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Mortgage Lenders and Brokers in New Albany, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

New Albany, Indiana mortgage lenders include Republic Bank & TrustRepublic Bank & Trust3001 Charlestown Crossing Way, New Albany, IN 47150A+5.0 ★Texas Ratio: 2.91%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company2860 Charlestown Rd, New Albany, IN 47150A+5.0 ★Texas Ratio: 1.99%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA120 W Spring St, New Albany, IN 47150A+5.0 ★Texas Ratio: 3.68%, First Harrison BankFirst Harrison Bank4303 Charlestown Rd, New Albany, IN 47150A+5.0 ★Texas Ratio: 3.57%, PNC Bank N.A.PNC Bank N.A.2659 Charlestown Rd, New Albany, IN 47150A+5.0 ★Texas Ratio: 4.24%, German American BankGerman American Bank4403 Charlestown Rd, New Albany, IN 47150A+5.0 ★Texas Ratio: 1.93%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3401 Grant Line Rd, New Albany, IN 47150A+5.0 ★Texas Ratio: 3.22%, The New Washington State BankThe New Washington State Bank123 E Market St, New Albany, IN 47150A5.0 ★Texas Ratio: 10.00%, First Financial BankFirst Financial Bank3610 Grant Line Rd, New Albany, IN 47150A+5.0 ★Texas Ratio: 3.21%, and US Bank, N.A.US Bank, N.A.2115 E Spring St, New Albany, IN 47150A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in New Albany, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Albany are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in New Albany, Indiana

Market share is the lender's share of all home loans closed in New Albany, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Republic Bank & Trust 1 office in New Albany 3001 Charlestown Crossing Way, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, HELOC	37 +17 HELOCs	3.4%	94.9%	$165,810	View
Stock Yards Bank & Trust Company 2 offices in New Albany 2860 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 1.99%	Conventional, FHA, HELOC	28 +19 HELOCs	2.6%	96.6%	$161,071	View
JPMorgan Chase Bank, NA 1 office in New Albany 120 W Spring St, New Albany, IN 47150 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	19 +2 HELOCs	1.8%	95.5%	$193,421	View
First Harrison Bank 2 offices in New Albany 4303 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 3.57%	Conventional, FHA, VA, HELOC	17 +13 HELOCs	1.6%	100%	$183,235	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in New Albany 2659 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	14 +43 HELOCs	1.3%	77.8%	$178,571	View
German American Bank 1 office in New Albany 4403 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 1.93%	Conventional, FHA, VA, HELOC	14 +28 HELOCs	1.3%	73.7%	$222,857	View
Fifth Third Bank, National Association 1 office in New Albany 3401 Grant Line Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	14 +19 HELOCs	1.3%	78.9%	$163,571	View
The New Washington State Bank 1 office in New Albany 123 E Market St, New Albany, IN 47150 A5.0 ★Texas Ratio: 10.00%	Conventional	14	1.3%	100%	$222,857	View
First Financial Bank 2 offices in New Albany 3610 Grant Line Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	11 +16 HELOCs	1%	73.3%	$134,090	View
US Bank, N.A. 1 office in New Albany 2115 E Spring St, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	7 +9 HELOCs	0.6%	58.3%	$196,428	View
Wesbanco Bank, Inc. 3 offices in New Albany 4328 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, HELOC	3 +10 HELOCs	0.3%	75%	$355,000	View
Bank of America NA 1 office in New Albany 2137 State Street, New Albany, IN 47150 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	100%	$215,000	View
First Merchants Bank 1 office in New Albany 2218 State St, New Albany, IN 47150 A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$775,000	View
Truist Bank ★ 1 stars, 1 review 1 office in New Albany 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +4 HELOCs	0%	n/a		View
Centra Credit Union 710 Pillsbury Ln, New Albany, IN 47150 2238 A+5.0 ★Texas Ratio: 5.34%	Conventional, HELOC	42 +42 HELOCs	3.9%	93.8%	$133,333	View
Indiana Members Credit Union 4040 Grant Line Rd, New Albany, IN 47150 2138 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	7 +9 HELOCs	0.6%	87.5%	$205,000	View
One Vision Federal Credit Union 2441 State St Ste A, New Albany, IN 47150 4984 A+5.0 ★Texas Ratio: 1.73%	Conventional, HELOC	5 +4 HELOCs	0.5%	62.5%	$55,000	View
Huntington National Bank 101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66%	Conventional	4	0.4%	66.7%	$157,500	View
Flagstar Bank NA 2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.3%	50%	$291,666	View
Everwise Credit Union 3308 Grant Line Rd, New Albany, IN 47150 A5.0 ★Texas Ratio: 6.81%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$25,000	View
River City Bank, Inc. 3511 E 10th St, Jeffersonville, IN 47130 A+5.0 ★Texas Ratio: 2.69%	Conventional	2	0.2%	66.7%	$85,000	View
Regions Bank 104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	50%	$245,000	View
Mortgage Masters of Indiana Inc 801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.1%	100%	$115,000	View
Community First Bank of IND 9333 N Meridian St, Indianapolis, IN 46260 A5.0 ★Texas Ratio: 13.92%	Conventional	1	0.1%	100%	$115,000	View
Heritage Federal Credit Union 966 N State Route 61, Boonville, IN 47601 C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$205,000	View
Owen County State Bank 1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28%	Conventional	1	0.1%	100%	$195,000	View
Jackson County Bank 2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28%	Conventional	1	0.1%	100%	$235,000	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional	1	0.1%	100%	$195,000	View
Indiana University CU 105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12%	HELOC	0 +2 HELOCs	0%	0%		View
First Savings Bank	Conventional, HELOC	11 +8 HELOCs	1%	91.7%	$225,909
Ruoff Mortgage Company	Conventional, FHA, VA	11	1%	92.9%	$239,545
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$85,000
Three Rivers Federal Crediit U	Conventional	1	0.1%	100%	$235,000
Rocket Mortgage	Conventional, FHA, VA	110	10.2%	92.7%	$188,272
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	100 +1 HELOCs	9.2%	97.2%	$244,700
Freedom Mortgage Corporation	Conventional, FHA, VA	45	4.2%	92.9%	$254,777
Pennymac Loan Services LLC	Conventional, FHA, VA	21	1.9%	87.5%	$248,809
New American Funding, LLC.	Conventional, FHA, VA	21	1.9%	100%	$169,761
Ark-La-Tex Financial Services LLC	Conventional, FHA	19	1.8%	95.2%	$209,210
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, HELOC	18 +1 HELOCs	1.7%	90%	$185,000	View
Kind Lending, LLC	Conventional, FHA, VA	18	1.7%	69.2%	$258,333
Nationstar Mortgage	Conventional, FHA, VA	18	1.7%	85.7%	$122,777
The Loan Store, Inc	Conventional	18	1.7%	100%	$277,222
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA	18	1.7%	94.7%	$271,111	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	17	1.6%	100%	$243,823
CrossCountry Mortgage, LLC	Conventional, FHA, VA	16	1.5%	100%	$247,500
Equity Prime Mortgage LLC	FHA, VA	15	1.4%	88.2%	$219,000
Mortgage Research Center	FHA, VA	15	1.4%	83.3%	$275,000
Interlinc Mortgage Services, LLC	Conventional, FHA	14	1.3%	100%	$177,142
Paramount Residential Mortgage	Conventional, FHA, VA	14	1.3%	100%	$258,571
American Financial Resources LLC	Conventional, FHA, VA	13	1.2%	100%	$201,923
Stockton Mortgage Corporation	Conventional, FHA, HELOC	12 +1 HELOCs	1.1%	92.9%	$219,166
Newrez LLC	Conventional, VA	12	1.1%	80%	$250,833
Fairway Independent Mort Corp	Conventional, FHA, VA	12	1.1%	92.3%	$193,333
Inspire Home Loans Inc.	Conventional, FHA	11	1%	100%	$216,818
Lower, LLC	Conventional, FHA, VA	10	0.9%	100%	$200,000
L&N Federal Credit Union A+5.0 ★Texas Ratio: 1.91%	Conventional, HELOC	9 +5 HELOCs	0.8%	90%	$220,555	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA	9	0.8%	100%	$210,555
Park Community Credit Union	Conventional, HELOC	8 +14 HELOCs	0.7%	100%	$186,250
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	8 +1 HELOCs	0.7%	100%	$220,000	View
Navy Federal Credit Union	Conventional, VA, HELOC	7 +1 HELOCs	0.6%	70%	$203,571
Union Home Mortgage Corp.	Conventional, FHA	7	0.6%	87.5%	$267,857
Meade County Bank	Conventional	7	0.6%	100%	$155,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	7	0.6%	72.7%	$273,571
loanDepot.com LLC	Conventional, FHA, HELOC	6 +2 HELOCs	0.6%	60%	$133,333
Movement Mortgage, LLC	Conventional, FHA	6	0.6%	100%	$211,666
New Day Financial, LLC.	VA	6	0.6%	50%	$196,666
Prosperity Home Mortgage, LLC	Conventional, VA	6	0.6%	85.7%	$186,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.6%	85.7%	$141,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	6	0.6%	100%	$146,666	View
Amerisave Mortgage Company	Conventional	5	0.5%	41.7%	$35,000
Guild Mortgage Company	Conventional, FHA, VA	5	0.5%	100%	$241,000
Click n' Close, Inc.	Conventional, FHA	5	0.5%	100%	$189,000
EMM Loans LLC	Conventional, FHA	4	0.4%	100%	$252,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.4%	100%	$282,500	View
Zillow Home Loans, LLC	Conventional, FHA	4	0.4%	100%	$347,500
Carrington Mortgage Services LLC	Conventional, FHA	4	0.4%	45.5%	$140,000
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.3%	37.5%	$38,333
Abound Federal Credit Union	Conventional, VA, HELOC	3 +2 HELOCs	0.3%	75%	$365,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.3%	75%	$218,333
Primary Residential Mortgage, INC.	Conventional, FHA	3	0.3%	100%	$155,000
Goodleap, LLC	Conventional, FHA	3	0.3%	80%	$141,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.3%	37.5%	$288,333
Wilson & Muir Bank & Trust Company A+4.9 ★Texas Ratio: 2.62%	Conventional	3	0.3%	100%	$215,000	View
Cmg Mortgage Inc	FHA, VA	3	0.3%	100%	$301,666
Discover Bank	Conventional	3	0.3%	37.5%	$71,666
First Colony Mortgage Corporat	FHA, VA	3	0.3%	87.5%	$301,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.3%	100%	$165,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.3%	100%	$215,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	3	0.3%	23.1%	$338,333
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.3%	60%	$158,333
Central Bank & Trust Co A+5.0 ★Texas Ratio: 1.26%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$320,000	View
South Central Bank Inc A+5.0 ★Texas Ratio: 2.83%	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$425,000	View
Everett Financial, Inc.	FHA, VA	2	0.2%	100%	$195,000
Envoy Mortgage, Ltd	Conventional	2	0.2%	100%	$175,000
Triad Financial Services, Inc.	Conventional	2	0.2%	57.1%	$40,000
PHH Mortgage Corporation	FHA	2	0.2%	100%	$150,000
Bay Equity LLC	Conventional	2	0.2%	100%	$205,000
Advanz Federal Credit Union A+5.0 ★Texas Ratio: 2.82%	Conventional	2	0.2%	100%	$110,000	View
Planet Home Lending, LLC	FHA, VA	2	0.2%	66.7%	$205,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	2	0.2%	66.7%	$160,000	View
Union Savings Bank	Conventional	2	0.2%	100%	$225,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$115,000	View
21St Mortgage	Conventional	2	0.2%	33.3%	$55,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Bank of England A5.0 ★Texas Ratio: 6.45%	VA	1	0.1%	100%	$355,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$455,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$295,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	100%	$255,000	View
Servion	Conventional	1	0.1%	100%	$165,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$295,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$305,000
Class Act Federal Credit Union	Conventional	1	0.1%	100%	$215,000
Acrisure Mortgage, LLC	FHA	1	0.1%	50%	$435,000
Dart Bank	FHA	1	0.1%	50%	$305,000
Fair Way Lending, LLC	Conventional	1	0.1%	100%	$405,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$235,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$235,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$245,000
American Financial Network, Inc.	VA	1	0.1%	100%	$255,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$185,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$345,000	View
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$105,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Ahl Funding	Conventional	1	0.1%	100%	$205,000
First State Mortgage Services	Conventional	1	0.1%	100%	$445,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$175,000
American Financing Corporation	FHA	1	0.1%	33.3%	$65,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$115,000
Transcend Credit Union	Conventional	1	0.1%	50%	$125,000
Eastman Credit Union	Conventional	1	0.1%	100%	$435,000
Servis One, Inc	FHA	1	0.1%	100%	$205,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$185,000
Eclipse Bank Inc A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$225,000	View
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$125,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$65,000
Gulf Coast Bank and Trust	FHA	1	0.1%	100%	$255,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$105,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	100%	$25,000	View
Peoples Bank Mt Washington A5.0 ★Texas Ratio: 10.59%	Conventional	1	0.1%	100%	$185,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$175,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$95,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$335,000	View
Texana Bank	Conventional	1	0.1%	100%	$245,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$325,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Commonwealth Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Independence Bank of Kentucky A+5.0 ★Texas Ratio: 0.79%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Traditional Bank Inc A+5.0 ★Texas Ratio: 2.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

New Albany Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in New Albany, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in New Albany? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Albany in 2025, with lenders based there listed first.

Types of Mortgage Lenders in New Albany, IN

Use these to narrow the list above. Each category shows how many New Albany, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 51 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 39 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in IN 19 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in New Albany, IN

Independent mortgage companies closed 64.3 percent of home loans in New Albany, Indiana in 2025, banks 26.6 percent and credit unions 9.1 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, Republic Bank & Trust the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, First Harrison Bank led with 17 loans.

64.3%

Mortgage companies

26.6%

Banks

9.1%

Credit unions

21%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders

Frequently Asked Questions About Mortgage Lenders in New Albany, IN

Who is the largest mortgage lender in New Albany, IN?

By home loans closed in 2025, Republic Bank & Trust was the largest mortgage lender in New Albany, Indiana with 37 loans, about 3.4 percent of the market. The largest lender headquartered in Indiana was First Harrison Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in New Albany, IN have the highest approval rates?

Among lenders with meaningful volume in New Albany, Indiana, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 97.2 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which New Albany, IN mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in New Albany, Indiana in 2025, led by Freedom Mortgage Corporation with 28. 39 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this New Albany, IN lender list?

Yes. 51 banks and 19 credit unions closed home loans in New Albany, Indiana in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in New Albany, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in New Albany, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Albany, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Albany. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.