Mortgage Lenders and Brokers in Reinbeck, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reinbeck, Iowa mortgage lenders include Lincoln Savings BankLincoln Savings Bank508 Main St, Reinbeck, IA 50669D3.5 ★Texas Ratio: 33.42%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Peoples Savings BankPeoples Savings Bank33149 159th Street, Ackley, IA 50601, Gnb BankGnb Bank650 Main St, Ackley, IA 50601A+5.0 ★Texas Ratio: 3.49%, Green Belt Bank & TrustGreen Belt Bank & Trust419 Sherman Ave, Ackley, IA 50601A+5.0 ★Texas Ratio: 0.33%, Farmers State BankFarmers State Bank515 Main St, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 0.10%, Fidelity Bank & TrustFidelity Bank & Trust107 S Garnavillo St, Anamosa, IA 52205A5.0 ★Texas Ratio: 12.05%, Cedar Falls Community Credit UnionCedar Falls Community Credit Union123 W 4th St, Cedar Falls, IA 50613 2831A+5.0 ★Texas Ratio: 3.82%, and BankiowaBankiowa6804 University Ave, Cedar Falls, IA 50613A5.0 ★Texas Ratio: 6.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reinbeck, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reinbeck are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reinbeck, Iowa
Market share is the lender's share of all home loans closed in Reinbeck, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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508 Main St, Reinbeck, IA 50669 D3.5 ★Texas Ratio: 33.42% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, HELOC | 29 +4 HELOCs |
32.6% | 93.8% | $189,137 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, HELOC | 16 +16 HELOCs |
18% | 94.1% | $213,750 | View |
Peoples Savings Bank
33149 159th Street, Ackley, IA 50601 |
Conventional | 5 | 5.6% | 100% | $89,000 | |
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650 Main St, Ackley, IA 50601 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 4 | 4.5% | 100% | $205,000 | View |
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419 Sherman Ave, Ackley, IA 50601 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 4 | 4.5% | 100% | $167,500 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 3 | 3.4% | 100% | $108,333 | View |
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107 S Garnavillo St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 12.05% |
Conventional | 3 | 3.4% | 100% | $81,666 | View |
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123 W 4th St, Cedar Falls, IA 50613 2831 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 66.7% | $80,000 | View |
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6804 University Ave, Cedar Falls, IA 50613 A5.0 ★Texas Ratio: 6.18% |
Conventional | 2 | 2.2% | 100% | $120,000 | View |
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1022 Skylar St, Denver, IA 50622 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 1.1% | 100% | $295,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 1.1% | 100% | $35,000 | View |
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2322 W 1st St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 2.24% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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321 Main St, La Porte City, IA 50651 B+4.8 ★Texas Ratio: 17.13% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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601 13th St, Belle Plaine, IA 52208 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 1.1% | 100% | $35,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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423 Main St, Ames, IA 50010 A5.0 ★Texas Ratio: 6.02% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4417 University Ave, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $265,000 | |
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 4 +2 HELOCs |
4.5% | 66.7% | $225,000 | |
Rocket Mortgage
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Conventional | 3 | 3.4% | 100% | $168,333 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2.2% | 100% | $95,000 | |
United Wholesale Mortgage
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FHA | 1 | 1.1% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $745,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.1% | 100% | $235,000 | View |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $195,000 |
Reinbeck Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reinbeck, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Reinbeck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reinbeck in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reinbeck, IA
Use these to narrow the list above. Each category shows how many Reinbeck, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Reinbeck, IA
Independent mortgage companies closed 11.2 percent of home loans in Reinbeck, Iowa in 2025, banks 31.5 percent and credit unions 57.3 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Lincoln Savings Bank the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Lincoln Savings Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reinbeck, IA
By home loans closed in 2025, Lincoln Savings Bank was the largest mortgage lender in Reinbeck, Iowa with 1 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Reinbeck, Iowa in 2025, led by Greenstate Credit Union with 1. 3 lenders closed VA loans, led by Veridian Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Reinbeck, Iowa in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reinbeck, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reinbeck, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reinbeck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
