Mortgage Lenders and Brokers in Clinton, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clinton, Iowa mortgage lenders include First Central State BankFirst Central State Bank2600 Lincoln Way, Clinton, IA 52732A+5.0 ★Texas Ratio: 1.64%, US Bank, N.A.US Bank, N.A.405 S 3rd St, Clinton, IA 52732A+5.0 ★Texas Ratio: 2.85%, Ascentra Credit UnionAscentra Credit Union1116 S 14th St, Clinton, IA 52732A+5.0 ★Texas Ratio: 4.68%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Blue Grass Savings BankBlue Grass Savings Bank104 E Mayne St, Blue Grass, IA 52726A+5.0 ★Texas Ratio: 1.31%, Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%, TBK Bank, SSBTBK Bank, SSB852 Middle Road Duck Creek Mall Space #101, Bettendorf, IA 52722A5.0 ★Texas Ratio: 8.52%, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4343 Utica Ridge Rd, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 4.99%, Fidelity BankFidelity Bank205 Water St, Cambridge, IA 50046A5.0 ★Texas Ratio: 7.99%, and Dupaco Community Credit UnionDupaco Community Credit Union5865 Saratoga Rd, Asbury, IA 52002A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clinton, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clinton, Iowa
Market share is the lender's share of all home loans closed in Clinton, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Clinton 2600 Lincoln Way, Clinton, IA 52732 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 43 | 12.2% | 87.8% | $94,767 | View |
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1 office in Clinton 405 S 3rd St, Clinton, IA 52732 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 33 +4 HELOCs |
9.3% | 89.2% | $152,878 | View |
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1116 S 14th St, Clinton, IA 52732 A+5.0 ★Texas Ratio: 4.68% |
Conventional, HELOC | 35 +13 HELOCs |
9.9% | 74.5% | $75,571 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
4% | 82.4% | $125,000 | View |
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104 E Mayne St, Blue Grass, IA 52726 A+5.0 ★Texas Ratio: 1.31% |
Conventional | 5 | 1.4% | 100% | $55,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 100% | $51,666 | View |
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852 Middle Road Duck Creek Mall Space #101, Bettendorf, IA 52722 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.3% | 33.3% | $65,000 | View |
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4343 Utica Ridge Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.99% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
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205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1855 Middle Rd, Bettendorf, IA 52722 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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4301 E 53rd St, Davenport, IA 52807 A5.0 ★Texas Ratio: 7.06% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional | 6 | 1.7% | 85.7% | $108,333 | |
Midwestone Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 44 +1 HELOCs |
12.5% | 95.7% | $95,227 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 5.4% | 65.5% | $145,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 19 | 5.4% | 100% | $136,578 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.7% | 72.2% | $188,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3.4% | 92.9% | $200,833 | |
Ruhl Mortgage LLC
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Conventional, FHA, VA | 12 | 3.4% | 92.3% | $134,166 | |
Lower, LLC
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Conventional, FHA, VA | 9 | 2.5% | 90% | $196,111 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.4% | 55.6% | $161,000 | |
Marine Credit Union
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Conventional | 5 | 1.4% | 85.7% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 5 | 1.4% | 71.4% | $143,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 1.1% | 100% | $180,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 4 | 1.1% | 100% | $92,500 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 4 | 1.1% | 100% | $180,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 3 | 0.8% | 100% | $128,333 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.8% | 75% | $145,000 | |
I H Mississippi Valley Credit Union
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Conventional | 3 | 0.8% | 75% | $151,666 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 3 | 0.8% | 100% | $135,000 | View |
Pennymac Loan Services LLC
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FHA | 2 | 0.6% | 66.7% | $110,000 | |
Guild Mortgage Company
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VA | 2 | 0.6% | 100% | $245,000 | |
Flat Branch Mortgage, Inc.
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FHA, VA | 2 | 0.6% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 33.3% | $160,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $195,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 50% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 2 | 0.6% | 66.7% | $90,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.6% | 50% | $115,000 | |
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A-5.0 ★Texas Ratio: 15.39% |
Conventional | 2 | 0.6% | 100% | $35,000 | View |
Fairway Independent Mort Corp
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FHA | 2 | 0.6% | 66.7% | $120,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.6% | 100% | $120,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $105,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Servion
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Michigan Mutual, Inc
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VA | 1 | 0.3% | 100% | $225,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $165,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $85,000 | |
Mortgage Center LC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
Blaze Credit Union
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Clinton Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clinton, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clinton, IA
Use these to narrow the list above. Each category shows how many Clinton, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Clinton, IA
Independent mortgage companies closed 49.6 percent of home loans in Clinton, Iowa in 2025, banks 31.4 percent and credit unions 19 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, First Central State Bank the largest bank and Ascentra Credit Union the largest credit union. Among lenders headquartered in Iowa, First Central State Bank led with 43 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clinton, IA
By home loans closed in 2025, First Central State Bank was the largest mortgage lender in Clinton, Iowa with 43 loans, about 12.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Clinton, Iowa in 2025, led by New American Funding, LLC. with 22. 19 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 13 credit unions closed home loans in Clinton, Iowa in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clinton, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
