Mortgage Lenders and Brokers in New Castle, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Castle, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank2118 Bundy Ave, New Castle, IN 47362A+5.0 ★Texas Ratio: 4.12%, Citizens State Bank of New CastleCitizens State Bank of New Castle1726 S Memorial Dr, New Castle, IN 47362A+5.0 ★Texas Ratio: 2.45%, First Financial BankFirst Financial Bank600 S Memorial Dr, New Castle, IN 47362A+5.0 ★Texas Ratio: 3.21%, Star Financial BankStar Financial Bank403 Parkview Dr, New Castle, IN 47362A+5.0 ★Texas Ratio: 2.87%, Greenville National BankGreenville National Bank9700 South Us 35, Losantville, IN 47354A+5.0 ★Texas Ratio: 0.92%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, Greenfield Banking CompanyGreenfield Banking Company12140 E Washington St, Cumberland, IN 46229A+5.0 ★Texas Ratio: 5.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, and FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Castle, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Castle are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Castle, Indiana
Market share is the lender's share of all home loans closed in New Castle, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in New Castle 2118 Bundy Ave, New Castle, IN 47362 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 44 +41 HELOCs |
10% | 91.8% | $86,363 | View |
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2 offices in New Castle 1726 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 21 | 4.8% | 70.6% | $97,857 | View |
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1 office in New Castle 600 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.21% |
Conventional, USDA, HELOC | 10 +12 HELOCs |
2.3% | 71.4% | $126,000 | View |
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1 office in New Castle 403 Parkview Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 8 +16 HELOCs |
1.8% | 60% | $81,250 | View |
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9700 South Us 35, Losantville, IN 47354 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 5 | 1.1% | 100% | $157,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 0.9% | 57.1% | $67,500 | View |
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12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 4 | 0.9% | 100% | $117,500 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, USDA | 4 | 0.9% | 57.1% | $190,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 80% | $205,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 3 | 0.7% | 100% | $228,333 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $320,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $230,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 2 | 0.5% | 100% | $115,000 | View |
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307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 2 | 0.5% | 100% | $340,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.2% | 100% | $145,000 | View |
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3095 Bath Road, Bath, IN 47010 B4.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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1060 State Road 229, Batesville, IN 47006 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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200 W Main St, Cambridge City, IN 47327 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 43 | 9.8% | 94.2% | $171,976 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA | 6 | 1.4% | 85.7% | $160,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA | 5 | 1.1% | 100% | $157,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.9% | 100% | $167,500 | |
Three Rivers Federal Crediit U
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Conventional | 2 | 0.5% | 66.7% | $80,000 | |
PrimeTrust Financial Federal C
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 8.7% | 73.6% | $143,421 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 32 | 7.3% | 94.1% | $152,500 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 23 | 5.3% | 80% | $139,782 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 19 | 4.3% | 100% | $139,736 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 2.3% | 64.7% | $200,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 2.1% | 69.2% | $140,555 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.8% | 81.8% | $185,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.8% | 80% | $87,500 | |
Mortgage Research Center
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Conventional, VA | 6 | 1.4% | 46.2% | $180,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 6 | 1.4% | 53.3% | $80,000 | |
Calcon Mutual Mortgage LLC
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FHA, USDA | 5 | 1.1% | 100% | $173,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.1% | 55.6% | $175,000 | |
Goodleap, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.9% | 55.6% | $130,000 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 38.5% | $87,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 0.9% | 44.4% | $115,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 0.9% | 100% | $240,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $95,000 | |
Stockton Mortgage Corporation
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FHA | 3 | 0.7% | 75% | $161,666 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 40% | $210,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 66.7% | $95,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.5% | 100% | $130,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.5% | 100% | $255,000 | |
Eustis Mortgage Corp
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Conventional, FHA | 2 | 0.5% | 100% | $315,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Cardinal Financial Company, Li
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FHA, VA | 2 | 0.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.5% | 100% | $180,000 | View |
Union Savings Bank
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Conventional, FHA | 2 | 0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $140,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 25% | $45,000 | |
EMM Loans LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $65,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Valon Mortgage
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FHA | 1 | 0.2% | 100% | $185,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.2% | 100% | $165,000 | |
Das Acquisition Company, LLC
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USDA | 1 | 0.2% | 100% | $195,000 | |
Connexus Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $125,000 | |
myCUmortgage
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FHA | 1 | 0.2% | 25% | $125,000 | |
Geneva Financial LLC
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USDA | 1 | 0.2% | 100% | $155,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
First Option Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 50% | $175,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $145,000 | |
American Pacific Mortgage Corporation
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USDA | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Saygo Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $175,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 66.7% | $365,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $85,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $95,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.2% | 100% | $135,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Texana Bank
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VA | 1 | 0.2% | 100% | $165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Farmers & Merchants State Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Honda Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Castle Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Castle, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in New Castle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Castle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Castle, IN
Use these to narrow the list above. Each category shows how many New Castle, IN lenders fit and what that kind of lender is usually best for.
Who Lends in New Castle, IN
Independent mortgage companies closed 67.1 percent of home loans in New Castle, Indiana in 2025, banks 29.5 percent and credit unions 3.4 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Castle, IN
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in New Castle, Indiana with 44 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in New Castle, Indiana in 2025, led by Rocket Mortgage with 14. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 12 credit unions closed home loans in New Castle, Indiana in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Castle, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Castle, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Castle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
