Mortgage Lenders and Brokers in Richmond, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Richmond, Indiana mortgage lenders include First Financial BankFirst Financial Bank3433 E Main St, Richmond, IN 47374A+5.0 ★Texas Ratio: 3.21%, First Bank RichmondFirst Bank Richmond20 N 9th St, Richmond, IN 47374A-4.9 ★Texas Ratio: 16.01%, US Bank, N.A.US Bank, N.A.800 E Main St, Richmond, IN 47374A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4400 East Main Street, Richmond, IN 47374A+5.0 ★Texas Ratio: 3.68%, Merchants Bank of IndianaMerchants Bank of Indiana1400 Industries Road Suite 200, Richmond, IN 47374A5.0 ★Texas Ratio: 11.97%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Union Savings and Loan AssociationUnion Savings and Loan Association730 N Central Ave, Connersville, IN 47331, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, and Greenville National BankGreenville National Bank9700 South Us 35, Losantville, IN 47354A+5.0 ★Texas Ratio: 0.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richmond, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richmond are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Richmond, Indiana
Market share is the lender's share of all home loans closed in Richmond, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Richmond 3433 E Main St, Richmond, IN 47374 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 133 +12 HELOCs |
17.7% | 86.4% | $93,045 | View |
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5 offices in Richmond 20 N 9th St, Richmond, IN 47374 A-4.9 ★Texas Ratio: 16.01% |
Conventional, Jumbo | 86 | 11.4% | 87.2% | $232,790 | View |
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3 offices in Richmond 800 E Main St, Richmond, IN 47374 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 12 +8 HELOCs |
1.6% | 56.5% | $115,000 | View |
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2 offices in Richmond 4400 East Main Street, Richmond, IN 47374 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 10 +3 HELOCs |
1.3% | 76.9% | $123,000 | View |
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2 offices in Richmond 1400 Industries Road Suite 200, Richmond, IN 47374 A5.0 ★Texas Ratio: 11.97% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
0.8% | 85.7% | $131,666 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 11 | 1.5% | 84.6% | $167,727 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +2 HELOCs |
0.9% | 100% | $79,285 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional, Jumbo | 6 | 0.8% | 85.7% | $300,000 | |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +5 HELOCs |
0.4% | 100% | $95,000 | View |
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9700 South Us 35, Losantville, IN 47354 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 3 | 0.4% | 100% | $245,000 | View |
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3095 Bath Road, Bath, IN 47010 B4.0 ★Texas Ratio: 9.53% |
Conventional | 2 | 0.3% | 100% | $25,000 | View |
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1060 State Road 229, Batesville, IN 47006 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 2 | 0.3% | 100% | $195,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
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910 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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1800 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 79 +19 HELOCs |
10.5% | 86.3% | $109,556 | |
Ruoff Mortgage Company
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Conventional, FHA | 7 | 0.9% | 88.9% | $140,714 | |
Royal United Mortgage LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $97,500 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 0.3% | 100% | $45,000 | View |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.1% | 50% | $245,000 | |
Newrez LLC
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Conventional, FHA, VA | 61 | 8.1% | 86.3% | $140,081 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 6.6% | 86.4% | $153,400 | |
Primelending
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Conventional, FHA, VA | 45 | 6% | 98% | $123,888 | |
Mortgage Research Center
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Conventional, FHA, VA | 20 | 2.7% | 74.1% | $156,500 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 18 | 2.4% | 100% | $151,111 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 1.5% | 81.2% | $188,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 1.3% | 76.9% | $193,000 | |
Lower, LLC
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FHA | 8 | 1.1% | 100% | $196,250 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.9% | 77.8% | $149,285 | |
Polaris Home Funding Corp.
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FHA | 6 | 0.8% | 100% | $128,333 | |
New Day Financial, LLC.
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VA | 5 | 0.7% | 77.8% | $131,000 | |
New American Funding, LLC.
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FHA | 5 | 0.7% | 71.4% | $161,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 0.7% | 100% | $193,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 0.7% | 83.3% | $143,000 | |
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A+5.0 ★Texas Ratio: 2.21% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 80% | $152,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 0.5% | 55.6% | $140,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.5% | 50% | $92,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 0.5% | 100% | $155,000 | |
myCUmortgage
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Conventional, FHA | 4 | 0.5% | 83.3% | $105,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.5% | 100% | $170,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 4 | 0.5% | 80% | $145,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $145,000 | |
American Financial Resources LLC
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FHA | 3 | 0.4% | 100% | $145,000 | |
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★ 5 stars, 1 review A5.0 ★Texas Ratio: 9.58% |
Conventional | 3 | 0.4% | 75% | $151,666 | View |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.4% | 100% | $125,000 | |
Cardinal Financial Company, Li
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Conventional | 3 | 0.4% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.4% | 100% | $195,000 | View |
Planet Home Lending, LLC
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FHA | 3 | 0.4% | 100% | $161,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.4% | 75% | $198,333 | |
Union Savings Bank
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Conventional | 3 | 0.4% | 100% | $421,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.4% | 75% | $211,666 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.4% | 100% | $288,333 | |
21St Mortgage
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Conventional | 3 | 0.4% | 33.3% | $108,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 2 | 0.3% | 100% | $530,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $170,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.3% | 100% | $150,000 | |
United Trust Bank
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VA | 2 | 0.3% | 100% | $200,000 | |
Mortgage Center LC
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Conventional | 2 | 0.3% | 100% | $170,000 | |
Endeavor Capital, LLC
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FHA | 2 | 0.3% | 100% | $165,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 100% | $35,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 100% | $195,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 50% | $85,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $105,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $55,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Cincinnati Ohio Police Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Wright Patt Credit Union Inc
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.1% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.54% |
FHA | 1 | 0.1% | 100% | $135,000 | View |
The Mortgage Firm
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VA | 1 | 0.1% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 50% | $525,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $105,000 | |
Superior Financial Solutions
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Conventional | 1 | 0.1% | 100% | $95,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 50% | ||
The Farmers & Merchants State Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Richmond Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Richmond, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Richmond? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richmond in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Richmond, IN
Use these to narrow the list above. Each category shows how many Richmond, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Richmond, IN
Independent mortgage companies closed 40.4 percent of home loans in Richmond, Indiana in 2025, banks 47.1 percent and credit unions 12.5 percent. Ruoff Mortgage Company was the largest mortgage company, First Financial Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, First Bank Richmond led with 86 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Richmond, IN
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Richmond, Indiana with 133 loans, about 17.7 percent of the market. The largest lender headquartered in Indiana was First Bank Richmond with 86 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Richmond, Indiana, First Bank Richmond approved the highest share of completed applications in 2025 at 87.2 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Richmond, Indiana in 2025, led by Newrez LLC with 26. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 11 credit unions closed home loans in Richmond, Indiana in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richmond, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richmond, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richmond. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
