Mortgage Lenders and Brokers in Hudson, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hudson, Iowa mortgage lenders include Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Farmers State BankFarmers State Bank515 Main St, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 0.10%, Cedar Falls Community Credit UnionCedar Falls Community Credit Union123 W 4th St, Cedar Falls, IA 50613 2831A+5.0 ★Texas Ratio: 3.82%, Fidelity Bank & TrustFidelity Bank & Trust107 S Garnavillo St, Anamosa, IA 52205A5.0 ★Texas Ratio: 12.05%, Gnb BankGnb Bank650 Main St, Ackley, IA 50601A+5.0 ★Texas Ratio: 3.49%, Farmers Savings Bank & TrustFarmers Savings Bank & Trust611 2nd St, Traer, IA 50675A+5.0 ★Texas Ratio: 0.00%, Peoples Savings BankPeoples Savings Bank33149 159th Street, Ackley, IA 50601, First BankFirst Bank602 Main St, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 3.43%, and Citizens State BankCitizens State BankFirst Street, Hopkinton, IA 52237A-4.7 ★Texas Ratio: 12.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hudson, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hudson are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hudson, Iowa
Market share is the lender's share of all home loans closed in Hudson, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, VA, HELOC | 38 +7 HELOCs |
40.9% | 95% | $215,789 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 29 +23 HELOCs |
31.2% | 96.8% | $212,586 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 5 | 5.4% | 100% | $425,000 | View |
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123 W 4th St, Cedar Falls, IA 50613 2831 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 4 | 4.3% | 100% | $152,500 | View |
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107 S Garnavillo St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 12.05% |
Conventional | 2 | 2.2% | 100% | $245,000 | View |
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650 Main St, Ackley, IA 50601 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
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611 2nd St, Traer, IA 50675 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
Peoples Savings Bank
33149 159th Street, Ackley, IA 50601 |
Conventional | 1 | 1.1% | 50% | $305,000 | |
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602 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 3.43% |
Conventional, Jumbo | 1 | 1.1% | 100% | $505,000 | View |
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First Street, Hopkinton, IA 52237 A-4.7 ★Texas Ratio: 12.58% |
Conventional | 1 | 1.1% | 100% | $145,000 | View |
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6804 University Ave, Cedar Falls, IA 50613 A5.0 ★Texas Ratio: 6.18% |
Conventional | 1 | 1.1% | 100% | $235,000 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 3 | 3.2% | 100% | $131,666 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 2.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $185,000 | |
Rocket Mortgage
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Conventional | 1 | 1.1% | 100% | $145,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hudson Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hudson, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Hudson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hudson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hudson, IA
Use these to narrow the list above. Each category shows how many Hudson, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Hudson, IA
Independent mortgage companies closed 7.5 percent of home loans in Hudson, Iowa in 2025, banks 15.1 percent and credit unions 77.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, Farmers State Bank the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Greenstate Credit Union led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hudson, IA
By home loans closed in 2025, Greenstate Credit Union was the largest mortgage lender in Hudson, Iowa with 38 loans, about 40.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Hudson, Iowa in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hudson, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hudson, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hudson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
