Mortgage Lenders and Brokers in Goshen, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Goshen, Indiana mortgage lenders include Interra Credit UnionInterra Credit Union300 W Lincoln Ave, Goshen, IN 46526A+5.0 ★Texas Ratio: 1.39%, First State Bank of MiddleburyFirst State Bank of Middlebury201 N Main St, Goshen, IN 46526A5.0 ★Texas Ratio: 10.52%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA401 S Main St, Goshen, IN 46526A+5.0 ★Texas Ratio: 3.68%, The Campbell & Fetter BankThe Campbell & Fetter Bank2023 Lincolnway E, Goshen, IN 46526A+5.0 ★Texas Ratio: 0.00%, Centier BankCentier Bank1716 Elkhart Rd, Goshen, IN 46526A5.0 ★Texas Ratio: 6.45%, 1St Source Bank1St Source Bank101 S Main St, Goshen, IN 46526A+5.0 ★Texas Ratio: 5.01%, Lake City BankLake City Bank2513 S Main St, Goshen, IN 46526A+5.0 ★Texas Ratio: 2.66%, Keybank National AssociationKeybank National Association221 N Main St, Goshen, IN 46526A+5.0 ★Texas Ratio: 4.81%, First Federal Savings BankFirst Federal Savings Bank206 W Plymouth St, Bremen, IN 46506A5.0 ★Texas Ratio: 6.90%, and Notre Dame Federal Credit UnionNotre Dame Federal Credit Union14535 State Road 23, Granger, IN 46530A+5.0 ★Texas Ratio: 4.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Goshen, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goshen are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Goshen, Indiana
Market share is the lender's share of all home loans closed in Goshen, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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300 W Lincoln Ave, Goshen, IN 46526 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 39 +98 HELOCs |
7.8% | 75% | $170,897 | View |
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2 offices in Goshen 201 N Main St, Goshen, IN 46526 A5.0 ★Texas Ratio: 10.52% |
Conventional | 22 | 4.4% | 88% | $186,818 | View |
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1 office in Goshen 401 S Main St, Goshen, IN 46526 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +1 HELOCs |
2.2% | 100% | $215,000 | View |
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1 office in Goshen 2023 Lincolnway E, Goshen, IN 46526 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 11 | 2.2% | 91.7% | $162,272 | View |
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1 office in Goshen 1716 Elkhart Rd, Goshen, IN 46526 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 7 +3 HELOCs |
1.4% | 77.8% | $180,714 | View |
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1 office in Goshen 101 S Main St, Goshen, IN 46526 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 6 +13 HELOCs |
1.2% | 80% | $128,333 | View |
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3 offices in Goshen 2513 S Main St, Goshen, IN 46526 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 5 +45 HELOCs |
1% | 85.7% | $191,000 | View |
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1 office in Goshen 221 N Main St, Goshen, IN 46526 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.8% | 50% | $97,500 | View |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional, Jumbo, HELOC | 16 +15 HELOCs |
3.2% | 100% | $333,750 | View |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 15 +2 HELOCs |
3% | 88.2% | $225,666 | View |
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1527 Bashor Rd, Goshen, IN 46528 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, HELOC | 9 +9 HELOCs |
1.8% | 90% | $160,555 | View |
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358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94% |
Conventional, HELOC | 4 +5 HELOCs |
0.8% | 66.7% | $180,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 85.7% | $100,000 | View |
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1800 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $360,000 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $145,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $140,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | View |
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5317 S Bend Dr, Fort Wayne, IN 46804 A5.0 ★Texas Ratio: 12.96% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA | 43 | 8.6% | 96% | $194,069 | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $115,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 33.3% | $135,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cardinal Financial Company, Li
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Conventional, FHA, VA | 42 | 8.4% | 100% | $199,285 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 7.4% | 79.2% | $157,702 | |
Triad Financial Services, Inc.
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Conventional | 21 | 4.2% | 43.4% | $45,000 | |
Geneva Financial LLC
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Conventional, FHA | 18 | 3.6% | 100% | $132,222 | |
Everett Financial, Inc.
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Conventional, FHA | 17 | 3.4% | 100% | $139,705 | |
21St Mortgage
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Conventional | 16 | 3.2% | 34.8% | $70,625 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +2 HELOCs |
2.2% | 70.6% | $219,545 | |
Union Home Mortgage Corp.
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Conventional, FHA | 11 | 2.2% | 92.3% | $152,272 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $216,250 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 7 | 1.4% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 100% | $220,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.2% | 100% | $243,333 | |
Newrez LLC
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Conventional, VA | 6 | 1.2% | 75% | $168,333 | |
Mortgage Research Center
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FHA, VA | 6 | 1.2% | 60% | $236,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 5 +6 HELOCs |
1% | 71.4% | $133,000 | View |
Point Mortgage Corp
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Conventional, FHA | 5 | 1% | 83.3% | $213,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.8% | 66.7% | $50,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 0.8% | 100% | $272,500 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $215,000 | |
American Financing Corporation
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Conventional, FHA | 3 | 0.6% | 42.9% | $218,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.6% | 75% | $385,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 0.6% | 100% | $638,333 | |
Zippy Loans, LLC
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Conventional | 2 | 0.4% | 100% | $75,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.4% | 100% | $140,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $425,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.4% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $90,000 | View |
Union Savings Bank
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Conventional | 2 | 0.4% | 100% | $105,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $185,000 | View |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $75,000 | |
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★ 3 stars, 1 review A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $165,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $175,000 | |
Loansteady LLC
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FHA | 1 | 0.2% | 100% | $115,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $45,000 | |
United Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $145,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $75,000 | |
loanDepot.com LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Goshen Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Goshen, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Goshen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goshen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Goshen, IN
Use these to narrow the list above. Each category shows how many Goshen, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Goshen, IN
Independent mortgage companies closed 62.9 percent of home loans in Goshen, Indiana in 2025, banks 21.6 percent and credit unions 15.4 percent. Ruoff Mortgage Company was the largest mortgage company, First State Bank of Middlebury the largest bank and Interra Credit Union the largest credit union. Among lenders headquartered in Indiana, Interra Credit Union led with 39 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Goshen, IN
By home loans closed in 2025, Interra Credit Union was the largest mortgage lender in Goshen, Indiana with 39 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Goshen, Indiana in 2025, led by Cardinal Financial Company, Li with 13. 12 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Goshen, Indiana in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Goshen, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goshen, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goshen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
