Mortgage Lenders and Brokers in Iowa Falls, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Iowa Falls, Iowa mortgage lenders include Gnb BankGnb Bank315 Main St, Iowa Falls, IA 50126A+5.0 ★Texas Ratio: 3.49%, Green Belt Bank & TrustGreen Belt Bank & Trust616 Washington Ave, Iowa Falls, IA 50126A+5.0 ★Texas Ratio: 0.33%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%, MEMBERS1st Community Credit UnionMEMBERS1st Community Credit Union1815 Washington Ave, Iowa Falls, IA 50126A5.0 ★Texas Ratio: 6.02%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Alerus Financial NAAlerus Financial NA303 W Main St, Marshalltown, IA 50158A+5.0 ★Texas Ratio: 3.32%, Community Savings BankCommunity Savings Bank100 1st Ave Ne, Cedar Rapids, IA 52401A5.0 ★Texas Ratio: 6.98%, and Midstates Bank NAMidstates Bank NA206 N Elm St, Avoca, IA 51521A+5.0 ★Texas Ratio: 1.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Iowa Falls, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Iowa Falls are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Iowa Falls, Iowa
Market share is the lender's share of all home loans closed in Iowa Falls, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Iowa Falls 315 Main St, Iowa Falls, IA 50126 A+5.0 ★Texas Ratio: 3.49% |
Conventional, USDA | 16 | 14.8% | 88.9% | $66,250 | View |
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616 Washington Ave, Iowa Falls, IA 50126 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 13 | 12% | 92.9% | $105,769 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, HELOC | 9 +2 HELOCs |
8.3% | 100% | $148,333 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, HELOC | 7 +4 HELOCs |
6.5% | 100% | $195,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.9% | 100% | $120,000 | View |
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1815 Washington Ave, Iowa Falls, IA 50126 A5.0 ★Texas Ratio: 6.02% |
Conventional | 2 | 1.9% | 100% | $90,000 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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303 W Main St, Marshalltown, IA 50158 A+5.0 ★Texas Ratio: 3.32% |
FHA | 1 | 0.9% | 100% | $115,000 | View |
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100 1st Ave Ne, Cedar Rapids, IA 52401 A5.0 ★Texas Ratio: 6.98% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
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206 N Elm St, Avoca, IA 51521 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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208 10th St, Alton, IA 51003 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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107 S Garnavillo St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 12.05% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
Peoples Savings Bank
33149 159th Street, Ackley, IA 50601 |
Conventional | 1 | 0.9% | 100% | $145,000 | |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional, USDA | 10 | 9.3% | 83.3% | $114,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 5.6% | 60% | $95,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 3.7% | 100% | $180,000 | |
Mortgage Research Center
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VA | 4 | 3.7% | 80% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 2.8% | 100% | $121,666 | |
United Wholesale Mortgage
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FHA, VA | 2 | 1.9% | 50% | $165,000 | |
Guild Mortgage Company
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FHA | 2 | 1.9% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.9% | 100% | $170,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.9% | 100% | $250,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.9% | 100% | $135,000 | View |
Newrez LLC
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FHA | 1 | 0.9% | 100% | $105,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.9% | 100% | $205,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.9% | 100% | $185,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Marine Credit Union
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Conventional | 1 | 0.9% | 66.7% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.9% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.9% | 100% | $125,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.9% | 100% | $135,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Lower, LLC
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VA | 1 | 0.9% | 100% | $135,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.9% | 100% | $195,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.9% | 50% | $115,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Iowa Falls Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Iowa Falls, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Iowa Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Iowa Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Iowa Falls, IA
Use these to narrow the list above. Each category shows how many Iowa Falls, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Iowa Falls, IA
Independent mortgage companies closed 38 percent of home loans in Iowa Falls, Iowa in 2025, banks 40.7 percent and credit unions 21.3 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Gnb Bank the largest bank and Veridian Credit Union the largest credit union. Among lenders headquartered in Iowa, Gnb Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Iowa Falls, IA
By home loans closed in 2025, Gnb Bank was the largest mortgage lender in Iowa Falls, Iowa with 16 loans, about 14.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Iowa Falls, Iowa in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Iowa Falls, Iowa in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Iowa Falls, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Iowa Falls, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Iowa Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
