Sully, Iowa mortgage lenders include First State BankFirst State Bank301 7th Ave, Sully, IA 50251A+5.0 ★Texas Ratio: 1.47%, First Interstate BankFirst Interstate Bank610 4th St, Sully, IA 50251A+5.0 ★Texas Ratio: 4.72%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Community 1st Credit UnionCommunity 1st Credit Union1420 S Clinton St, Albia, IA 52531 2636B4.4 ★Texas Ratio: 22.12%, Bank IowaBank Iowa420 8th St Se, Altoona, IA 50009A5.0 ★Texas Ratio: 12.73%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Leighton State BankLeighton State Bank209 S Lincoln St, Knoxville, IA 50138A+5.0 ★Texas Ratio: 5.11%, Advantage Credit UnionAdvantage Credit Union121 W 3rd St N, Newton, IA 50208 3040A5.0 ★Texas Ratio: 8.08%, Bank MidwestBank Midwest500 6th St, Armstrong, IA 50514A+5.0 ★Texas Ratio: 3.34%, and Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sully, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sully are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sully, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sully 301 7th Ave, Sully, IA 50251 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 17 | 27.9% | 100% | $111,470 | View |
|
★ 1 stars, 1 review 1 office in Sully 610 4th St, Sully, IA 50251 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, VA, HELOC | 4 +11 HELOCs |
6.6% | 100% | $192,500 | View |
|
1420 S Clinton St, Albia, IA 52531 2636 B4.4 ★Texas Ratio: 22.12% |
Conventional, HELOC | 3 +1 HELOCs |
4.9% | 75% | $65,000 | View |
|
420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional, HELOC | 2 +1 HELOCs |
3.3% | 100% | $275,000 | View |
|
111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 3.3% | 100% | $185,000 | View |
|
209 S Lincoln St, Knoxville, IA 50138 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 2 | 3.3% | 100% | $260,000 | View |
|
121 W 3rd St N, Newton, IA 50208 3040 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 1.6% | 100% | $355,000 | View |
|
500 6th St, Armstrong, IA 50514 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
|
100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $215,000 | View |
|
16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 1.6% | 100% | $285,000 | View |
|
5908 Winterberry Dr, Cedar Falls, IA 50613 B4.6 ★Texas Ratio: 20.10% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
|
Conventional | 6 | 9.8% | 100% | $198,333 | |
Homeservices Lending LLC
|
Conventional | 1 | 1.6% | 100% | $205,000 | |
Guaranteed Rate, Inc.
|
Conventional, USDA | 2 | 3.3% | 100% | $85,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
Conventional, VA | 2 | 3.3% | 100% | $325,000 | View |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 3.3% | 100% | $165,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 3.3% | 100% | $175,000 | |
Rocket Mortgage
|
FHA | 1 | 1.6% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.6% | 100% | $215,000 | |
Kind Lending, LLC
|
VA | 1 | 1.6% | 100% | $435,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.6% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
Land Home Financial Services,
|
Conventional | 1 | 1.6% | 100% | $115,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1.6% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.6% | 100% | $225,000 | View |
Mortgage Research Center
|
VA | 1 | 1.6% | 100% | $405,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.6% | 100% | $175,000 | |
Compass Mortgage, Inc.
|
FHA | 1 | 1.6% | 100% | $105,000 | |
Everett Financial, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sully? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sully in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sully, IA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 36.1 percent of home loans in Sully, Iowa in 2025, banks 49.2 percent and credit unions 14.8 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, First State Bank the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, First State Bank led with 17 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
By home loans closed in 2025, First State Bank was the largest mortgage lender in Sully, Iowa with 17 loans, about 27.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Sully, Iowa in 2025, led by Rocket Mortgage with 1. 6 lenders closed VA loans, led by Greenstate Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Sully, Iowa in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sully, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sully, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sully. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.