Mortgage Lenders and Brokers in Walcott, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walcott, Iowa mortgage lenders include CBI Bank & TrustCBI Bank & Trust101 W Bryant St, Walcott, IA 52773A+5.0 ★Texas Ratio: 5.41%, First Trust and Savings BankFirst Trust and Savings Bank123 W Walcott Rd, Walcott, IA 52773C4.0 ★Texas Ratio: 27.55%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Blue Grass Savings BankBlue Grass Savings Bank104 E Mayne St, Blue Grass, IA 52726A+5.0 ★Texas Ratio: 1.31%, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4343 Utica Ridge Rd, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 4.99%, Ascentra Credit UnionAscentra Credit Union2019 Grant St, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 4.68%, The Family Credit UnionThe Family Credit Union3355 Devils Glen Rd, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 3.96%, Old National BankOld National Bank320 W Kimberly Rd, Davenport, IA 52806A+5.0 ★Texas Ratio: 4.98%, American B&T C, N.A.American B&T C, N.A.4301 E 53rd St, Davenport, IA 52807A5.0 ★Texas Ratio: 7.06%, and Corda Credit UnionCorda Credit Union3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402A+5.0 ★Texas Ratio: 5.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walcott, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walcott are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walcott, Iowa
Market share is the lender's share of all home loans closed in Walcott, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Walcott 101 W Bryant St, Walcott, IA 52773 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 3 +6 HELOCs |
2.4% | 100% | $65,000 | View |
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1 office in Walcott 123 W Walcott Rd, Walcott, IA 52773 C4.0 ★Texas Ratio: 27.55% |
Conventional | 2 | 1.6% | 100% | $115,000 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, VA, HELOC | 19 +7 HELOCs |
15.4% | 87% | $188,684 | View |
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104 E Mayne St, Blue Grass, IA 52726 A+5.0 ★Texas Ratio: 1.31% |
Conventional | 8 | 6.5% | 100% | $53,750 | View |
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4343 Utica Ridge Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.99% |
Conventional | 7 | 5.7% | 87.5% | $106,428 | View |
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2019 Grant St, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 7 | 5.7% | 87.5% | $185,000 | View |
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3355 Devils Glen Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 4 | 3.3% | 66.7% | $132,500 | View |
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320 W Kimberly Rd, Davenport, IA 52806 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, USDA, HELOC | 3 +1 HELOCs |
2.4% | 75% | $248,333 | View |
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4301 E 53rd St, Davenport, IA 52807 A5.0 ★Texas Ratio: 7.06% |
Conventional, VA | 3 | 2.4% | 100% | $361,666 | View |
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3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 5.64% |
Conventional | 2 | 1.6% | 100% | $90,000 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $185,000 | View |
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435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
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236 Main St, Bennett, IA 52721 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.8% | 100% | $175,000 | View |
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4413 53rd Ave, Bettendorf, IA 52722 A5.0 ★Texas Ratio: 9.66% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
10.6% | 100% | $258,846 | |
Lower, LLC
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Conventional, FHA | 9 | 7.3% | 100% | $277,222 | |
I H Mississippi Valley Credit Union
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Conventional | 7 | 5.7% | 87.5% | $140,714 | |
Ruhl Mortgage LLC
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Conventional, USDA | 5 | 4.1% | 100% | $227,000 | |
Rocket Mortgage
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Conventional | 4 | 3.3% | 66.7% | $187,500 | |
United Wholesale Mortgage
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VA, USDA | 2 | 1.6% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 1.6% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 1.6% | 100% | $395,000 | View |
Mortgage Research Center
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VA | 2 | 1.6% | 66.7% | $140,000 | |
Servion
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FHA | 1 | 0.8% | 100% | $175,000 | |
loanDepot.com LLC
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VA | 1 | 0.8% | 50% | $405,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $115,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.8% | 50% | $365,000 | |
Success Mortgage Partners, Inc
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USDA | 1 | 0.8% | 100% | $155,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 100% | $35,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.8% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $245,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Walcott Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walcott, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Walcott? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walcott in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walcott, IA
Use these to narrow the list above. Each category shows how many Walcott, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Walcott, IA
Independent mortgage companies closed 39 percent of home loans in Walcott, Iowa in 2025, banks 20.3 percent and credit unions 40.7 percent. New American Funding, LLC. was the largest mortgage company, CBI Bank & Trust the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, CBI Bank & Trust led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walcott, IA
By home loans closed in 2025, CBI Bank & Trust was the largest mortgage lender in Walcott, Iowa with 3 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Walcott, Iowa in 2025, led by New American Funding, LLC. with 5. 11 lenders closed VA loans, led by New American Funding, LLC., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 12 credit unions closed home loans in Walcott, Iowa in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walcott, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walcott, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walcott. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
