Mortgage Lenders and Brokers in Charlestown, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Charlestown, Indiana mortgage lenders include The New Washington State BankThe New Washington State Bank1083 Market St, Charlestown, IN 47111A5.0 ★Texas Ratio: 10.00%, First Harrison BankFirst Harrison Bank735 Hwy 62, Charlestown, IN 47111A+5.0 ★Texas Ratio: 3.57%, Centra Credit UnionCentra Credit Union1111 Market St, Charlestown, IN 47111A+5.0 ★Texas Ratio: 5.34%, Republic Bank & TrustRepublic Bank & Trust4571 Duffy Rd, Floyds Knobs, IN 47119A+5.0 ★Texas Ratio: 2.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company275 N Highway 31, Austin, IN 47102A+5.0 ★Texas Ratio: 1.99%, and US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Charlestown, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Charlestown are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Charlestown, Indiana
Market share is the lender's share of all home loans closed in Charlestown, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Charlestown 1083 Market St, Charlestown, IN 47111 A5.0 ★Texas Ratio: 10.00% |
Conventional | 11 | 2.1% | 80% | $204,090 | View |
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1 office in Charlestown 735 Hwy 62, Charlestown, IN 47111 A+5.0 ★Texas Ratio: 3.57% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 75% | $345,000 | View |
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1111 Market St, Charlestown, IN 47111 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 14 +31 HELOCs |
2.7% | 77.8% | $130,714 | View |
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4571 Duffy Rd, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 2.91% |
Conventional, VA, HELOC | 9 +6 HELOCs |
1.7% | 90.9% | $292,777 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +1 HELOCs |
1.6% | 80% | $188,750 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +1 HELOCs |
1% | 100% | $239,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
0.8% | 55.6% | $260,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +7 HELOCs |
0.8% | 100% | $287,500 | View |
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275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 4 +6 HELOCs |
0.8% | 80% | $135,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.8% | 83.3% | $230,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.6% | 100% | $205,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 40% | $245,000 | View |
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701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
FHA, VA, HELOC | 2 +4 HELOCs |
0.4% | 100% | $225,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $200,000 | View |
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206 W Lewis and Clark Pkwy, Clarksville, IN 47129 1646 A+5.0 ★Texas Ratio: 1.73% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $80,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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11550 N Meridian St, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.31% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,215,000 | View |
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3511 E 10th St, Jeffersonville, IN 47130 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.2% | 50% | $215,000 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 12 | 2.3% | 100% | $238,333 | |
First Savings Bank
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Conventional, HELOC | 4 +6 HELOCs |
0.8% | 100% | $277,500 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 60 | 11.7% | 86.1% | $227,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 40 +1 HELOCs |
7.8% | 97.6% | $270,000 | |
Freedom Mortgage Corporation
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FHA, VA | 21 | 4.1% | 86.7% | $277,380 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA, USDA | 18 | 3.5% | 90% | $230,555 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 14 | 2.7% | 93.3% | $259,285 | View |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 11 | 2.1% | 73.3% | $361,363 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.1% | 92.3% | $310,454 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, USDA | 11 | 2.1% | 91.7% | $224,090 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, USDA | 10 | 1.9% | 100% | $279,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, USDA | 9 | 1.7% | 100% | $310,555 | View |
The Loan Store, Inc
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Conventional, FHA, USDA | 9 | 1.7% | 90% | $360,555 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 1.7% | 100% | $268,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 8 | 1.6% | 100% | $257,500 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 8 | 1.6% | 100% | $175,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 1.6% | 61.5% | $371,250 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 8 | 1.6% | 57.1% | $296,250 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 7 | 1.4% | 100% | $270,714 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1.2% | 75% | $186,666 | |
Union Home Mortgage Corp.
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Conventional, USDA | 6 | 1.2% | 85.7% | $370,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 6 | 1.2% | 100% | $285,000 | |
Newrez LLC
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Conventional, VA | 5 | 1% | 83.3% | $153,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 5 | 1% | 100% | $287,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 5 | 1% | 100% | $267,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $239,000 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 5 | 1% | 100% | $241,000 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $305,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, USDA | 5 | 1% | 83.3% | $389,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 5 | 1% | 62.5% | $191,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 0.8% | 80% | $287,500 | |
Guild Mortgage Company
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Conventional, VA, USDA | 4 | 0.8% | 100% | $237,500 | |
Provident Funding Associates
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Conventional | 4 | 0.8% | 100% | $262,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.8% | 80% | $195,000 | |
Lower, LLC
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Conventional, VA | 4 | 0.8% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 75% | $115,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.6% | 40% | $308,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $125,000 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 0.6% | 75% | $318,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.6% | 100% | $278,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 100% | $78,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 40% | $265,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
FHA, VA | 2 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 0.4% | 100% | $275,000 | View |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 0.4% | 100% | $325,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.4% | 100% | $345,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.4% | 66.7% | $395,000 | |
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A+4.9 ★Texas Ratio: 2.62% |
Conventional, USDA | 2 | 0.4% | 100% | $325,000 | View |
Zillow Home Loans, LLC
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FHA, VA | 2 | 0.4% | 100% | $300,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.4% | 66.7% | $210,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.4% | 66.7% | $110,000 | |
Park Community Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $405,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $35,000 | |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Servion
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $145,000 | |
The Mortgage Warehouse, LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.2% | 100% | $205,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $55,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.2% | 100% | $175,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Cardinal Financial Company, Li
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VA | 1 | 0.2% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.35% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $155,000 | |
Meade County Bank
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.2% | 100% | $405,000 | |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 50% | $315,000 | View |
Texana Bank
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Charlestown Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Charlestown, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Charlestown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Charlestown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Charlestown, IN
Use these to narrow the list above. Each category shows how many Charlestown, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Charlestown, IN
Independent mortgage companies closed 73.8 percent of home loans in Charlestown, Indiana in 2025, banks 19.6 percent and credit unions 6.6 percent. Ruoff Mortgage Company was the largest mortgage company, The New Washington State Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, The New Washington State Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Charlestown, IN
By home loans closed in 2025, The New Washington State Bank was the largest mortgage lender in Charlestown, Indiana with 11 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Charlestown, Indiana, Rocket Mortgage approved the highest share of completed applications in 2025 at 86.1 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Charlestown, Indiana in 2025, led by United Wholesale Mortgage with 11. 35 lenders closed VA loans, led by Freedom Mortgage Corporation, and 16 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 13 credit unions closed home loans in Charlestown, Indiana in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Charlestown, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Charlestown, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Charlestown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
