Mitchell, Indiana mortgage lenders include Hoosier Hills Credit UnionHoosier Hills Credit Union45 Teke Burton Dr, Mitchell, IN 47446 1273A5.0 ★Texas Ratio: 7.37%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, Crane Credit UnionCrane Credit Union1201 James Ave, Bedford, IN 47421A5.0 ★Texas Ratio: 8.44%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, Beacon Credit UnionBeacon Credit Union1505 W Main St, Mitchell, IN 47446 9426A+5.0 ★Texas Ratio: 2.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Indiana University CUIndiana University CU105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 4.12%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mitchell, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mitchell are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mitchell, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
45 Teke Burton Dr, Mitchell, IN 47446 1273 A5.0 ★Texas Ratio: 7.37% |
Conventional, USDA, HELOC | 21 +21 HELOCs |
10.9% | 80.8% | $96,428 | View |
|
2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 7 +3 HELOCs |
3.6% | 80% | $142,142 | View |
|
1201 James Ave, Bedford, IN 47421 A5.0 ★Texas Ratio: 8.44% |
Conventional | 3 | 1.6% | 75% | $101,666 | View |
|
2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +6 HELOCs |
1% | 100% | $270,000 | View |
|
2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, USDA, HELOC | 2 +2 HELOCs |
1% | 100% | $185,000 | View |
|
11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $215,000 | View |
|
1505 W Main St, Mitchell, IN 47446 9426 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 75% | $150,000 | View |
|
29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $70,000 | View |
|
105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 25% | $75,000 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $265,000 | View |
|
720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $245,000 | View |
|
200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.5% | 33.3% | $35,000 | View |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
|
9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
FHA | 1 | 0.5% | 50% | $305,000 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA, VA, USDA | 22 | 11.4% | 95.7% | $174,090 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 24 | 12.4% | 89.3% | $167,083 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo | 22 | 11.4% | 100% | $250,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 4.7% | 100% | $195,000 | |
Mortgage Research Center
|
VA, USDA | 8 | 4.1% | 100% | $232,500 | |
|
A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 7 | 3.6% | 100% | $142,142 | View |
Newrez LLC
|
Conventional, FHA | 4 | 2.1% | 100% | $152,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 4 | 2.1% | 66.7% | $252,500 | |
Paramount Residential Mortgage
|
Conventional, FHA, USDA | 4 | 2.1% | 100% | $212,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 1.6% | 75% | $255,000 | |
Goodleap, LLC
|
FHA, VA | 3 | 1.6% | 60% | $121,666 | |
Pennymac Loan Services LLC
|
FHA | 3 | 1.6% | 75% | $145,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 1% | 100% | $90,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 1% | 100% | $105,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 1% | 66.7% | $70,000 | |
New Day Financial, LLC.
|
VA | 2 | 1% | 66.7% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.5% | 100% | $165,000 | View |
Movement Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $145,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $285,000 | |
Fair Way Lending, LLC
|
USDA | 1 | 0.5% | 100% | $145,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 14.3% | $45,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.5% | 100% | $325,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.5% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.5% | 100% | $125,000 | View |
Michigan Mutual, Inc
|
USDA | 1 | 0.5% | 100% | $135,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.5% | 100% | $165,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
Union Savings Bank
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.5% | 100% | $85,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
21St Mortgage
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
The Farmers & Merchants State Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mitchell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mitchell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mitchell, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.9 percent of home loans in Mitchell, Indiana in 2025, banks 15 percent and credit unions 16.1 percent. Ruoff Mortgage Company was the largest mortgage company, Jackson County Bank the largest bank and Hoosier Hills Credit Union the largest credit union. Among lenders headquartered in Indiana, Hoosier Hills Credit Union led with 21 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Hoosier Hills Credit Union was the largest mortgage lender in Mitchell, Indiana with 21 loans, about 10.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Mitchell, Indiana in 2025, led by Cmg Mortgage Inc with 7. 12 lenders closed VA loans, led by Cmg Mortgage Inc, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 10 credit unions closed home loans in Mitchell, Indiana in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mitchell, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mitchell, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mitchell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.