Mortgage Lenders and Brokers in Atlantic, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Atlantic, Iowa mortgage lenders include Rolling Hills Bank & TrustRolling Hills Bank & Trust1307 E 7th St, Atlantic, IA 50022A+5.0 ★Texas Ratio: 1.79%, First Interstate BankFirst Interstate Bank1407 E 7th St, Atlantic, IA 50022A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA600 Chestnut St, Atlantic, IA 50022A+5.0 ★Texas Ratio: 5.36%, Community 1st Credit UnionCommunity 1st Credit Union200 Maple St, Atlantic, IA 50022 1128B4.4 ★Texas Ratio: 22.12%, Shelby County State BankShelby County State Bank155 S Elm St, Avoca, IA 51521, Bank IowaBank Iowa420 8th St Se, Altoona, IA 50009A5.0 ★Texas Ratio: 12.73%, Guthrie County State BankGuthrie County State Bank413 State St, Guthrie Center, IA 50115A+5.0 ★Texas Ratio: 0.93%, Community Choice Credit UnionCommunity Choice Credit Union818 8th st SW, Altoona, IA 50009A+5.0 ★Texas Ratio: 3.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA435 S Duff Ave, Ames, IA 50010A+5.0 ★Texas Ratio: 3.68%, and Arbor BankArbor Bank923 Main St, Hamburg, IA 51640A5.0 ★Texas Ratio: 10.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Atlantic, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Atlantic are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Atlantic, Iowa
Market share is the lender's share of all home loans closed in Atlantic, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1307 E 7th St, Atlantic, IA 50022 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 9 | 6.9% | 90% | $98,333 | View |
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★ 1 stars, 1 review 1 office in Atlantic 1407 E 7th St, Atlantic, IA 50022 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 4 +3 HELOCs |
3.1% | 80% | $107,500 | View |
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1 office in Atlantic 600 Chestnut St, Atlantic, IA 50022 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.3% | 100% | $148,333 | View |
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200 Maple St, Atlantic, IA 50022 1128 B4.4 ★Texas Ratio: 22.12% |
Conventional, HELOC | 14 +2 HELOCs |
10.7% | 87.5% | $76,428 | View |
Shelby County State Bank
155 S Elm St, Avoca, IA 51521 |
Conventional | 3 | 2.3% | 100% | $81,666 | |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 2 | 1.5% | 100% | $185,000 | View |
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413 State St, Guthrie Center, IA 50115 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 2 | 1.5% | 100% | $200,000 | View |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 2 | 1.5% | 100% | $175,000 | View |
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435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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923 Main St, Hamburg, IA 51640 A5.0 ★Texas Ratio: 10.07% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
FHA | 1 | 0.8% | 100% | $215,000 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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940 Valley View Dr, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional | 3 | 2.3% | 60% | $111,666 | |
Homeservices Lending LLC
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Conventional | 2 | 1.5% | 100% | $85,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 35 +1 HELOCs |
26.7% | 97.2% | $121,285 | |
Mortgage Research Center
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VA | 8 | 6.1% | 88.9% | $187,500 | |
Rocket Mortgage
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Conventional, FHA | 7 | 5.3% | 53.8% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 3 | 2.3% | 100% | $165,000 | View |
New American Funding, LLC.
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Conventional, FHA | 3 | 2.3% | 60% | $131,666 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 66.7% | $65,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.5% | 100% | $55,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.8% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.8% | 100% | $185,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $115,000 | |
Regent Financial Group
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $185,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 33.3% | $95,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.8% | 100% | $205,000 | |
Coca-Cola Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $95,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $145,000 | |
Churchill Mortgage Corporation
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USDA | 1 | 0.8% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.8% | 100% | $145,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.8% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.8% | 100% | $205,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 50% | $195,000 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 0.8% | 100% | $315,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Atlantic Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Atlantic, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Atlantic? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Atlantic in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Atlantic, IA
Use these to narrow the list above. Each category shows how many Atlantic, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Atlantic, IA
Independent mortgage companies closed 57.3 percent of home loans in Atlantic, Iowa in 2025, banks 26.7 percent and credit unions 16 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Rolling Hills Bank & Trust the largest bank and Community 1st Credit Union the largest credit union. Among lenders headquartered in Iowa, Rolling Hills Bank & Trust led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Atlantic, IA
By home loans closed in 2025, Rolling Hills Bank & Trust was the largest mortgage lender in Atlantic, Iowa with 9 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Atlantic, Iowa in 2025, led by Cmg Mortgage Inc with 5. 6 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Atlantic, Iowa in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Atlantic, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Atlantic, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Atlantic. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
