA329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, and White Eagle Credit UnionWhite Eagle Credit Union2830 Ohio St, Augusta, KS 67010 2361A5.0 ★Texas Ratio: 6.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McPherson, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McPherson are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McPherson, Kansas
Market share is the lender's share of all home loans closed in McPherson, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in McPherson 822 N Main St, Mcpherson, KS 67460 A5.0 ★Texas Ratio: 7.49% |
Conventional, Jumbo | 98 | 42.4% | 94.2% | $156,122 | View |
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3 offices in McPherson 104 S Centennial Drive, Mcpherson, KS 67460 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 9 | 3.9% | 100% | $156,111 | View |
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1 office in McPherson 201 E Kansas Ave, Mcpherson, KS 67460 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $355,000 | View |
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6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 0.9% | 100% | $95,000 | View |
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103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $165,000 | View |
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500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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2830 Ohio St, Augusta, KS 67010 2361 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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15500 State Ave, Basehor, KS 66007 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
VA | 1 | 0.4% | 100% | $155,000 | View |
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320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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2000 W 103rd St, Leawood, KS 66206 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
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100 E 30th Ave, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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1550 Oxen Ln, Burlington, KS 66839 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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308 W Central Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.22% |
VA | 1 | 0.4% | 100% | $255,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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FHA, VA | 2 | 0.9% | 66.7% | $205,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 30 | 13% | 100% | $201,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, USDA | 18 | 7.8% | 85.7% | $211,666 | View |
Primary Residential Mortgage, INC.
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Conventional, USDA | 9 | 3.9% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, VA | 6 | 2.6% | 54.5% | $165,000 | |
Better Mortgage Corporation
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Conventional, FHA | 6 | 2.6% | 100% | $171,666 | |
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A+5.0 ★Texas Ratio: 1.46% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 62.5% | $32,500 | View |
Mortgage Research Center
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VA | 4 | 1.7% | 80% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.3% | 100% | $121,666 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 3 | 1.3% | 100% | $165,000 | View |
Guild Mortgage Company
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Conventional | 2 | 0.9% | 100% | $210,000 | |
21St Mortgage
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Conventional | 2 | 0.9% | 22.2% | $50,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.9% | 100% | $170,000 | |
Village Capital & Investment
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VA | 2 | 0.9% | 100% | $245,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 6.15% |
USDA | 1 | 0.4% | 100% | $205,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 50% | $165,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 50% | $115,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 50% | $235,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Premier Members Credit Union
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.46% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 50% | $315,000 | |
Bank Independent
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
McPherson Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McPherson, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in McPherson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McPherson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McPherson, KS
Use these to narrow the list above. Each category shows how many McPherson, KS lenders fit and what that kind of lender is usually best for.
Who Lends in McPherson, KS
Independent mortgage companies closed 32 percent of home loans in McPherson, Kansas in 2025, banks 62.3 percent and credit unions 5.6 percent. Mortgage Investment Services Corporation was the largest mortgage company, Peoples Bank and Trust Co the largest bank and Heartland Credit Union the largest credit union. Among lenders headquartered in Kansas, Peoples Bank and Trust Co led with 98 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McPherson, KS
By home loans closed in 2025, Peoples Bank and Trust Co was the largest mortgage lender in McPherson, Kansas with 98 loans, about 42.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in McPherson, Kansas, Peoples Bank and Trust Co approved the highest share of completed applications in 2025 at 94.2 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in McPherson, Kansas in 2025, led by Flat Branch Mortgage, Inc. with 12. 10 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in McPherson, Kansas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McPherson, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McPherson, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McPherson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
