Mortgage Lenders and Brokers in Shelbyville, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shelbyville, Indiana mortgage lenders include First Financial BankFirst Financial Bank1850 Marketplace Blvd, Shelbyville, IN 46176A+5.0 ★Texas Ratio: 3.21%, Fifth Third Bank, National AssociationFifth Third Bank, National Association110 N Harrison St, Shelbyville, IN 46176A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1828 E Street Rd 44 Suite 100, Shelbyville, IN 46176A+5.0 ★Texas Ratio: 3.68%, First Bank RichmondFirst Bank Richmond1835 Marketplace Blvd, Shelbyville, IN 46176A-4.9 ★Texas Ratio: 16.01%, PNC Bank N.A.PNC Bank N.A.102 S Harrison St, Shelbyville, IN 46176A+5.0 ★Texas Ratio: 4.24%, First Merchants BankFirst Merchants Bank29 E Washington St, Shelbyville, IN 46176A+5.0 ★Texas Ratio: 4.12%, Keybank National AssociationKeybank National Association1620 E State Road 44, Shelbyville, IN 46176A+5.0 ★Texas Ratio: 4.81%, Centra Credit UnionCentra Credit Union2450 E State Road 44, Shelbyville, IN 46176 1900A+5.0 ★Texas Ratio: 5.34%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, and Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shelbyville, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shelbyville are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shelbyville, Indiana
Market share is the lender's share of all home loans closed in Shelbyville, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shelbyville 1850 Marketplace Blvd, Shelbyville, IN 46176 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 12 +16 HELOCs |
2.5% | 100% | $118,333 | View |
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1 office in Shelbyville 110 N Harrison St, Shelbyville, IN 46176 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 10 +29 HELOCs |
2% | 90.9% | $190,000 | View |
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1 office in Shelbyville 1828 E Street Rd 44 Suite 100, Shelbyville, IN 46176 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 9 +2 HELOCs |
1.8% | 75% | $182,777 | View |
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1 office in Shelbyville 1835 Marketplace Blvd, Shelbyville, IN 46176 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 7 | 1.4% | 80% | $176,428 | View |
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★ 1.7 stars, 3 reviews 1 office in Shelbyville 102 S Harrison St, Shelbyville, IN 46176 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +8 HELOCs |
0.8% | 100% | $252,500 | View |
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1 office in Shelbyville 29 E Washington St, Shelbyville, IN 46176 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 50% | $165,000 | View |
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1 office in Shelbyville 1620 E State Road 44, Shelbyville, IN 46176 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $110,000 | View |
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2450 E State Road 44, Shelbyville, IN 46176 1900 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 21 +23 HELOCs |
4.3% | 88% | $114,047 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
1% | 45.5% | $203,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $125,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $177,500 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, FHA | 4 | 0.8% | 100% | $135,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $135,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.2% | 100% | $165,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 1 | 0.2% | 100% | $105,000 | |
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1124 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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500 Green Blvd, Aurora, IN 47001 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA | 44 | 9% | 95.7% | $186,363 | |
Ruoff Mortgage Company
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Conventional, FHA | 11 | 2.2% | 88.2% | $177,727 | |
Royal United Mortgage LLC
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Conventional, FHA | 8 | 1.6% | 100% | $120,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $250,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 33 | 6.7% | 82.5% | $262,575 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 6.3% | 77.3% | $171,774 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 29 | 5.9% | 100% | $280,517 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 5.7% | 96.6% | $252,142 | |
M/I Financial. LLC
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Conventional, FHA, VA | 25 | 5.1% | 100% | $244,200 | |
Fairway Independent Mort Corp
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Conventional, FHA | 18 | 3.7% | 69.2% | $192,777 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 17 | 3.5% | 89.5% | $255,588 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 15 | 3.1% | 93.8% | $179,666 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.8% | 64.3% | $198,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 1.6% | 100% | $187,500 | |
Guild Mortgage Company
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Conventional, VA | 6 | 1.2% | 85.7% | $186,666 | |
Mortgage Research Center
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FHA, VA | 6 | 1.2% | 60% | $210,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 5 | 1% | 100% | $199,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 5 | 1% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 0.8% | 100% | $217,500 | |
Primelending
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Conventional, FHA | 4 | 0.8% | 100% | $160,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.8% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.8% | 50% | $125,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.8% | 80% | $212,500 | |
Lower, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $102,500 | |
Goodleap, LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.6% | 60% | $211,666 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 60% | $125,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 80% | $185,000 | |
Cmg Mortgage Inc
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FHA, USDA | 3 | 0.6% | 100% | $121,666 | |
Bayshore Mortgage Funding
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Conventional | 3 | 0.6% | 100% | $208,333 | |
United Trust Bank
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FHA, VA | 2 | 0.4% | 100% | $165,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.4% | 50% | $160,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 25% | $45,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
Union Savings Bank
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Conventional, VA | 2 | 0.4% | 100% | $270,000 | |
Stockton Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $145,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $100,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 100% | $255,000 | View |
Carrington Mortgage Services LLC
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FHA | 2 | 0.4% | 66.7% | $180,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 66.7% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $55,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.2% | 100% | $175,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 66.7% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 50% | $145,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $165,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Valon Mortgage
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $195,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $35,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $205,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Honda Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $225,000 | View |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.2% | 50% | $185,000 | View |
Pike Creek Mortgage Services, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 20% | $115,000 | |
Texana Bank
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VA | 1 | 0.2% | 100% | $215,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shelbyville Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shelbyville, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Shelbyville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shelbyville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shelbyville, IN
Use these to narrow the list above. Each category shows how many Shelbyville, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Shelbyville, IN
Independent mortgage companies closed 76.9 percent of home loans in Shelbyville, Indiana in 2025, banks 15.5 percent and credit unions 7.6 percent. Gvc Mortgage, Inc. was the largest mortgage company, First Financial Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, First Bank Richmond led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shelbyville, IN
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Shelbyville, Indiana with 12 loans, about 2.5 percent of the market. The largest lender headquartered in Indiana was First Bank Richmond with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Shelbyville, Indiana in 2025, led by Vanderbilt Mortgage and Finance, Inc with 21. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Shelbyville, Indiana in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shelbyville, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shelbyville, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shelbyville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
