Mortgage Lenders and Brokers in Huntington, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Huntington, Indiana mortgage lenders include First Federal Savings BankFirst Federal Savings Bank648 N Jefferson St, Huntington, IN 46750A5.0 ★Texas Ratio: 12.96%, First Merchants BankFirst Merchants Bank2845 Guilford St, Huntington, IN 46750A+5.0 ★Texas Ratio: 4.12%, Flagstar Bank NAFlagstar Bank NA2720 Guilford St, Huntington, IN 46750D3.3 ★Texas Ratio: 35.11%, 1St Source Bank1St Source Bank1959 N Jefferson St, Huntington, IN 46750A+5.0 ★Texas Ratio: 5.01%, PNC Bank N.A.PNC Bank N.A.2020 N Jefferson St, Huntington, IN 46750A+5.0 ★Texas Ratio: 4.24%, Lake City BankLake City Bank1501 N Jefferson St, Huntington, IN 46750A+5.0 ★Texas Ratio: 2.66%, First Farmers Bank & TrustFirst Farmers Bank & Trust244 Hauenstein Rd, Huntington, IN 46750A5.0 ★Texas Ratio: 7.53%, MidWest America Federal Credit UnionMidWest America Federal Credit Union2835 N Jefferson St, Huntington, IN 46750 8807A+5.0 ★Texas Ratio: 4.56%, Beacon Credit UnionBeacon Credit Union136 Northpoint Ave, Huntington, IN 46750 7764A+5.0 ★Texas Ratio: 2.46%, and Everwise Credit UnionEverwise Credit Union313 Northpoint Ave, Huntington, IN 46750A5.0 ★Texas Ratio: 6.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Huntington, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntington are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Huntington, Indiana
Market share is the lender's share of all home loans closed in Huntington, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Huntington 648 N Jefferson St, Huntington, IN 46750 A5.0 ★Texas Ratio: 12.96% |
Conventional, Jumbo | 57 | 14.3% | 93.5% | $165,526 | View |
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1 office in Huntington 2845 Guilford St, Huntington, IN 46750 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 8 +9 HELOCs |
2% | 88.9% | $88,750 | View |
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1 office in Huntington 2720 Guilford St, Huntington, IN 46750 D3.3 ★Texas Ratio: 35.11% |
Conventional, USDA | 8 | 2% | 88.9% | $48,750 | View |
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1 office in Huntington 1959 N Jefferson St, Huntington, IN 46750 A+5.0 ★Texas Ratio: 5.01% |
Conventional, FHA, USDA, HELOC | 7 +14 HELOCs |
1.8% | 70% | $147,857 | View |
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★ 1.7 stars, 3 reviews 1 office in Huntington 2020 N Jefferson St, Huntington, IN 46750 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 4 +15 HELOCs |
1% | 80% | $150,000 | View |
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1 office in Huntington 1501 N Jefferson St, Huntington, IN 46750 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $185,000 | View |
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1 office in Huntington 244 Hauenstein Rd, Huntington, IN 46750 A5.0 ★Texas Ratio: 7.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2835 N Jefferson St, Huntington, IN 46750 8807 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 11 +10 HELOCs |
2.8% | 75% | $62,272 | |
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136 Northpoint Ave, Huntington, IN 46750 7764 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 7 +5 HELOCs |
1.8% | 100% | $145,000 | View |
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313 Northpoint Ave, Huntington, IN 46750 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, HELOC | 6 +24 HELOCs |
1.5% | 85.7% | $125,000 | View |
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502 S Gonser Ave, Ashley, IN 46705 A5.0 ★Texas Ratio: 6.21% |
Conventional | 5 | 1.3% | 100% | $97,000 | View |
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621 Cherry St, Huntington, IN 46750 2034 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 100% | $135,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 4 | 1% | 66.7% | $142,500 | View |
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2410 N Wayne St, Angola, IN 46703 9111 A+5.0 ★Texas Ratio: 2.42% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $148,333 | View |
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526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 3 | 0.8% | 100% | $48,333 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 0.5% | 100% | $130,000 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.5% | 100% | $150,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.3% | 100% | $235,000 | View |
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1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 58 | 14.5% | 97.1% | $151,379 | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 11 +1 HELOCs |
2.8% | 100% | $146,818 | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 8 | 2% | 100% | $136,250 | |
Fire Police City County Federa
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 4% | 64.3% | $118,750 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 3.8% | 100% | $94,333 | |
Nations Lending Corporation
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Conventional, FHA, VA | 12 | 3% | 100% | $230,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 2.8% | 85.7% | $210,454 | |
Mortgage Research Center
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Conventional, VA, USDA | 11 | 2.8% | 64.7% | $154,090 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 2.3% | 75% | $110,555 | |
Polaris Home Funding Corp.
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Conventional, FHA, VA | 7 | 1.8% | 100% | $156,428 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.8% | 100% | $165,000 | |
Stockton Mortgage Corporation
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Conventional, USDA | 7 | 1.8% | 100% | $206,428 | |
Park Lane Finance SolutionsLLC
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Conventional | 7 | 1.8% | 100% | $32,142 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 6 | 1.5% | 75% | $175,000 | |
Navy Federal Credit Union
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Conventional, VA | 6 | 1.5% | 85.7% | $161,666 | |
Geneva Financial LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $153,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 1.3% | 38.5% | $123,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, USDA | 4 | 1% | 66.7% | $125,000 | |
Mortgage 1 Incorporated
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FHA, VA, USDA | 4 | 1% | 100% | $262,500 | |
Goodleap, LLC
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Conventional, VA, HELOC | 3 +2 HELOCs |
0.8% | 100% | $165,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 75% | $141,666 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 0.8% | 100% | $251,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 25% | $58,333 | |
Point Mortgage Corp
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Conventional, FHA, USDA | 3 | 0.8% | 100% | $248,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 33.3% | $115,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $110,000 | |
Diamond Residential Mtg Corp
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FHA | 2 | 0.5% | 100% | $60,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $175,000 | |
Union Savings Bank
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Conventional | 2 | 0.5% | 100% | $140,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $170,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 66.7% | $575,000 | View |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $135,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $45,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.3% | 100% | $115,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Dart Bank
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FHA | 1 | 0.3% | 100% | $315,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $495,000 | |
The Farmers & Merchants State Bank
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Conventional | 1 | 0.3% | 50% | $305,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $35,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 75% | $165,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 66.7% | $85,000 | |
Cardinal Financial Company, Li
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USDA | 1 | 0.3% | 100% | $175,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $145,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.3% | 50% | $125,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Huntington Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Huntington, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Huntington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Huntington, IN
Use these to narrow the list above. Each category shows how many Huntington, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Huntington, IN
Independent mortgage companies closed 58.9 percent of home loans in Huntington, Indiana in 2025, banks 28.3 percent and credit unions 12.8 percent. Ruoff Mortgage Company was the largest mortgage company, First Federal Savings Bank the largest bank and MidWest America Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, First Federal Savings Bank led with 57 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Huntington, IN
By home loans closed in 2025, First Federal Savings Bank was the largest mortgage lender in Huntington, Indiana with 57 loans, about 14.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Huntington, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 97.1 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Huntington, Indiana in 2025, led by Ruoff Mortgage Company with 14. 23 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Huntington, Indiana in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Huntington, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntington, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
